Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 mobile home insurance agents in Chepachet, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051
zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888
chestnuthillins.com
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116
agency.nationwide.com
What Does a Mobile Home Insurance Agent in Chepachet Cost?
Mobile home insurance in Rhode Island typically costs between 300 and 800 dollars per year for a standard policy. Factors like the home age, location in Chepachet, and coverage limits affect the price. Older homes or those in flood zones may have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Chepachet Rhode Island?
Policies typically cover the structure, personal property, and liability. In Rhode Island, you may need additional coverage for flood or wind damage as these are not always included. An agent can explain options based on your home location.
Do I need mobile home insurance in Rhode Island?
Yes, if you have a loan on the mobile home, the lender will require insurance. Even if you own it outright, insurance is recommended to protect against fire, theft, or weather damage. Rhode Island does not have a state law mandating coverage for paid-off homes.
How do I choose a mobile home insurance agent in Chepachet?
Look for an agent licensed in Rhode Island who has experience with manufactured homes. Ask about their knowledge of local risks like winter storms. Compare quotes from multiple agents to find a policy that fits your needs.