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Mobile Home Insurance Agents in St James, NY

Compare mobile home insurance agents in St James. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 mobile home insurance agents in St James, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000 jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177 agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800 agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929 jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266 agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222 dkkins.com
James Insurance service NY
610 Middle Country Rd, St James, NY 11780
(917) 336-8437
Larry Darcey: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800 agents.allstate.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522 csiinsagency.com

Mobile home insurance agents in St James, New York help owners of manufactured homes find appropriate coverage. New York state requires mobile home owners to have liability insurance if the home is on rented land. Agents can explain local options for protecting your home from storms and other risks common on Long Island.

What Does a Mobile Home Insurance Agent in St James Cost?

In New York, mobile home insurance typically costs between 500 and 1,200 dollars per year. Factors include the home value, location in St James, and coverage limits. Older homes or those in flood zones may cost more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in St James New York?
A standard policy typically covers the home structure, personal belongings, and liability for injuries on your property. In New York, flood and windstorm coverage may be separate, so ask your agent about these options.
Is mobile home insurance required by law in New York?
New York does not require insurance for owned mobile homes on private land. However, if you rent space in a park, the park owner may require liability coverage. Lenders also usually require insurance if you have a loan.
How can a local agent help with mobile home insurance in St James?
A St James agent knows local weather risks and zoning rules. They can compare policies from different companies to find one that fits your home age and location. They also help with claims if a storm damages your home.