The top-rated mobile home insurance agent in Kearney, Nebraska is Hinrichs Insurance - Farmers Union Midwest Agency, rated 5.0 stars across 131 reviews. Other highly rated options include Kevin Kennedy: Allstate Insurance, Kara Berks - State Farm Insurance Agent, Brett McIntosh - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Kearney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hinrichs Insurance - Farmers Union Midwest Agency | 409 E 25th St STE 5 | (308) 240-2277 |
| 2 | Kevin Kennedy: Allstate Insurance | 3423 2nd Ave Ste 4 | (308) 234-1839 |
| 3 | Kara Berks - State Farm Insurance Agent | 2715 2nd Ave Ste C | (308) 237-5272 |
| 4 | Brett McIntosh - State Farm Insurance Agent | 311 W 11th St | (308) 234-9713 |
| 5 | Stonebridge Insurance | 108 1st Avenue Place | (308) 698-0144 |
| 6 | Barney Insurance - Kearney | 5508 Avenue N Pl | (308) 237-2222 |
| 7 | Shelter Insurance - Jake Schroeder | 2802 2nd Ave STE A | (308) 234-1860 |
| 8 | Insurance Connection, Inc. | 2615 2nd Ave | (308) 237-0914 |
| 9 | Affilated Brokers Insurance | 2620 2nd Ave | (308) 234-2436 |
| 10 | Mountain Plains Agency | 125 E 31st St | (308) 698-7711 |
Hinrichs Insurance - Farmers Union Midwest Agency provides comprehensive mobile home insurance solutions, including coverage for structure, personal belongings, and liability. They can assist with policy adjustments to meet the evolving needs of homeowners. Their service approach includes guidance on understanding coverage details and risk management for manufactured and mobile homes. The agency handles claims support and policy inquiries for clients in Kearney, NE. They service a range of properties, including single-family mobile homes, manufactured home communities, and rental mobile homes as well as certain retail and restaurant properties.
Kevin Kennedy: Allstate Insurance serves the Kearney, Nebraska area, providing mobile home insurance policies tailored to protect local homeowners. They help clients secure coverage for their manufactured and mobile homes, including protection against common regional weather risks. Their agents assist customers in understanding policy options such as liability coverage and personal property protection. The office handles claims support for wind and hail damage, and offers advice on securing affordable replacement cost coverage for mobile homes in Kearney.
Kara Berks - State Farm Insurance Agent serves local homeowners and mobile home owners in Kearney, Nebraska, offering comprehensive insurance solutions for manufactured and mobile homes. The agency helps clients protect their property from common risks including severe weather and liability concerns that affect homeowners across the region. Policies are tailored to meet the unique coverage needs of mobile home residents, from dwelling protection to personal property coverage. The agency also provides services for those in nearby Grand Island.
Brett McIntosh - State Farm Insurance Agent serves mobile home owners in Kearney, Nebraska, and the surrounding Buffalo County communities. The agency handles insurance policies tailored specifically for manufactured and mobile homes, covering both the structure and personal belongings. It works to identify gaps in standard homeowners coverage unique to mobile housing. For a typical job, it reviews the mobile home's age, condition, and setup details with the homeowner first, then recommends a coverage plan based on those specific risk factors.
Mobile home insurance can require a one-time policy for a single purchase or a scheduled plan that renews annually for ongoing protection. Stonebridge Insurance in Kearney, NE, helps local residents secure coverage tailored to the unique risks of manufactured housing, including structure and liability options. The service operates on an as-needed basis, allowing clients to request quotes or policy adjustments whenever their circumstances change without committing to a fixed schedule.
Barney Insurance - Kearney offers specialized mobile home insurance policies tailored for manufactured and modular homes in the Kearney area. The agency works to provide coverage options such as protection against property damage, liability, and personal belongings loss. Whether homeowners need a policy for a single-wide or double-wide unit, the agent helps navigate the unique risks associated with this housing type. As winter approaches in Nebraska, the agency can also assist with securing coverage for frozen pipes or storm-related damage to mobile home roofs.
When severe Nebraska thunderstorms and hail threaten the Kearney area, mobile home owners need reliable protection tailored to manufactured housing. Shelter Insurance - Jake Schroeder provides coverage options designed specifically for the structural and liability needs of mobile homes throughout central Nebraska. They focus on policies that address the unique risks and replacement considerations involved with factory-built residences. Every new client begins with a thorough on-site evaluation of their home to properly assess the structure and current condition before finalizing the insurance terms.
Insurance Connection, Inc. in Kearney, NE assists clients in securing coverage for mobile homes, offering specialty add-ons like liability protection and comprehensive policies that address unique structural risks. The agent works with standard lenders and direct buyers to tailor protection plans. Commercial sectors such as offices, warehouses, and food service operations can access customized insurance solutions through the agency, including coverage for equipment and property damage concerns.
Located in Kearney, NE, Affiliated Brokers Insurance offers residential mobile home insurance services to area homeowners. Their coverage options address the specific needs of manufactured and modular dwellings, protecting both the structure and personal belongings. Commercial mobile home insurance is also available for investors and park owners across the region. Clients receive professional guidance in selecting appropriate policy limits and deductibles to match their situation. Between regular policy reviews, the agency is available for follow-up service to update coverage as needed during the life of each mobile home policy.
Mountain Plains Agency is known for providing mobile home insurance coverage in Kearney, Nebraska, and serves clients throughout the surrounding area. The company assists homeowners in securing policies that protect their manufactured or mobile homes against common regional risks like hail and wind damage. It also offers guidance on choosing appropriate liability and personal property coverage. For policyholders needing extra protection, Mountain Plains Agency can add coverage for detached structures such as sheds or carports.
What Does a a Mobile Home Insurance Agent in Kearney Cost?
Typical mobile home insurance in Nebraska costs between 400 and 1200 dollars per year for a standard policy. Older homes or those in high wind zones may cost more. Your actual rate depends on the home age, location, coverage limits, and deductible. This is general information, not insurance advice.
About mobile home insurance agents in Kearney
Mobile home insurance agents in Kearney Nebraska help owners protect their manufactured homes with tailored policies. Nebraska law treats mobile homes as personal property unless permanently affixed to a foundation. Local agents can guide you through coverage options that meet state requirements and protect against plains weather risks.
Frequently Asked Questions
What does mobile home insurance cover in Nebraska?
Standard policies cover the home structure, personal belongings, and liability. Nebraska wind and hail coverage is often separate due to high plains storms. Agents can explain what is required by your lender or state law.
Do I need a special agent for mobile home insurance in Kearney?
Yes, many standard home insurers do not write policies for manufactured homes. A mobile home insurance agent in Kearney specializes in carriers that offer this coverage. They can also advise on Nebraska specific rules for tie-downs and skirting.
How can I lower my mobile home insurance cost in Nebraska?
You can save by bundling with auto insurance or increasing your deductible. Installing storm straps and a modern roof may qualify for discounts. An agent can review your specific situation and suggest options.