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Compare Mobile Home Insurance Agents in North Smithfield, RI

Compare mobile home insurance agents in North Smithfield. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 mobile home insurance agents in North Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000 agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400 kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500 clkirby.com

Mobile home insurance agents in North Smithfield help protect your manufactured home and belongings. Rhode Island requires mobile homes to meet state building codes for insurance eligibility. Agents can explain coverage options including liability and replacement cost tailored to local weather risks.

What Does a Mobile Home Insurance Agent in North Smithfield Cost?

Typical mobile home insurance in Rhode Island costs between 400 and 900 dollars per year for basic coverage. Factors include the home age location and value. Older homes or those in flood zones may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in North Smithfield Rhode Island?
Standard policies cover damage from fire wind and hail. Liability protection is also included for injuries on your property. Flood insurance is separate and recommended due to Rhode Island coastal risks.
Do I need mobile home insurance in North Smithfield Rhode Island?
Rhode Island law does not require mobile home insurance by statute. However your lender or park owner may require it. Most agents recommend coverage to protect your investment.
How do I choose a mobile home insurance agent in North Smithfield?
Look for agents licensed in Rhode Island who specialize in manufactured homes. Ask about discounts for safety features like smoke alarms and tie-downs. Compare quotes from multiple agents for the best fit.