The top-rated mobile home insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 803 reviews. Other highly rated options include Doug Markworth - State Farm Insurance Agent, Gregg Fullerton - State Farm Insurance Agent, Scott Carlson - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Rapid City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bruce Kitterman - State Farm Insurance Agent | 1222 Oregon St | (605) 348-2525 |
| 2 | Doug Markworth - State Farm Insurance Agent | 36 E Stumer Rd #117 | (605) 718-5050 |
| 3 | Gregg Fullerton - State Farm Insurance Agent | 2001 Hope Ct Ste 2 | (605) 791-4460 |
| 4 | Scott Carlson - State Farm Insurance Agent | 716 N Lacrosse St #100 | (605) 342-0188 |
| 5 | Farmers Insurance - Dave Schmidt | 2834 Jackson Blvd Ste 101 | (605) 342-5434 |
| 6 | Matt McCormick - State Farm Insurance Agent | 716 N Lacrosse St #100 | (605) 348-0464 |
| 7 | Dave Raml - State Farm Insurance Agent | 2130 Jackson Blvd | (605) 342-1827 |
| 8 | Davis & Associates, LLC American Family Insurance | 900 Jackson Blvd | (605) 343-5956 |
| 9 | Rapid Insurance, Inc. | 2525 W Main St #202 | (605) 791-0762 |
| 10 | AAA South Dakota Rapid City | 815 St Joseph St | (605) 342-8482 |
Bruce Kitterman - State Farm Insurance Agent serves the Rapid City metropolitan area with a focus on mobile home insurance. The agency provides tailored coverage options for manufactured and mobile homes, addressing the unique risks associated with these structures. Policies typically include protection for the dwelling, personal property, and liability. Common services include securing quotes for single-wide and double-wide homes, as well as assistance with claims filing in the Black Hills region.
Doug Markworth - State Farm Insurance Agent provides mobile home insurance for homeowners, landlords, and property managers in the Rapid City area. The agency works with clients to secure policies that cover structures, personal belongings, and liability risks specific to manufactured and mobile homes. Representatives help explain coverage options and adjust deductibles to fit individual budgets. The office also serves customers in surrounding communities such as Box Elder, giving those property owners a local resource for quotes and policy changes.
Gregg Fullerton, a State Farm Insurance agent in Rapid City, SD, offers mobile home insurance policies designed to protect structures and personal belongings from common perils like fire, wind, and theft. He provides coverage options for liability protection and additional living expenses if a home becomes uninhabitable. Services include policy reviews and claims assistance for policyholders. Gregg Fullerton services single-family mobile homes, multi-unit manufactured housing parks, and rental mobile home properties in the Rapid City area.
Scott Carlson - State Farm Insurance Agent serves Rapid City and the surrounding Black Hills communities, handling mobile home insurance needs. The agency helps clients secure policies that cover the structure and personal belongings within their manufactured or mobile homes. Protection against regional weather risks common to western South Dakota is a primary focus. A typical job is managed by first reviewing the homeowner’s current coverage and replacement cost, then tailoring a policy that balances adequate protection with budget considerations.
Farmers Insurance - Dave Schmidt in Rapid City, SD provides mobile home insurance agent services that include both tailored yearly policies for long-term protection and short-term coverage options for seasonal or transitional needs. Their policies typically cover the structure and personal property with liability and additional living expense protections. Because mobile homes have specific risks like wind and hail damage common to the area, they offer flexible policy options for varied owner situations. Service for quotes, claims, and policy adjustments runs on an as-needed basis to accommodate client schedules.
Matt McCormick with State Farm Insurance Agency in Rapid City provides specialized mobile home insurance services, covering structure and personal property for dwellings in manufactured home communities and rural areas. The office also offers comprehensive auto, life, and homeowners policies. With heavy snow and ice common on the northern plains in winter, this agency helps mobile home owners arrange coverage for structural collapse from snow accumulation and damage caused by ice dams.
As winter storms sweep across the Black Hills, protecting a manufactured or modular home becomes essential. Dave Raml - State Farm Insurance Agent in Rapid City helps local residents secure coverage for wind, hail, and freezing damage common to this region. The agency works to match each homeowner with appropriate policies that address structure replacement and personal property needs. Understanding unique mobile home risks, the agent guides clients through available options before scheduling an on-site inspection to verify the home’s condition and foundations.
Davis & Associates, LLC American Family Insurance works with property owners in Rapid City to secure coverage for factory-built housing and similar manufactured homes. Their process helps tailor mobile home insurance plans that protect against common risks in South Dakota’s climate. For additional security, clients can often add specialty coverage for personal belongings, detached structures, or liability. The agency can serve local commercial sectors that seek insurance for offices, warehouses, and food service operations, ensuring those businesses also maintain proper property protection within their policies.
AAA South Dakota Rapid City serves as a mobile home insurance agent in Rapid City, SD, focusing on residential coverage for manufactured and mobile homes. This agency also provides commercial coverage options for mobile home parks and related businesses throughout the surrounding area. Their work includes helping clients assess policy needs for dwellings, personal property, and liability. Clients often return for follow-up service or repeat coverage adjustments between regular visits, ensuring their policies remain current with changing life circumstances.
What Does a a Mobile Home Insurance Agent in Rapid City Cost?
Typical mobile home insurance costs in South Dakota range from 300 to 800 dollars per year for basic policies. Factors affecting price include the age and value of the home, location in Rapid City, and chosen deductibles. Policies with additional coverage for wind or hail may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Rapid City
Mobile home insurance agents in Rapid City, South Dakota help owners of manufactured and mobile homes find coverage that meets state requirements. South Dakota law does not require mobile home insurance, but lenders often mandate it. Agents can explain options for protection against hail storms and high winds common in the Black Hills area.
Frequently Asked Questions
What does a mobile home insurance agent in Rapid City do?
A mobile home insurance agent helps you compare policies from different insurers. They can explain coverage options like dwelling protection, liability, and personal property. Agents also assist with filing claims and adjusting coverage as your needs change.
Is mobile home insurance required in South Dakota?
South Dakota does not require mobile home insurance by law. However, if you have a loan on the mobile home, the lender will typically require a policy. Agents can help you meet these lender requirements.
How do I choose a mobile home insurance agent in Rapid City?
Look for an agent licensed in South Dakota who has experience with manufactured homes. Ask about their familiarity with local weather risks like hail and tornadoes. Check online reviews and ask for referrals from neighbors.