The top-rated mobile home insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 491 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, AAA Hackensack, JN Insurance Agency. This directory lists 13 mobile home insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 3 | AAA Hackensack | 450 Hackensack Ave | (201) 261-7900 |
| 4 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 5 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 6 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 7 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 8 | Americas Group | 235 Moore St Suite 101 | (201) 843-3791 |
| 9 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
| 10 | Premier insurance | 210 S Newman St | (551) 288-1286 |
Omar Juarbe - State Farm Insurance Agent serves Bergen County, including the city of Hackensack, New Jersey, as a local resource for mobile home insurance. The agency helps mobile homeowners protect their property and personal belongings from common risks such as fire, theft, and storm damage. Clients can also discuss coverage for liability protection when a guest is injured on the property. Specific services handled in this area include policy customizations for older manufactured homes and tailored plans for seasonal or year-round use.
Serving the Hackensack area, this agency offers coverage options for mobile homes, including protection for the structure, personal belongings, and liability exposure. Tailored insurance plans are available to safeguard against common regional weather risks and unexpected damages. Policyholders receive guidance in selecting appropriate deductibles and coverage limits. Services extend to helping clients understand policy terms and filing claims efficiently. The agent handles insurance needs for single-family homes, manufactured residences, seasonal properties, and rented units. It also provides coverage for small retail shops, dining establishments, and other local commercial spaces.
AAA Hackensack assists homeowners and property owners in Hackensack, NJ, with securing appropriate coverage for their manufactured and mobile homes. The agency helps clients navigate the specific insurance requirements unique to these structures, offering policies that address risks such as weather damage and liability. It provides guidance on policy options, including replacement cost and personal property protection, to fit different needs and budgets. Serving the greater area, it also customizes coverage options for residents in nearby Paterson.
Serving Hackensack and the surrounding Bergen County communities, JN Insurance Agency handles mobile home insurance for local residents. The company addresses coverage for structures, personal property, and liability specific to manufactured and mobile homes in this region. By assessing each client’s individual risk factors such as location and home age, it recommends appropriate policy limits and endorsements. The agency relies on detailed consultations to align coverage with each homeowner’s unique situation, ensuring policy details are explained clearly before binding.
A mobile home insurance agent offers both one-time policy purchases and recurring coverage options with ongoing adjustments. Cosmo Insurance Agency provides such services for residents in Hackensack, NJ, focusing on protection tailored to mobile homes. Typical coverage addresses structure, personal property, and liability risks relevant to this dwelling type. Serving the local area with standard insurance consultations, the agency works on an as-needed basis for new policies, renewals, or claims assistance.
Kusel Associates Insurance specializes in mobile home insurance policies tailored to manufactured and modular homes, offering protection for the structure and personal belongings. In Hackensack, NJ, it works with local homeowners to secure coverage that addresses regional repair costs and liability concerns. The agency helps property owners navigate policy options and explains the differences in coverage compared to standard homeowners insurance. It also assists with concerns specific to seasonal weather, such as advising on storm preparation to minimize damage from nor’easters or heavy winter snowfall common to the area.
A harsh Atlantic winter or an unexpected storm can threaten a mobile home in Hackensack, quickly creating the need for reliable coverage. Graham Family Agency assists local owners by explaining how policies protect against wind, hail, and freeze damage common to this region. They help clients evaluate liability options and contents protection tailored to manufactured housing. Every assessment begins with the agent walking through the home and lot to verify current conditions and note any upkeep concerns that could affect the quote.
Americas Group in Hackensack, New Jersey, connects mobile home owners with insurance policies that protect their dwellings from common regional risks. The specialty add-ons they can help arrange include coverage for attached structures, personal property, and liability. Their services extend to commercial sectors as well, assisting office, warehouse, and food service operators in securing appropriate insurance for their business properties and operational exposures.
Farmers Insurance - Alex Vivien provides residential mobile home insurance services in Hackensack, New Jersey, and also offers commercial coverage options for mobile home parks or similar properties in the surrounding area. The agency helps clients obtain policies that protect both structures and personal belongings, addressing risks common to this region. Customers frequently return for policy updates or to arrange coverage adjustments between regular scheduled visits, ensuring their insurance remains appropriate as conditions change.
Premier Insurance in Hackensack, New Jersey, is a local agency known for connecting mobile home owners with tailored coverage options that protect their property and belongings. The company assists clients in navigating the specific risks of manufactured housing, offering policies that typically cover structures against common perils such as storms and fire. Premises liability protection is included to address incidents on the lot. The agency further specializes in arranging additional endorsements for replacement cost coverage.
What Does a a Mobile Home Insurance Agent in Hackensack Cost?
Typical mobile home insurance costs in New Jersey range from 400 to 1,200 dollars per year, depending on the home value, location, and coverage level. Older mobile homes or those in flood zones may cost more. For a standard policy in Hackensack, expect around 600 to 900 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Hackensack
Mobile home insurance agents in Hackensack, New Jersey help owners of manufactured and mobile homes find suitable coverage. New Jersey law requires mobile homes to be insured similarly to traditional homes, with liability and property damage protection. Local agents can guide you through NJ-specific requirements, such as flood insurance needs in flood-prone areas near the Hackensack River.
Frequently Asked Questions
What does mobile home insurance cover in Hackensack New Jersey?
Mobile home insurance in New Jersey typically covers the structure, personal belongings, liability, and additional living expenses. Policies may also include protection against wind, hail, and fire, which are common risks in the Hackensack area.
Is mobile home insurance required by law in New Jersey?
New Jersey does not legally require mobile home insurance, but lenders and mobile home park owners often mandate it. If you have a loan on your mobile home, the lender will require coverage to protect their investment.
How do I find a mobile home insurance agent in Hackensack?
You can search online for local independent agents who specialize in manufactured home policies. Many agencies in Hackensack offer quotes from multiple insurers, helping you compare coverage options for your specific mobile home.
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