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Mobile Home Insurance Agents in Milford, OH

Looking for a mobile home insurance agent in Milford? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Milford, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 3 mobile home insurance agents in Milford, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lovins Insurance Agency
130 Water St, Milford, OH 45150
(513) 831-7900 lovins-ins.com
BIG Agency (Buechner Insurance Group)
954 Business 28, Milford, OH 45150
(513) 831-4544 buechnerinsurance.com
American Heritage Insurance Group - CLIFF RILEY
1120 OH-131, Milford, OH 45150
(513) 248-8688 americanheritageins.com

Mobile home insurance agents in Milford, Ohio help owners of manufactured and mobile homes find coverage that meets state requirements. Ohio law requires proof of insurance for any mobile home that is titled and registered as a vehicle. Local agents can explain the differences between HUD code manufactured homes and older mobile homes to ensure proper protection.

What Does a Mobile Home Insurance Agent in Milford Cost?

In Ohio, mobile home insurance premiums typically range from 300 to 800 dollars per year for a basic policy, depending on the home value, location, and coverage limits. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Ohio?
A standard mobile home policy in Ohio typically covers the structure against fire, wind, hail, and theft. It also includes liability protection if someone is injured on your property. Flood and earthquake coverage usually require separate policies.
Do I need mobile home insurance in Milford Ohio?
Yes, if your mobile home is titled as a vehicle, Ohio law requires liability insurance. Even if your home is on a permanent foundation, most lenders and parks require comprehensive coverage. An agent can help you meet these requirements.
How do I choose a mobile home insurance agent in Milford?
Look for an agent who specializes in manufactured or mobile home policies. Ask if they work with carriers that cover both single-wide and double-wide homes. A local agent can also advise on Ohio-specific risks like tornadoes and winter storms.