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Compare Mobile Home Insurance Agents in Scituate, RI

Directory of mobile home insurance agents in Scituate, Rhode Island. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Scituate, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 mobile home insurance agents in Scituate, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charland/Caluori Insurance
629 W Greenville Rd, Scituate, RI 02857
(401) 647-9200 charlandinsurance.com
Sarah Insurance Services Inc
90 Danielson Pike, Scituate, RI 02857
(401) 725-6739 sarahinsurance.com

A mobile home insurance agent in Scituate Rhode Island helps you protect your manufactured home against risks like wind damage and fire. Rhode Island law requires all mobile home owners to carry liability insurance if the home is in a park. Local agents can explain how coastal weather and Scituate zoning rules affect your policy needs.

What Does a Mobile Home Insurance Agent in Scituate Cost?

Typical mobile home insurance in Rhode Island ranges from 500 to 1,200 dollars per year for a standard policy. Factors like home age location in Scituate and coverage limits affect the premium. Older homes or those in flood zones may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Scituate Rhode Island?
Standard policies cover dwelling damage from fire wind and hail as well as personal property theft. Liability coverage is required for homes in Rhode Island mobile home parks per state regulations. Flood insurance is separate and often needed in Scituate due to coastal proximity.
Is mobile home insurance required in Rhode Island?
Rhode Island does not mandate insurance for privately owned mobile homes on your own land. However if you live in a licensed mobile home park the park owner must require liability coverage. Lenders also require full coverage if you have a loan on the home.
How do I choose a mobile home insurance agent in Scituate?
Look for an agent who specializes in manufactured homes and understands Rhode Island insurance laws. Ask about replacement cost coverage and windstorm deductibles which are common in coastal areas. Compare quotes from multiple agents to find a policy that fits your budget.