The top-rated mobile home insurance agent in Summerville, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 831 reviews. Other highly rated options include Austin Moak - State Farm Insurance Agent, Mark Ensley State Farm Insurance Agent, C T Lowndes & Company. This directory lists 21 mobile home insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 1661 N Main St | (843) 851-2222 |
| 2 | Austin Moak - State Farm Insurance Agent | 1706 Old Trolley Rd Ste F | (843) 486-2767 |
| 3 | Mark Ensley State Farm Insurance Agent | 2301 Bacons Bridge Rd | (843) 871-9700 |
| 4 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 5 | James Norman: Allstate Insurance | 9500 Dorchester Rd | (843) 376-5050 |
| 6 | Dotterer Insurance | 870 College Park Rd | (843) 821-7548 |
| 7 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
| 8 | TWIA Insurance Agency | 203 Limehouse Dr | (843) 285-9430 |
| 9 | Lighthouse Insurance Benefits | Charleston Insurance Agency | 1801 Old Trolley Rd Suite 202 | (843) 266-3849 |
| 10 | Nationwide Insurance: Metts Insurance Agency, Inc. | 705 Old Trolley Rd Unit C | (843) 832-9990 |
Tony Pope - State Farm Insurance Agent serves the Summerville, South Carolina area as a local provider of mobile home insurance coverage. The company helps clients secure policies that protect manufactured and mobile homes against common regional risks like severe weather and property damage. It assists customers in understanding coverage limits and available endorsements for their specific housing needs. The agency also handles policy adjustments to reflect changing property values and seasonal risk exposure.
Austin Moak - State Farm Insurance Agent offers tailored mobile home insurance coverage in the Summerville area, designed to protect against common risks such as storm damage and liability disputes. Service plans include policy reviews and claims assistance to help clients maintain adequate protection over time. Regular maintenance discussions ensure coverage aligns with changing home values or structural updates. The agency services many property types, including single-family homes, mobile home parks, multi-unit dwellings, and residential lots.
Homeowners and property owners in Summerville can consult Mark Ensley State Farm Insurance Agent for mobile home insurance coverage. The agency helps clients protect their manufactured and mobile homes with policies tailored to local needs. Services address potential risks specific to the South Carolina area. Coverage options typically include protection for the dwelling, personal property, and liability. The office also serves customers in the surrounding Charleston metro area and neighboring communities like North Charleston.
C T Lowndes & Company serves mobile home owners in Summerville, South Carolina, and the surrounding communities. The agency handles insurance policies specifically for manufactured and mobile homes. It addresses coverage needs for the structure itself, personal belongings, and liability. Each policy is reviewed to match the unique risks associated with permanent or seasonal mobile home living in this region. The company generally approaches a typical job by gathering specific details about the home’s location, age, and condition to find a suitable insurance solution.
For homeowners considering coverage, mobile home insurance typically offers a choice between a one-time policy for a fixed term or a renewable service that continues with annual adjustments. James Norman: Allstate Insurance, based in Summerville, SC, provides policies that cover physical damage to the structure and personal property, with liability protection for accidents. Additional endorsements may address specific risks common in the region. Service for both new and existing accounts runs on a scheduled basis, with annual reviews and adjustments available as needed.
As hurricane season brings high winds and heavy rains to Summerville, Dotterer Insurance helps mobile homeowners protect their investments by offering tailored coverage options. Their local agents understand the specific risks that manufactured and mobile homes face in the coastal South, from storm damage to hail impacts. By working closely with regional carriers, they can address wind-only policies and older roof replacement needs. An initial risk assessment begins with a quick onsite inspection of the home’s tie-downs and skirting condition.
Brightway Insurance, The Summerville Agency specializes in writing policies for mobile and manufactured homes, and it also provides standard homeowners insurance for other property types throughout the Summerville, SC area. The agency works to find tailored coverage that protects dwellings against local weather risks. It helps clients secure seasonal protection, such as preparing policies before the Atlantic hurricane season arrives each summer.
TWIA Insurance Agency, based in Summerville, SC, is known for providing mobile home insurance coverage to local homeowners. Its services protect manufactured and mobile homes against common regional risks, including storms, fire, and liability, helping residents secure necessary financial safeguards. Standard policies cover the dwelling structure and personal belongings within. For added protection, the agency also offers specialized coverage for detached structures like sheds or carports on the property.
Lighthouse Insurance Benefits | Charleston Insurance Agency provides residential mobile home insurance for clients in the Summerville, SC area. The agency also offers commercial coverage options for manufactured home communities and related businesses. Operating throughout the local region, agents work to tailor policies to individual property needs. Regular clients often return to review their coverage during policy renewal periods or between scheduled seasonal updates, ensuring protection aligns with changing property conditions.
Nationwide Insurance: Metts Insurance Agency, Inc. in Summerville, SC, specializes in protecting mobile and manufactured homes against common local risks such as storms and accidents. The agency provides coverage options that can include liability protection, personal property replacement, and additional living expenses in case of displacement. Beyond residential needs, the agency's policies can extend to cover commercial properties, helping to insure offices, warehouses, and food service establishments.
What Does a a Mobile Home Insurance Agent in Summerville Cost?
Typical mobile home insurance in South Carolina costs between 400 and 1,200 dollars per year. Older homes or those in flood zones may cost more. Wind coverage in coastal areas like Summerville can add 200 to 500 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Summerville
Mobile home insurance agents in Summerville South Carolina help owners find coverage for manufactured and mobile homes. South Carolina law requires mobile home owners to have liability insurance if they have a loan. Local agents understand the risks from coastal storms and humidity in the Lowcountry region.
Frequently Asked Questions
What does mobile home insurance cover in South Carolina?
Standard policies cover the structure against fire wind and theft. They also include liability protection if someone is hurt on your property. Flood damage is not included and requires a separate policy.
Is mobile home insurance required in Summerville South Carolina?
South Carolina law does not require mobile home insurance for owned homes without a loan. However lenders almost always require full coverage. Many parks also require liability insurance as a condition of the lot lease.
How do I choose a mobile home insurance agent in Summerville?
Look for an agent who works with multiple insurance companies. Ask if they have experience with manufactured homes in coastal areas. Check that they can explain South Carolina specific rules like wind mitigation discounts.
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