The top-rated mobile home insurance agent in Columbia, Missouri is Stephanie Wilmsmeyer - State Farm Insurance Agent, rated 4.9 stars across 232 reviews. Other highly rated options include Bry Reine Agency LLC American Family Insurance, Shelter Insurance - Mitch Theede, Phyllis Nichols - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Wilmsmeyer - State Farm Insurance Agent | 2609 E Broadway Ste 214 | (573) 445-5774 |
| 2 | Bry Reine Agency LLC American Family Insurance | 2909 Falling Leaf Ln suite c | (573) 442-3368 |
| 3 | Shelter Insurance - Mitch Theede | 3201 S Providence Rd Ste 203 | (573) 443-6080 |
| 4 | Phyllis Nichols - State Farm Insurance Agent | 1006 West Blvd N Ste 102 | (573) 443-8727 |
| 5 | Acrisure Columbia, MO (Vogel Stuart Insurance Group) | 29 N 10th St | (573) 449-5395 |
| 6 | Shelter Insurance - Jeremy Hughes | 1715 W Worley St Ste A1 | (573) 445-8627 |
| 7 | Goosehead Insurance - Jeremy Kiesewetter | 124 E Nifong Blvd Suite C-1 | (573) 818-2988 |
| 8 | DJ Hinds - State Farm Insurance Agent | 3512 Interstate 70 Dr SE Suite A | (573) 449-4117 |
| 9 | Lindsey Howard Agency LLC American Family Insurance | 3304 W Brdwy, Bus Pk Ct Ste K | (573) 446-5783 |
| 10 | Kasmann Insurance Agency | 116 N Garth Ave | (573) 442-1105 |
Stephanie Wilmsmeyer - State Farm Insurance Agent serves Columbia, MO, and the surrounding area, assisting homeowners with mobile home insurance policies. These specialized plans help protect manufactured and modular homes against common regional risks. Coverage options typically address property damage from storms, fire, or vandalism, along with liability protection. Liability coverage can shield occupants if someone is injured on their property. The agency also handles additional living expense coverage, which helps pay for temporary housing if the mobile home becomes uninhabitable due to a covered loss.
Bry Reine Agency LLC American Family Insurance in Columbia, MO, provides a range of services for mobile home insurance, including policy consultations, coverage evaluations, and claims assistance. It offers service plans that help clients understand their protection options and maintain suitable coverage over time. The agency also guides clients through coverage adjustments as property needs change. It services various mobile home properties, including single-family manufactured homes, apartment complexes with mobile units, retail mobile home parks, and restaurant facilities that incorporate modular housing.
Serving Columbia, Missouri, and surrounding communities, Shelter Insurance - Mitch Theede handles mobile home insurance policies for local residents. This agency provides coverage designed to protect manufactured and mobile homes against common regional risks. When a client requests coverage, the agent assesses the home’s specific value and local exposure to weather and liability concerns. The typical job begins with a thorough discussion of the homeowner’s needs, followed by the preparation of a tailored policy that balances protection with affordability.
Phyllis Nichols - State Farm Insurance Agent in Columbia, MO, distinguishes between a one-time policy for a single mobile home purchase and a recurring service plan that annually reviews coverage needs as property values change. The office provides standard protections for mobile home structures, personal belongings, and liability, along with additional coverage options for attached structures or replacement cost. Service runs on an as-needed basis, with policyholders contacting the agent when they require a quote, file a claim, or adjust their existing plan.
Acrisure Columbia, MO (Vogel Stuart Insurance Group) serves homeowners, seasonal property owners, and property managers in the area seeking mobile home insurance policies. The agency helps clients secure coverage tailored specifically for manufactured or mobile homes, addressing the unique risks these properties face in the local climate. They also assist with finding protection for nearby rental mobile home units or investment lots. The agency extends its services to surrounding communities such as Boonville and Jefferson City, Missouri.
Shelter Insurance - Jeremy Hughes specializes in arranging mobile home coverage in Columbia, MO, addressing the unique risks of manufactured housing. The agency helps clients secure policies that protect their dwelling and personal property from common perils. It offers general insurance services, including policy reviews and claims assistance, for local homeowners. As severe weather seasons approach, the agent regularly advises on securing adequate protection against hail and wind damage in the region.
Goosehead Insurance - Jeremy Kiesewetter assists property owners with mobile home insurance needs, offering protection for manufactured and modular dwellings. Standard policies typically cover dwelling damage, personal belongings, and liability, while add-ons address specialized concerns like detached structure coverage or ordinance and law compliance. The agency works with customers in Columbia, MO, tailoring plans based on home age and location. Commercial insurance is also available, covering sectors such as offices, warehouses, and food service operations.
After severe weather season in Columbia, mobile home owners often need to update their coverage, and DJ Hinds - State Farm Insurance Agent provides personalized service to address these specific risks. The agency helps residents of manufactured and mobile homes find appropriate protection for their property and belongings in the local area. Understanding that standard homeowners policies do not cover mobile homes, the agent offers tailored plans to meet unique structural needs. A full inspection of the home and its current setup typically begins the initial consultation process.
Kasmann Insurance Agency in Columbia, MO, is known for providing specialized coverage for mobile and manufactured homes, addressing the unique structural risks these properties face. The agency assists local residents in securing policies that often include protection against wind, hail, and flood damage common to the region. It assesses individual property needs to recommend appropriate liability and personal property limits. Clients can add specific endorsements for temporary living expenses if their home becomes uninhabitable due to a covered loss.
What Does a a Mobile Home Insurance Agent in Columbia Cost?
Typical mobile home insurance costs in Missouri range from 300 to 800 dollars per year for a standard policy. Older homes or those in high risk areas may cost more. Factors include home age location and coverage limits. This is general information not insurance advice.
About mobile home insurance agents in Columbia
A mobile home insurance agent in Columbia Missouri helps owners of manufactured and mobile homes find proper coverage. Missouri law does not require mobile home insurance but lenders and parks often do. An agent can explain policy options that meet local regulations and protect your investment.
Frequently Asked Questions
Do I need mobile home insurance in Columbia Missouri?
Missouri state law does not require mobile home insurance. However most lenders and mobile home parks require proof of coverage. An agent can help you meet these requirements.
What does mobile home insurance cover in Missouri?
Standard policies cover the home structure personal belongings and liability. Missouri policies often include wind and hail coverage which is important due to local storms. Flood coverage is usually separate.
How do I choose a mobile home insurance agent in Columbia?
Look for an agent licensed in Missouri who specializes in manufactured homes. Ask about replacement cost coverage and any exclusions for older homes. Compare quotes from multiple agents.
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