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Compare Mobile Home Insurance Agents in Scotia, NY

Looking for a mobile home insurance agent in Scotia? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 mobile home insurance agents in Scotia, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Yetto - State Farm Insurance Agent
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534 yettoinsurance.com
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453 rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534 statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539 charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477 depauloagency.com
Scautub Agency LLC
108 N Ballston Ave, Scotia, NY 12302
(518) 346-3427 scautub.com
State Farm
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539

A mobile home insurance agent in Scotia New York can help you find coverage for your manufactured or mobile home. New York state requires mobile home owners to have a minimum amount of liability insurance if the home is financed or located in a park. Agents in Scotia can explain local flood zone risks and help you meet lender requirements.

What Does a Mobile Home Insurance Agent in Scotia Cost?

In New York, mobile home insurance premiums typically range from 400 to 1200 dollars per year for a standard policy. Costs depend on the age and value of the home, location, and coverage limits. Homes in flood-prone areas near Scotia may have higher rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Scotia New York?
Mobile home insurance typically covers the structure, personal property, and liability. In New York, policies often include protection against wind, hail, and fire. Flood coverage is usually separate and may be required in Scotia due to nearby waterways.
Is mobile home insurance required by law in New York?
New York state does not legally require mobile home insurance, but lenders and mobile home parks often require it. If you have a loan on the home, the lender will require a policy that covers the replacement cost. Parks may also require liability coverage.
How can a Scotia agent help with New York specific risks?
An agent can help you understand New York building codes and replacement cost requirements. They can also advise on flood insurance from the National Flood Insurance Program, which is important for homes near the Mohawk River or other flood zones in Scotia.