Skip to main content

Find Mobile Home Insurance Agents Near You in Monticello, MN

Compare mobile home insurance agents in Monticello. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 mobile home insurance agents in Monticello, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Katchmark - State Farm Insurance Agent
1113 Cedar St Suite 109, Monticello, MN 55362
(763) 295-0137 katchmarkinsurance.com
Monticello Agency
3616 School Blvd UNIT 100, Monticello, MN 55362
(763) 295-4900 monticelloagency.com

Mobile home insurance agents in Monticello, Minnesota help owners of manufactured and mobile homes find appropriate coverage. Minnesota state law requires mobile home owners to have insurance that meets certain minimum liability standards. Local agents can explain how factors like the age of the home and its location near the Mississippi River affect policy options.

What Does a Mobile Home Insurance Agent in Monticello Cost?

The cost of mobile home insurance in Minnesota typically ranges from 300 to 900 dollars per year for a standard policy. Factors like the age of the home, its location, and the coverage limits affect the premium. Older homes or those in flood-prone areas near the Mississippi River may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Monticello Minnesota?
Mobile home insurance in Monticello typically covers the structure, personal property, and liability. Minnesota law does not mandate specific coverage amounts, but lenders often require comprehensive and collision coverage. Policies may also include protection against wind and hail, which are common in the area.
Do I need special insurance for a mobile home in Minnesota?
Yes, mobile homes often require a specialized policy because they have different risks than traditional houses. Minnesota agents can offer policies designed for manufactured homes that include coverage for transport and setup. Standard homeowners insurance usually does not apply to mobile homes.
How do I find a mobile home insurance agent in Monticello Minnesota?
You can search online for local independent agents who specialize in manufactured home insurance. The Minnesota Department of Commerce provides a license lookup tool to verify an agent is active. Many agents in Monticello also serve nearby cities like Buffalo and Elk River.