The top-rated mobile home insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Farmers Insurance - Donald Zerr, Grand Slam Insurance, Dj Colter Agency Inc American Family Insurance. This directory lists 18 mobile home insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Farmers Insurance - Donald Zerr | 3003 32nd Ave S #6 | (701) 373-0099 |
| 3 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 4 | Dj Colter Agency Inc American Family Insurance | 4215 31st Ave S suite b | (701) 235-6641 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 8 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 9 | Yahnke Insurance Agency | 1704 Main Ave | (701) 232-5722 |
| 10 | Hektner-Lybeck-Erickson Insurance | 3345 39th St S #1 | (701) 293-0011 |
Far North Insurance provides mobile home insurance services to clients throughout the Fargo metro area and Cass County. The agency specializes in helping local homeowners find tailored coverage for manufactured and modular homes, addressing the specific needs of this region. Policies typically protect against common risks like wind, hail, and fire damage. In this area, Far North Insurance also assists with securing liability protection and replacement cost coverage for mobile homes.
Farmers Insurance - Donald Zerr provides mobile home insurance policies for clients in the Fargo, ND area, covering a range of protection needs such as dwelling, personal property, and liability. Service options include flexible payment plans to help manage premiums over time, as well as easy access to claim support when needed. The agency also offers policy reviews and updates to keep coverage aligned with changing circumstances. It services single-family homes, apartments, retail, and restaurants.
Grand Slam Insurance helps mobile homeowners in the Fargo area secure appropriate coverage for their manufactured or modular homes. The agency works with clients to explain standard policies, including protection for attached structures and personal property. Their representatives guide customers through the specific risks common to the Red River Valley, such as seasonal weather concerns. The company also extends its mobile home insurance services to the neighboring community of West Fargo and the broader Cass County metro region.
Dj Colter Agency Inc American Family Insurance serves the Fargo, North Dakota area and its surrounding communities with mobile home insurance solutions. It handles policies designed to protect manufactured and mobile homes, including coverage for the structure, personal property, and liability. The agency works to tailor these plans to address the specific needs of mobile home owners in the region. To handle a typical job, it reviews the customer's current coverage and local risk factors before recommending appropriate policy limits and endorsements.
Summit Insurance Agency in Fargo, ND, specializes in policies tailored for manufactured and mobile homes, addressing the unique structural and liability needs of these residences. It also provides comprehensive service for standard homeowners seeking coverage adjustments. The agency works with local clients to secure protection against common regional risks, such as hailstorms and tornadoes that can cause substantial damage to mobile home roofs and siding during North Dakota’s severe spring and summer weather.
In the harsh North Dakota winters, mobile home owners in Fargo face heightened risks from ice dams and heavy snow loads, and OnPoint Insurance Services addresses these seasonal concerns by offering specialized coverage for manufactured and mobile homes. The company works to find policies that protect against winter storm damage, liability issues, and structural risks common to the region. After an initial discussion of the property’s location, age, and condition, the agent schedules a thorough walkthrough inspection of the home.
FM Insurance in Fargo, ND, provides homeowners with clear distinctions between one-time seasonal policies and recurring annual plans for mobile home coverage. Their typical policies protect against common structural risks, including storm damage, fire, and liability concerns relevant to manufactured housing in the region. As a local mobile home insurance agent, the agency assists clients with tailoring deductible limits and coverage for personal property. Service appointments are available on a scheduled basis, ensuring that policy reviews and renewals occur at consistent intervals throughout the year.
RJ Bailey Insurance Center provides residential mobile home insurance services to clients in the Fargo area, maintaining a focus on protecting manufactured and modular dwellings. The agency also offers commercial coverage options for mobile home parks or related small businesses in the surrounding region, serving policyholders across central North Dakota. Their approach includes assisting customers with policy reviews and claims support, and agents regularly follow up between annual renewal visits to discuss any coverage adjustments.
Yahnke Insurance Agency assists mobile home owners in the Fargo area with securing coverage for their dwellings. It can help arrange protection for the structure itself as well as for personal belongings inside. The agency also facilitates adding specialty endorsements, such as liability coverage or protection for detached structures like sheds. Its services are available for offices looking to insure mobile homes used for commercial purposes, for warehouses needing such coverage, and for businesses in the food service industry that operate from a mobile home.
What Does a a Mobile Home Insurance Agent in Fargo Cost?
The average cost of mobile home insurance in North Dakota ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the premium include the age and size of the home its location in Fargo and your claims history. Older homes or those in flood-prone areas may have higher rates. This is general information and not insurance advice.
About mobile home insurance agents in Fargo
Mobile home insurance agents in Fargo North Dakota help owners of manufactured and mobile homes find appropriate coverage. North Dakota law requires mobile home owners to carry liability insurance if the home is financed or located in a mobile home park. Local agents understand the specific risks of the region including severe winter weather and flooding near the Red River.
Frequently Asked Questions
What does mobile home insurance cover in Fargo North Dakota?
Standard mobile home insurance in Fargo covers the structure personal property and liability. It also typically includes protection against wind hail and fire. Flood damage is not covered and requires a separate policy through the National Flood Insurance Program.
Is mobile home insurance required in North Dakota?
North Dakota does not have a state law requiring mobile home insurance for all owners. However lenders and mobile home park owners often require proof of liability and property coverage. Without insurance you could be financially responsible for damage or injuries on your property.
How do I choose a mobile home insurance agent in Fargo?
Look for an agent who is licensed in North Dakota and has experience with manufactured homes. Ask about discounts for safety features like storm shutters or a monitored alarm system. Compare quotes from multiple agents to find coverage that fits your needs and budget.
Mobile Home Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · Williston