The top-rated mobile home insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 15 mobile home insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farmers Insurance - David Stokke | 625 Main St NW | (763) 441-4761 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area as a mobile home insurance agent. The agency provides coverage for manufactured homes and modular dwellings, protecting structures against weather-related damage common in the region. Policies also address liability concerns for homeowners. Since mobile homes have unique risk factors, the office helps clients secure protection for attached carports and personal belongings inside the unit. It handles adjustments for detached storage sheds and policies for seasonal cabin mobile homes.
Wayne Swart - State Farm Insurance Agent provides mobile home insurance solutions for Elk River and the surrounding area. It offers customized coverage plans and ongoing policy support to protect manufactured and mobile homes from local weather risks and structural issues. Comprehensive service includes reviewing coverage limits, explaining deductibles, and adjusting policies as client needs change. The agency assists with single-family mobile homes, multi-unit modular communities, seasonal recreational properties, and rental lots.
The Pampusch Agency serves local homeowners and individuals in Elk River, Minnesota, by providing mobile home insurance policies that cover structures, personal property, and liability. As a dedicated agent for this specialty line, the agency assists clients in navigating coverage options tailored to manufactured and modular homes, ensuring adequate financial protection. While operating exclusively in the mobile home insurance category, it also extends its services to residents in neighboring communities such as Zimmerman or greater Sherburne County.
Serving Elk River and the surrounding communities of central Minnesota, North Central Insurance Agency works as a mobile home insurance agent. It handles coverage specific to manufactured and mobile homes, addressing the unique protection needs of these residences in the region. The agency uses its familiarity with local insurance requirements to review each client's property and circumstances carefully, then presents coverage options that align with the homeowner’s situation and local risk factors. For a typical job, it follows this process from initial consultation through policy placement.
For mobile home insurance, customers choose either a one-time policy quote or move into ongoing coverage adjustments as their needs change. Elk Agency Insurance in Elk River, MN, focuses specifically on this coverage type, helping local owners understand how mobile home policies address area-specific risks like severe weather and seasonal occupancy changes. The agency guides clients through standard dwelling protection and liability options while explaining relevant local regulations. Service for current or prospective clients runs on an as-needed basis, allowing customers to initiate contact whenever they need updated quotes or policy reviews.
As winter storms and spring melt threaten mobile homes in Elk River, Pentagon Insurance helps owners secure adequate replacement-cost coverage. Understanding that older or park-located homes require special underwriting, this agent works with regional carriers familiar with Minnesota’s climate risks. Policies typically include roof payment schedules and liability options tailored to tight budgets. A site visit of the home’s skirting, tie-downs, and foundation allows the agent to provide a personalized coverage review and premium estimate.
Bonnie Koste Agency Inc American Family Insurance provides specialized mobile home insurance coverage, addressing the unique risks of manufactured and modular housing. Based in Elk River, MN, the agency also offers general personal insurance services to local homeowners. Its agents help clients understand policy details for structure and personal property protection. During Minnesota’s severe winter months, the agency assists with claims related to frozen pipes. It also guides homeowners through coverage needs following spring storms or hail damage.
Forthright Insurance LLC helps clients in Elk River, Minnesota secure appropriate coverage for their manufactured and mobile homes. The agency can arrange essential specialty endorsements, such as protection for attached additions, skirting, and personal property. Agents work closely with homeowners to explain policy limits, deductibles, and loss settlement options tailored to this unique housing type. The firm additionally provides insurance solutions for commercial sectors like small offices, warehouses, and food service operations, ensuring each business property receives proper risk assessment and policy structuring.
Patriot Insurance Brokers in Elk River, Minnesota provides residential mobile home insurance coverage for local homeowners. The agency also assists clients with commercial policies to protect business assets. Their service area extends throughout the greater Elk River region and surrounding communities. Policies help safeguard mobile homes against common regional weather risks and property liabilities. After initial placement, the agency contacts clients for periodic policy reviews and coverage updates, ensuring protection remains appropriate between regular visits.
Farmers Insurance - David Stokke in Elk River, MN, is a mobile home insurance agent that provides coverage for manufactured and modular homes in the area. Their standard policies typically protect against common risks like fire, wind, and theft, including personal liability and contents coverage. Customers can add on optional sewer backup and water backup endorsements to address specific mobile home vulnerabilities.
What Does a a Mobile Home Insurance Agent in Elk River Cost?
The cost of mobile home insurance in Minnesota typically ranges from 300 to 800 dollars per year for a standard policy. Factors such as the age of the home, location in Elk River, and coverage limits affect the premium. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Elk River
Mobile home insurance agents in Elk River, Minnesota help owners of manufactured and mobile homes find coverage that meets their needs. Minnesota law requires mobile home owners to have insurance that covers the structure and liability. Local agents can explain how Minnesota winter weather and flood risks may affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in Elk River Minnesota?
A standard mobile home insurance policy in Minnesota typically covers the structure, personal belongings, and liability. It may also include additional living expenses if your home is damaged and you cannot live in it. Check with your agent about specific exclusions for wind or hail damage common in the area.
Is mobile home insurance required by law in Minnesota?
Minnesota does not require mobile home insurance by state law, but your lender or park may require it. If you have a loan on your mobile home, the lender will likely require comprehensive coverage. It is also wise to protect your investment from fire, theft, and weather damage.
How do I choose a mobile home insurance agent in Elk River?
Look for an agent who specializes in manufactured or mobile home policies and is licensed in Minnesota. Ask about their experience with local risks like ice dams or flooding. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.
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