The top-rated mobile home insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 15 mobile home insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Ron Mathews - State Farm Insurance Agent | 939 Volunteer Pkwy | (423) 968-1322 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee area and the surrounding region primarily by offering mobile home insurance coverage. This agency helps local homeowners protect their manufactured and mobile dwellings against common regional risks. Policies typically address potential damage from severe weather events such as hailstorms and windstorms. The agency can also assist clients with tailored liability protection and options for personal property coverage suited to mobile home living.
Mike Adams - State Farm Insurance Agent offers a comprehensive range of mobile home insurance solutions designed to protect manufactured and modular dwellings in the Bristol, TN area. Service plans typically include coverage for structures, personal property, and liability protection against common regional weather events. The agency provides thorough policy reviews to help clients understand their coverage options and adjust deductibles as needed. Mike Adams - State Farm Insurance Agent services single-family homes, seasonal properties, apartment complexes, and retail establishments.
Homeowners and property managers in Bristol, TN rely on Barbara Williams - State Farm Insurance Agent for mobile home coverage that protects their investment against local weather risks and everyday liabilities. This Bristol-based agent works with individuals and families seeking specialized insurance tailored to manufactured and mobile homes in the region. Policyholders can discuss coverage options for personal property, liability protection, and loss of use. The agency also serves clients in the neighboring communities around Kingsport and the broader Tri-Cities metro area.
Jim Embree Insurance serves the Bristol, Tennessee area and the surrounding communities of the Tri-Cities region. It handles the specific insurance needs for manufactured and mobile homes, providing coverage that protects policyholders from liability and property damage. A typical job involves assessing the client's specific housing structure and local risk factors to tailor a policy. The agent then explains the coverage options clearly while guiding the homeowner through the necessary documentation to bind the policy.
Shelter Insurance - Justin Horn in Bristol, TN specializes in mobile home insurance policies, tailoring coverage options for manufactured and modular homes. It handles general service work, including claims assistance and policy adjustments for local homeowners. The agency helps clients secure protection against standard risks like fire and theft. During severe weather seasons common to the region, it assists with storm damage claims and wind speed coverage considerations.
Burnette & Associates Insurance provides both single-purchase policies for individual mobile home purchases and ongoing coverage plans for existing homeowners in the Bristol, Tennessee area. Their mobile home insurance protects the structure, personal belongings, and liability risks associated with manufactured housing. Policies are tailored to Tennessee regulations, covering weather-related damage and tenants or owners. Service is arranged according to the client’s preference, operating on a as-needed basis without scheduled renewals unless requested.
Farm Bureau Insurance serves Bristol, Tennessee, providing mobile home insurance solutions for local residents. The agency helps homeowners protect their manufactured and modular homes against common regional risks like hailstorms and high winds. Policy offerings typically include coverage for the dwelling structure, personal belongings, and liability protection. Customers can also discuss adding protection for detached structures such as sheds or carports. The agency handles new policy setup and annual policy reviews for existing mobile home owners.
As winter storms and sudden hailstorms threaten the Bristol area each year, property owners seeking coverage for movable dwellings often turn to Burke, Powers & Harty, Inc. This Bristol, TN agency provides mobile home insurance policies designed to protect against weather damage, liability, and structural risks. They help residents evaluate standard homeowners exclusions and distinguish between manufactured-home and site-built policies. Their process typically begins by scheduling an on-site inspection of the mobile home’s age, roof condition, and skirting to determine the appropriate initial coverage assessment.
The Buddy Crump Insurance Agency Inc works with individuals throughout the Bristol, TN area to secure coverage for manufactured and modular homes. They can arrange protection for the dwelling itself as well as personal belongings and liability exposures. Additional endorsements often include coverage for detached structures, loss of use, and specific weather-related perils common to the region. The agency provides policies suitable for residential properties, mobile home parks, and seasonal vacation units, along with commercial sectors such as offices, warehouses, and food service.
Ron Mathews - State Farm Insurance Agent in Bristol, Tennessee provides mobile home insurance coverage tailored to protect structures and personal property from common regional risks. The agency assists clients in selecting appropriate policy limits and deductibles for their specific needs. Annual policy reviews help ensure ongoing coverage adapts to changing conditions and replacement costs. Routine consultations explain available discounts for safety features and multi-policy bundling. The agency services single-family manufactured homes, double-wide modular residences, and mobile homes placed in established parks.
What Does a a Mobile Home Insurance Agent in Bristol Cost?
The cost of mobile home insurance in Tennessee typically ranges from 300 to 800 dollars per year for a standard policy, depending on the home value, location, and coverage limits. Older homes or those in flood prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Bristol
Mobile home insurance agents in Bristol Tennessee help owners protect their manufactured homes against risks like fire, wind, and theft. Tennessee law requires mobile home owners to have liability coverage if they have a loan, and agents can explain the state specific rules for insuring a mobile home as real property versus personal property. Working with a local agent ensures you understand the unique weather risks in the Tri-Cities area.
Frequently Asked Questions
What does a mobile home insurance agent in Bristol do?
A mobile home insurance agent helps you find a policy that covers your home structure, personal belongings, and liability. They can also explain how Tennessee classifies mobile homes and what that means for your coverage options.
Is mobile home insurance required in Tennessee?
Tennessee does not require mobile home insurance by law, but lenders usually require it if you have a loan. Even without a loan, agents recommend coverage to protect against common local risks like hailstorms and tornadoes.
Can I insure a mobile home as real property in Tennessee?
Yes, if your mobile home is permanently affixed to land you own and meets Tennessee Department of Commerce and Insurance requirements, it can be insured as real property. An agent can help you determine if your home qualifies for a standard homeowners policy instead of a mobile home policy.
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