The top-rated mobile home insurance agent in Happy Valley, Oregon is Heidi Rowan: Allstate Insurance, rated 4.6 stars across 426 reviews. Other highly rated options include Timm Nielsen - State Farm Insurance Agent, Joel S Phillips: Allstate Insurance, Blake Inabnit - State Farm Insurance Agent. This directory lists 10 mobile home insurance agents serving Happy Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heidi Rowan: Allstate Insurance | 12900 SE 162nd Ave Ste 100 | (503) 966-4242 |
| 2 | Timm Nielsen - State Farm Insurance Agent | 8305 SE Monterey Ave UNIT 102 | (503) 653-6392 |
| 3 | Joel S Phillips: Allstate Insurance | 10555 SE 82nd Ave Ste 100 | (503) 256-6266 |
| 4 | Blake Inabnit - State Farm Insurance Agent | TC Dr, 16144 SE Happy Valley Dr Suite 216 | (503) 427-2955 |
| 5 | Torenly Insurance Advisors | 13203 SE 172nd Ave Suite 166 #284 | (503) 893-8344 |
| 6 | Farmers Insurance - Byron Bettles | 8305 SE Monterey Ave Ste 217 | (503) 652-5973 |
| 7 | Integrity Insurance & Bonding Inc. | 9201 SE 91st Ave #220 | (503) 436-5239 |
| 8 | Russel Williams - State Farm Insurance Agent | 13255 SE 130th Ave Ste 300 | (971) 252-6298 |
| 9 | Tilikum Insurance | 13131 SE 125th Ave | (503) 353-9900 |
| 10 | My Financial | 14807 SE Frye St | (503) 461-3003 |
Heidi Rowan: Allstate Insurance serves the Happy Valley, Oregon, area providing mobile home insurance policies. Coverage is designed to protect the structure of a manufactured or mobile dwelling against common perils such as fire and wind. This agency also helps clients secure liability protection for accidents occurring on their property. Policies can be tailored to include personal property coverage for belongings inside the home. The office handles replacement cost valuation and loss of use coverage for displaced homeowners.
Timm Nielsen - State Farm Insurance Agent provides mobile home insurance coverage to residents in and around Happy Valley, Oregon. Services include policies designed specifically for manufactured and mobile homes, along with options for additional property protection. The agency offers regular policy reviews and claims assistance to help clients maintain appropriate coverage over time. Service plans accommodate a range of residential needs. It works with single-family homes, apartments, retail spaces, and restaurants requiring insurance for their operations or associated mobile home properties.
Joel S Phillips: Allstate Insurance serves homeowners and property managers in Happy Valley, Oregon, by providing mobile home insurance policies that protect dwellings and personal belongings. The agency helps clients secure coverage for liability and additional structures on their properties. Policies are designed to address the specific risks faced by mobile home owners in the local climate. The company also serves homeowners in the neighboring Clackamas area of the Portland metro region.
Serving Happy Valley and the surrounding communities in Clackamas County, Blake Inabnit - State Farm Insurance Agent handles mobile home insurance needs for local residents and those in nearby areas like Damascus and Boring. The agency provides coverage for mobile homes, park models, and manufactured houses, addressing property protection and liability concerns specific to this housing type. It begins each job by reviewing the client’s current policy and dwelling specifications, then customizing a plan suited to their individual risks and budget requirements.
Torenly Insurance Advisors in Happy Valley, OR helps clients understand the difference between a one-time mobile home policy purchase and the recurring need to review coverage as property values and local regulations change. Their work focuses on structuring protection that addresses depreciation, liability, and weather-related risks common to manufactured housing in the Pacific Northwest. Service for existing clients typically runs on an as-needed basis, allowing custom policy reviews whenever homeowners require updates or modifications.
Farmers Insurance - Byron Bettles specializes in providing mobile home insurance policies tailored to manufactured and modular homes in and around Happy Valley, Oregon. It also offers general insurance services for auto, home, and life coverage needs. The agency assists clients with protecting their properties against local seasonal concerns, such as wind damage during Pacific Northwest winter storms that can affect mobile home roofs and skirting.
After winter storms sweep through the Willamette Valley, many Happy Valley residents review their mobile home coverage for wind and hail damage. Integrity Insurance & Bonding Inc. works as a local mobile home insurance agent to help property owners find policies that fit their needs. They explain typical coverages for manufactured homes in this region, from roof repairs to personal property protection. A full review of each home and current policy begins the process so they can provide an accurate initial assessment.
Russel Williams, a State Farm Insurance Agent serving Happy Valley, Oregon and surrounding areas, provides mobile home insurance solutions for local homeowners. The agency offers coverage designed to protect manufactured and mobile homes against common regional risks. Policies typically include dwelling protection, personal property coverage, and liability options. Clients can consult with the agent to adjust deductibles and limits to fit their individual situations. This Happy Valley office specifically handles replacement cost valuation and coverage for attached structures like decks or carports.
Tilikum Insurance assists local residents in securing coverage for their mobile homes, addressing the unique requirements of manufactured housing in the Happy Valley area. It can help clients obtain policies that specifically include add-ons for attached structures, severe weather protection, and liability coverage. This mobile home insurance agent works to tailor plans that fit individual property needs. The company is available to serve various commercial sectors, including offices, warehouses, and food service operations.
My Financial provides residential mobile home insurance services in Happy Valley, Oregon, and also offers commercial coverage options for local business properties. The agency understands the specific risks facing manufactured homes in the Pacific Northwest climate. Their mobile home insurance agents work closely with clients to secure appropriate policies for individual needs. A focus on clear communication ensures customers are properly protected. Follow-up policy reviews are scheduled between regular visits to adjust coverage as life circumstances evolve.
What Does a a Mobile Home Insurance Agent in Happy Valley Cost?
The cost of mobile home insurance in Oregon typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the price include the age and size of the home, its location in Happy Valley, and the coverage limits you choose. Older mobile homes may cost more to insure due to higher replacement costs. This is general information and not insurance advice.
About mobile home insurance agents in Happy Valley
A mobile home insurance agent in Happy Valley Oregon can help you find coverage for your manufactured or mobile home. Oregon law requires mobile home park owners to have liability insurance, but individual owners are not required by the state to insure their home. An agent can explain the specific risks in the Happy Valley area, such as wind and hail from the nearby Cascade foothills.
Frequently Asked Questions
What does a mobile home insurance agent in Happy Valley do?
An agent helps you compare policies from different insurers to find coverage for your mobile home. They can explain Oregon specific rules, such as how policies differ for mobile homes on leased land versus owned land. They also help you understand the difference between actual cash value and replacement cost coverage.
Is mobile home insurance required in Oregon?
Oregon does not require mobile home owners to carry insurance by state law. However, if you have a loan on your mobile home, your lender will likely require coverage. Also, many mobile home parks require tenants to have liability insurance as part of the lease agreement.
How do I choose a mobile home insurance agent in Happy Valley?
Look for an agent who is licensed in Oregon and has experience with manufactured homes. Ask if they work with multiple insurance companies so you can compare quotes. You can check an agents license status through the Oregon Division of Financial Regulation website.
Mobile Home Insurance Agents in Other Oregon Cities
Albany · Beaverton · Bend · Corvallis · Eugene · Grants Pass · Gresham · Hillsboro · Keizer · Lake Oswego · Medford · Oregon City · Portland · Redmond · Salem