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Showing 2 mobile home insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
What Does a Mobile Home Insurance Agent in Portsmouth Cost?
Typical mobile home insurance in Rhode Island costs between 400 and 1,200 dollars per year depending on the home value location and coverage limits. Policies in coastal areas like Portsmouth may cost more due to wind and flood risks. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Portsmouth Rhode Island?
Standard policies cover the home structure personal property and liability. In Rhode Island flood damage is typically excluded and requires a separate policy through the National Flood Insurance Program.
Do I need special insurance for a mobile home in a Rhode Island park?
Yes many parks require liability coverage and proof of insurance. Rhode Island General Law Section 31-47-1 does not specifically address mobile homes but lenders and park owners set their own minimum requirements.
How do I find a licensed mobile home insurance agent in Portsmouth?
You can search the Rhode Island Department of Business Regulation website for licensed agents. Ask agents if they have experience with manufactured homes and coastal property risks in Portsmouth.