Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 2 mobile home insurance agents in University City, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John A Smith - State Farm Insurance Agent
7165 Delmar Blvd Apt 111, University City, MO 63130
(314) 726-4757
statefarm.com
Renee Bolden American Family Insurance
7299 Olive Blvd Apt B, University City, MO 63130
(314) 862-6560
amfam.com
What Does a Mobile Home Insurance Agent in University City Cost?
Typical mobile home insurance costs in Missouri range from 300 to 800 dollars per year for basic policies. Full replacement cost coverage can run 600 to 1,200 dollars annually. Actual premiums depend on the home value, location, and deductible chosen. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mobile home insurance agent in University City do?
An agent helps you compare policies from different insurers for your manufactured home. They explain coverage options such as dwelling protection, personal property, and liability. They also assist with claims and policy changes.
Is mobile home insurance required in Missouri?
Missouri does not legally require mobile home insurance, but lenders almost always require it for financed homes. Even if you own your home outright, insurance protects against fire, storm damage, and theft. Many parks also require proof of liability coverage.
What factors affect the cost of mobile home insurance in University City?
Costs depend on the age and value of the home, its location in a flood zone, and the coverage limits you choose. University City is in a moderate risk area for tornadoes and hail. Older homes or those with outdated electrical systems may cost more to insure.