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Mobile Home Insurance Agents in Rocky Point, NY

Directory of mobile home insurance agents in Rocky Point, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Rocky Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 mobile home insurance agents in Rocky Point, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coastal Insurance Solutions
333 NY-25A, Rocky Point, NY 11778
(631) 782-3175 coastalinsurancesolution.com
The Clausen Agency, Inc
333 NY-25A Suite 150, Rocky Point, NY 11778
(631) 744-1393 clausenagency.com

Mobile home insurance agents in Rocky Point, New York help owners protect their manufactured homes against risks like fire, wind, and liability. New York law requires proof of insurance for mobile homes financed or located in certain parks. These agents can explain local coverage options and assist with policy selection.

What Does a Mobile Home Insurance Agent in Rocky Point Cost?

The cost of mobile home insurance in New York typically ranges from 400 to 1,200 dollars per year for a standard policy. Factors like the home age, location in Rocky Point, coverage limits, and deductible affect the premium. Older homes or those in high wind areas may cost more. This is general information, not insurance advice. Always consult a licensed agent for accurate quotes.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Rocky Point New York?
Standard mobile home insurance in New York covers the structure, personal property, and liability. It also includes protection against specific perils like windstorms, which are common in coastal areas near Rocky Point. Flood coverage is usually separate and may be required by lenders.
Is mobile home insurance required by law in New York?
New York state does not require mobile home insurance by law, but lenders and mobile home parks often require it. If you have a mortgage or lease a lot in a park, you will likely need a policy that meets their minimum coverage requirements.