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Directory of mobile home insurance agents in Totowa, New Jersey. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 mobile home insurance agents in Totowa, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson & Ryan
87 Lackawanna Ave, Totowa, NJ 07512
(973) 256-6000
hansonryan.com
Jim Bush - State Farm Insurance Agent
294 Union Blvd, Totowa, NJ 07512
(973) 942-2660
jimbushinc.com
The Secret insurance Agency LLC
409 Minnisink Rd #104, Totowa, NJ 07512
(973) 812-7327
thesecretinsuranceagency.com
Mobile home insurance agents in Totowa, New Jersey help owners of manufactured and mobile homes find coverage that meets state requirements. New Jersey law does not mandate mobile home insurance, but lenders and parks often require it. Local agents understand the specific risks in Passaic County, such as flooding and winter storms.
What Does a Mobile Home Insurance Agent in Totowa Cost?
Mobile home insurance in New Jersey typically costs between 300 and 800 dollars per year for a basic policy. Factors like home age, location in a flood zone, and coverage limits affect the price. For example, a newer home in Totowa may cost around 400 dollars annually, while older homes or those with high liability limits can exceed 700 dollars. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance in Totowa typically cover?
Standard policies cover the home structure, personal belongings, and liability. Flood and earthquake coverage are usually separate add-ons. New Jersey law does not set minimum coverage for mobile homes, but lenders often require comprehensive protection.
Do I need insurance if I rent a lot in a Totowa mobile home park?
Most parks in New Jersey require tenants to carry liability insurance and often property coverage. Check your lease agreement for specific requirements. An agent can help you find a policy that satisfies park rules.
How can a Totowa agent help with New Jersey insurance laws?
Agents licensed in New Jersey know state regulations, including the New Jersey Fair Automobile Insurance Act and rules about policy cancellations. They can explain how local building codes and flood zones affect your coverage options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.