The top-rated mobile home insurance agent in Warwick, Rhode Island is Brook Insurance Associates LLC, rated 4.9 stars across 72 reviews. Other highly rated options include Mark Nickerson - GEICO Insurance Agent, Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance, McLane Insurance Agency. This directory lists 16 mobile home insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 2 | Mark Nickerson - GEICO Insurance Agent | 80 Lambert Lind Hwy | (401) 244-9044 |
| 3 | Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance | 108 Airport Rd | (401) 739-8686 |
| 4 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 5 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 6 | Ronald Newman Jr: Allstate Insurance | 873 Warwick Ave | (401) 781-5335 |
| 7 | Providence Mutual Fire Insurance Co | 340 East Ave | (877) 763-1800 |
| 8 | Sacchetti Classic Auto Insurance | 845 Post Rd | (401) 461-0900 |
| 9 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
| 10 | Robert Bolton: Allstate Insurance | 1845 Post Rd # B | (401) 732-1919 |
Homeowners and property managers seeking coverage for manufactured or modular homes can turn to Brook Insurance Associates LLC in Warwick, Rhode Island. The agency specializes in mobile home insurance policies, securing protection against regional weather risks and property damage. It helps customers navigate policy options to match their individual coverage needs. The firm also serves clients in the greater Providence metro area and surrounding communities.
Mark Nickerson - GEICO Insurance Agent serves Warwick and surrounding areas in Kent County, offering mobile home insurance solutions for local residents. Working as an independent representative under the Geico network, this agency helps mobile homeowners find coverage that fits both their property and their budget. Services include tailored policies that protect mobile homes against damage from storms, fire, and liability claims. The firm also handles specific needs like ties for mobile home setup and skirting protection.
Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance serves the greater Warwick, Rhode Island area and surrounding communities. It handles mobile home insurance policies, addressing the specific coverage needs for manufactured and modular homes in the region. These inclinations often involve securing protection against local weather-related risks. To handle a typical job, the agency carefully reviews each client’s existing policy and property details before advising on appropriate coverage adjustments.
Unlike auto insurance required by law, mobile home insurance operates on a one-time purchase when the home is financed, as there is no annual renewal requirement in the same sense. Coverage typically protects against fire, wind, and liability risks specific to manufactured homes outside traditional building codes. Located in Warwick, RI, McLane Insurance Agency provides these policies to local residents. This agency’s service runs strictly on an as-needed basis, responding when a new loan closing demands coverage.
DeGiulio Insurance Group, LLC specializes in mobile home insurance policies tailored to manufactured and modular dwellings in Warwick. The agency works to match clients with appropriate coverage for their unique housing structures and personal property needs. Its general services include guiding customers through policy options and explaining common exclusions in standard plans. After seasonal storms common to Rhode Island, the company helps residents navigate claims for wind or water damage to their mobile homes.
As the coastal New England weather brings rain and strong winds to Warwick, many mobile homeowners seek reliable coverage for their properties. Ronald Newman Jr: Allstate Insurance provides mobile home insurance tailored to protect against local risks. This agency works directly with residents to understand their specific needs, offering policies that address both structure and liability concerns. An initial inspection is scheduled to assess the property and confirm eligibility for available options.
Providence Mutual Fire Insurance Co provides mobile home insurance agent services in the Warwick, Rhode Island area. It assists clients in securing coverage tailored to manufactured and modular housing needs. The company helps customers understand policy options and file claims as necessary. Service plans are offered to review coverage periodically for changes in property value or local risks. The firm serves single-family homes, apartments, retail properties, and restaurants throughout the region.
Sacchetti Classic Auto Insurance provides mobile home insurance services to clients in Warwick, Rhode Island. Its primary work involves securing coverage for manufactured and mobile homes, addressing risks such as storm damage, fire, and liability. Specialty add-ons available to policyholders include personal property protection, loss-of-use coverage, and enhancements for attached structures like decks or carports. Homeowners, landlords, and those using mobile homes as seasonal residences regularly utilize these policies. The company can also serve commercial sectors requiring mobile home insurance, including offices, warehouses, and food service operations.
Keith Cloutier: Allstate Insurance in Warwick, RI, is known for providing mobile home insurance coverage tailored to local needs. The agency serves clients throughout the surrounding area, offering policies that protect manufactured and mobile homes against common regional risks such as storms and liability issues. Every policy can be customized to fit individual property requirements. The agency also specializes in adding on coverage for personal belongings and valuable items inside the home to ensure comprehensive protection beyond the basic structure.
Robert Bolton: Allstate Insurance provides residential mobile home insurance coverage for clients in and around Warwick, Rhode Island. Commercial policies for related activities are also available to qualifying customers throughout the local region. Their agents work with standard mobile home insurance products suitable for manufactured dwellings, assisting policyholders with coverage options that address common area risks. Follow-up service between regular visits helps ensure that coverage remains aligned with changing needs, and repeat customers may return for periodic reviews or adjustments.
What Does a a Mobile Home Insurance Agent in Warwick Cost?
Typical mobile home insurance in Rhode Island costs between 500 and 1,200 dollars per year for a standard policy. Factors that affect price include the home age location and coverage limits. Warwick properties in flood zones may require additional flood insurance which can add 300 to 700 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Warwick
Mobile home insurance agents in Warwick Rhode Island help you find coverage that meets state requirements and protects your investment. Rhode Island law requires all mobile homes to be insured against wind and hail damage. Agents in Warwick can explain local flood zone risks and help you compare policies from multiple carriers.
Frequently Asked Questions
What does mobile home insurance cover in Warwick Rhode Island?
Standard policies cover damage from fire wind and theft. Rhode Island law requires wind and hail coverage for manufactured homes. You can also add flood insurance which is recommended for Warwick properties near Narragansett Bay.
How do I find a mobile home insurance agent in Warwick?
You can search online directories or ask neighbors for referrals. Look for agents licensed in Rhode Island who specialize in manufactured homes. Many local agencies in Warwick offer free quotes and can explain policy details in person.
Do I need special insurance for a mobile home in Rhode Island?
Yes mobile homes require a specific policy because they have different risks than site built homes. Rhode Island law treats manufactured homes as personal property not real estate unless they are permanently affixed. An agent can help you choose the right coverage type.