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Mobile Home Insurance Agents in Port Jefferson, NY

Compare mobile home insurance agents in Port Jefferson. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Port Jefferson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 mobile home insurance agents in Port Jefferson, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph P. O'Neill Agency, Inc.: Allstate Insurance
38 Sheep Pasture Rd, Port Jefferson, NY 11777
(631) 425-9700 agents.allstate.com
Brookhaven Agency
100 Oakland Ave #1, Port Jefferson, NY 11777
(631) 941-4113 brookhavenagency.com

Mobile home insurance agents in Port Jefferson, New York help owners of manufactured homes find appropriate coverage. New York law requires mobile home owners to have liability insurance if they have a loan, and agents can explain state specific regulations. They can also advise on flood insurance needs given Port Jeffersons coastal location.

What Does a Mobile Home Insurance Agent in Port Jefferson Cost?

The cost of mobile home insurance in New York typically ranges from 300 to 1,000 dollars per year for a standard policy. Factors affecting the premium include the age and value of the home, its location in Port Jefferson, and the coverage limits you choose. Coastal areas may have higher wind and flood insurance costs. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in New York?
A standard mobile home policy in New York covers the structure, personal property, and liability. It also often includes coverage for fire, wind, and theft. Flood damage is usually not covered and requires a separate policy from the National Flood Insurance Program.
Is mobile home insurance required in Port Jefferson?
New York state law does not require mobile home insurance by itself. However, if you have a mortgage or loan on the mobile home, the lender will require comprehensive coverage. Additionally, liability coverage is recommended to protect against accidents on your property.