Skip to main content

Mobile Home Insurance Agents in Hastings, MN

Browse mobile home insurance agents serving Hastings, Minnesota. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Hastings, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 mobile home insurance agents in Hastings, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Teran Harmon - State Farm Insurance Agent
121 2nd St E, Hastings, MN 55033
(651) 432-3911 turntoteran.com
Vermillion Insurance Agency
255 33rd St W, Hastings, MN 55033
(651) 480-4636 vermillionagency.com

Mobile home insurance agents in Hastings Minnesota help owners protect their manufactured homes against risks like fire wind and hail. Minnesota law requires mobile home owners to carry liability coverage if they have a loan or live in a park. Local agents can explain how Minnesota winter weather affects your policy and coverage needs.

What Does a Mobile Home Insurance Agent in Hastings Cost?

Typical mobile home insurance in Minnesota ranges from 300 to 800 dollars per year for a standard policy. Older homes or those in flood zones may cost more. Your deductible location and coverage limits affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Hastings Minnesota?
Standard policies cover the structure personal property and liability. In Minnesota you can add coverage for ice dams frozen pipes and sewer backup which are common risks in Hastings.
Do I need mobile home insurance if I own the land in Hastings?
Yes. Even if you own the land your lender will require insurance. Minnesota law does not mandate coverage for owned homes but most parks and lenders require it to protect your investment.
How do I choose a mobile home insurance agent in Hastings?
Look for an agent licensed in Minnesota who has experience with manufactured homes. Ask about replacement cost coverage and whether the policy meets Minnesota park lease requirements.