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Browse mobile home insurance agents serving Garfield, New Jersey. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Garfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 mobile home insurance agents in Garfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mobile home insurance agents in Garfield, New Jersey help residents find coverage for manufactured and mobile homes. New Jersey requires all mobile home owners to have liability insurance if they have a mortgage. Agents can explain local flood zone risks and how to meet state minimum coverage standards.
What Does a Mobile Home Insurance Agent in Garfield Cost?
The typical cost for mobile home insurance in New Jersey ranges from 300 to 800 dollars per year for basic policies. Factors like the home age, location in Garfield, and coverage limits affect the premium. Flood insurance adds 500 to 1,000 dollars annually in high-risk zones. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Garfield New Jersey?
Mobile home insurance in Garfield typically covers the structure, personal property, and liability. New Jersey law does not mandate specific coverage for mobile homes, but lenders often require comprehensive and collision coverage. Flood insurance is separate and recommended due to local flood zone risks.
How do I find a licensed mobile home insurance agent in Garfield?
You can search the New Jersey Department of Banking and Insurance website for licensed agents in Garfield. Local agents who specialize in mobile home policies understand Bergen County regulations and flood insurance needs. Ask about discounts for safety features like smoke alarms and tie-downs.
Are there special requirements for mobile home insurance in New Jersey?
New Jersey does not have a specific statute for mobile home insurance, but mobile homes are treated as personal property unless permanently affixed. If the home is on a rented lot, you may need additional liability coverage. Agents can help you comply with lender requirements and local building codes.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.