The top-rated mobile home insurance agent in McAllen, Texas is Abelardo Ramirez-Meda: Allstate Insurance, rated 4.9 stars across 750 reviews. Other highly rated options include Farmers Insurance - Griselda Melendez, Farmers Insurance - Maria Cristela Reyes, Bridgepoint Insurance Agency & Permit Center, LLC. This directory lists 19 mobile home insurance agents serving McAllen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abelardo Ramirez-Meda: Allstate Insurance | 704 N McColl Rd | (956) 668-0059 |
| 2 | Farmers Insurance - Griselda Melendez | 505 Lindberg Ave | (956) 622-5520 |
| 3 | Farmers Insurance - Maria Cristela Reyes | 2510 Buddy Owens Blvd | (956) 305-0081 |
| 4 | Bridgepoint Insurance Agency & Permit Center, LLC | 101 N McColl Rd Unit 1 | (956) 683-9400 |
| 5 | Acumen Insurance Group LLC | 3400 N McColl Rd Suite i | (956) 803-8000 |
| 6 | Freeway Insurance | 101 N McColl Rd #9 | (956) 658-8488 |
| 7 | Amco Auto Insurance | 608 S 10th St | (956) 992-0492 |
| 8 | B&B Insurance Agency | 120 N 10th St | (956) 687-8686 |
| 9 | Aziz Showery Insurance Agency Inc. DBA Showery Insurance & Financial Services | 1321 Pecan Blvd Suite A | (956) 668-7505 |
| 10 | J&M INSURANCE | 2711 S 23rd St #4 | (956) 393-8121 |
Abelardo Ramirez-Meda: Allstate Insurance serves the McAllen, Texas area as a mobile home insurance agency. It provides policies designed to cover manufactured and mobile homes against common risks such as fire, wind, and theft. The agency helps local homeowners secure liability protection and personal property coverage for their structures. Claim assistance and detailed policy explanations are available for customers seeking tailored protection for factory-built housing in the Rio Grande Valley.
Farmers Insurance - Griselda Melendez provides mobile home insurance coverage and related risk management services for clients in McAllen, Texas. The agency offers standard policy options to protect against common structural damages and liability concerns, along with routine policy reviews to ensure ongoing coverage adequacy. Its service model includes personalized consultations that assist homeowners in understanding their specific insurance needs. These plans can be tailored to cover single-family manufactured and mobile homes, residential apartments, retail properties, and local restaurants operating within the area.
Farmers Insurance - Maria Cristela Reyes serves homeowners, renters, and property owners in the McAllen, Texas area who require mobile home insurance coverage. The agency provides protection for manufactured and mobile dwellings, addressing common risks such as wind damage, hail, and liability. Policies are tailored to help clients safeguard their investment and personal belongings. Service is also available to residents in nearby Edinburg and throughout the broader Rio Grande Valley region.
Bridgepoint Insurance Agency & Permit Center, LLC serves McAllen and the surrounding communities across the Rio Grande Valley. It handles the placement of mobile home insurance policies for local homeowners. The agency works with clients to understand their specific coverage needs for manufactured and mobile housing in this region. To complete a typical job, it reviews property details and explains policy options in a straightforward, consultative manner that fits each homeowner’s situation.
Acumen Insurance Group LLC in McAllen, TX, distinguishes between obtaining a one-time policy quote and establishing a recurring coverage plan for ongoing protection. Their mobile home insurance agent services focus on tailoring coverage that addresses the specific regional risks common in South Texas, such as severe weather and wind damage. Consultations assess individual client needs, allowing the office to recommend appropriate policy structures for the property. Service arrangements are handled entirely on an as-needed basis, with clients contacting the agent when a quote, policy review, or claim is required.
Freeway Insurance serves the McAllen, Texas area as a mobile home insurance agent. It helps residents secure coverage specifically designed for manufactured and mobile homes. The agency offers policies that typically cover the structure, personal belongings, and liability protection. Clients in the region can obtain protection tailored to HUD-code and non-HUD-code homes. Freeway Insurance regularly handles policies that include additional coverage for attached structures and personal property within mobile home parks.
Amco Auto Insurance specializes in providing mobile home insurance coverage in McAllen, Texas, tailoring policies to protect manufactured and modular homes against local structural and personal property risks. The agency generally works with clients to find appropriate liability protection and replacement cost options for their unique housing needs. During the intense hurricane season or occasional hailstorms common to the Rio Grande Valley, it helps homeowners secure endorsements that cover windstorm damage and debris removal after severe weather events.
South Texas residents know that unpredictable storms and sudden hailstorms can threaten manufactured and mobile homes. B&B Insurance Agency in McAllen helps local homeowners by offering specialized mobile home insurance policies that address these weather-related risks. They explain how comprehensive coverage protects against storm damage, theft, and liability claims. Understanding that each residence has unique needs, the team discusses different policy options with clarity and patience. To begin the process, they will first arrange a walk-through inspection of the property to assess its condition and recommend appropriate coverage levels.
Aziz Showery Insurance Agency Inc., doing business as Showery Insurance & Financial Services, provides residential mobile home insurance to clients in McAllen, Texas. Commercial mobile home coverage is also available through this agency. The company serves property owners throughout the McAllen area. After settling a claim or completing an initial policy, the agent follows up to confirm coverage remains appropriate, ensuring repeat customers receive consistent attention between regular renewal visits.
J&M Insurance serves McAllen, Texas, by helping clients secure mobile home coverage that protects their property. The company can include specialty add-ons such as windstorm and flood endorsements to address local weather risks. Its agents work with homeowners to tailor policies that fit both the structure and the owner’s personal liability needs. This agency is also equipped to extend similar insurance solutions to commercial sectors, including regional offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in McAllen Cost?
The cost of mobile home insurance in McAllen, Texas typically ranges from 300 to 800 dollars per year for a basic policy, depending on the homes age, value, and location. Higher coverage limits or additional endorsements for wind and flood can increase the premium to 1,000 dollars or more annually. Actual costs vary based on individual risk factors and insurer pricing. This is general information, not insurance advice.
About mobile home insurance agents in McAllen
Mobile home insurance agents in McAllen, Texas help owners of manufactured and mobile homes find appropriate coverage. Texas law requires mobile home owners to have liability insurance if the home is financed or placed in a park. Local agents can guide you through options that meet Texas Department of Insurance requirements and protect against common risks like wind and hail.
Frequently Asked Questions
What does a mobile home insurance agent in McAllen do?
A mobile home insurance agent in McAllen helps you find a policy that covers your manufactured home against damage from fire, wind, hail, and theft. They also explain Texas-specific requirements such as liability coverage for park placements. Agents compare policies from multiple insurers to find one that fits your budget and needs.
Is mobile home insurance required in Texas?
Texas does not require mobile home insurance by state law, but most lenders and mobile home parks do require it. If you have a loan on your home, your lender will typically mandate a minimum level of coverage. Additionally, many parks in McAllen require proof of liability insurance before allowing placement.
How do Texas weather risks affect mobile home insurance in McAllen?
McAllen is in a region prone to severe weather including hailstorms, high winds, and occasional hurricanes. Many standard mobile home policies in Texas include wind and hail coverage, but you may need a separate windstorm policy if you live in a high-risk zone. An agent can help you understand deductibles and coverage limits for these events.
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