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Compare Mobile Home Insurance Agents in Middletown, RI
Directory of mobile home insurance agents in Middletown, Rhode Island. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 mobile home insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000
branches.northeast.aaa.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
Mobile home insurance agents in Middletown Rhode Island help owners protect their manufactured homes from coastal weather risks. Rhode Island requires mobile home owners to carry liability coverage if the home is financed. Local agents understand the specific wind and flood exposure near Narragansett Bay and can tailor a policy to your needs.
What Does a Mobile Home Insurance Agent in Middletown Cost?
Mobile home insurance in Rhode Island typically costs between 400 and 900 dollars per year for a standard policy. Rates in Middletown may be higher due to coastal wind exposure. Factors like home age, value, and deductible affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Middletown RI?
Standard policies cover the home structure, personal belongings, and liability. In Rhode Island, windstorm coverage is often separate due to coastal risk. Flood insurance is not included and must be purchased separately through the NFIP.
Is mobile home insurance required in Rhode Island?
Rhode Island law does not mandate mobile home insurance. However, lenders and parks usually require it. If you own the land and home, you may still want coverage for wind and fire risks common in Middletown.
How do I choose a mobile home insurance agent in Middletown?
Look for an agent licensed in Rhode Island who works with multiple carriers. Ask about replacement cost versus actual cash value. A local agent can explain how Middletown proximity to the coast affects your premium.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.