The top-rated mobile home insurance agent in Texas City, Texas is Freeway Insurance, rated 4.7 stars across 214 reviews. Other highly rated options include Steven Little - State Farm Insurance Agent, Amco Insurance Texas City, Brad Spurgeon Insurance Agency Inc.. This directory lists 12 mobile home insurance agents serving Texas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 9300 Emmett F Lowry Expy #176 | (409) 527-8421 |
| 2 | Steven Little - State Farm Insurance Agent | 1718 N Amburn Rd Suite A | (409) 359-4265 |
| 3 | Amco Insurance Texas City | 2228 Palmer Hwy | (409) 943-5555 |
| 4 | Brad Spurgeon Insurance Agency Inc. | 1118 14th St N | (409) 945-4746 |
| 5 | Chris Sapp: Allstate Insurance | 2709B Palmer Hwy | (409) 945-7409 |
| 6 | David Duckett: Allstate Insurance | 11441 32nd Ave N Ste A | (409) 986-9550 |
| 7 | Texas First Insurance | 7900 Emmett F Lowry Expy | (409) 934-8000 |
| 8 | Mark Spurgeon Insurance Agency, Inc. | 2929 Palmer Hwy | (409) 945-5148 |
| 9 | Mary Lou Church - State Farm Insurance Agent | 922 14th St N B | (409) 948-3456 |
| 10 | Insurance Plus Agencies, LLC - Progressive Local Agent | 1830 25th Ave N | (409) 945-5321 |
Freeway Insurance serves Texas City and the surrounding Bay Area communities, handling mobile home insurance for both primary residences and seasonal properties along the Gulf Coast. The agency helps clients secure coverage that protects against wind, hail, and storm damage common to this region. For a typical policy, the company begins by reviewing the mobile home’s age, condition, and location to match it with appropriate coverage limits and deductibles.
Steven Little - State Farm Insurance Agent serves the Texas City, TX area and the surrounding county, providing mobile home insurance policies. This agent helps local residents protect their manufactured and mobile homes against common regional risks. Coverage can be tailored to include protection for the structure itself and the owner’s personal belongings. The agency also assists with liability coverage for accidents that may occur on the property. Specific services handled in this area include policies for older mobile homes and arranging coverage for attached additions like carports or decks.
Amco Insurance Texas City provides a full range of mobile home insurance services, including policy evaluations, coverage adjustments, and claims assistance for manufactured and mobile homes in the Texas City area. Its service plans help clients manage policy renewals, assess coverage needs, and address essential protections against common regional weather risks. The agency works with owners of single-family manufactured homes, as well as mobile homes located in planned communities. It also services seasonal properties, rental trailers, and small retail and restaurant units.
Brad Spurgeon Insurance Agency Inc. in Texas City, TX, provides mobile home insurance policies tailored for local homeowners seeking protection for their manufactured or mobile dwellings. The agency helps clients secure coverage for the structure and personal property against common regional risks. By working with multiple insurers, the firm can assist property owners in finding appropriate policy terms. Its service area extends to surrounding communities along the Gulf Coast, including the nearby city of La Marque.
Chris Sapp: Allstate Insurance serves Texas City and the surrounding Galveston County communities, handling mobile home insurance needs for local homeowners and renters. The agency helps clients secure coverage that addresses the distinctive risks of manufactured and mobile dwellings, including wind and storm protection typical of the Gulf Coast region. To navigate these specific requirements, it takes a consultative approach, thoroughly reviewing individual policy options and tailoring coverage limits to each property’s age, condition, and location.
David Duckett: Allstate Insurance offers tailored coverage options for mobile homes, protecting against structural damage and liability risks. The agency helps clients in Texas City, TX, secure policies that address common exposures such as fire, theft, and windstorm damage. They also work with customers to bundle dwelling and personal property protection into cohesive plans. During peak storm seasons, the agency assists residents in adjusting coverage to better guard against heavy rainfall and hurricane-force winds common to the region.
When hurricane season brings high winds and heavy rain to the Gulf Coast near Texas City, securing an insurance policy is often a pressing concern for mobile home owners. Texas First Insurance helps residents of the area obtain financial protection for their manufactured homes against storm and other regional risks. Their service focuses on explaining coverage options for various types of park models and manufactured structures. Providing a straightforward consultation begins with scheduling an on-site inspection or assessment of the home’s current condition and setup at the property itself.
Mark Spurgeon Insurance Agency, Inc. in Texas City, TX helps clients secure coverage for mobile homes, protecting against common perils like storm damage and liability. The company offers options to enhance a basic policy with specialty add-ons such as coverage for personal property, additional structures, and loss of use. It can provide insurance solutions for commercial sectors including offices, warehouses, and food service operations.
Mary Lou Church - State Farm Insurance Agent in Texas City, TX offers both one-time policies and recurring coverage for mobile homes. A one-time plan provides short-term protection for a single event, whereas a recurring policy ensures ongoing financial security against common perils like wind, hail, and fire. Clients in this area benefit from tailored options that address the specific needs of manufactured housing. Service is provided on a scheduled or as-needed basis, with policy renewals and claims support available throughout the year.
Insurance Plus Agencies, LLC - Progressive Local Agent provides both one-time policies for immediate mobile home coverage needs and recurring annual plans for ongoing protection. Coverage typically addresses dwelling damage from storms or fire, personal property losses, and liability claims common in the Texas City area. Service runs strictly on a scheduled basis, with annual policy renewals and any mid-term adjustment or claim handled as as-needed.
What Does a a Mobile Home Insurance Agent in Texas City Cost?
The cost of mobile home insurance in Texas typically ranges from 400 to 1200 dollars per year for a standard policy. In Texas City rates may be higher due to hurricane and flood risk. Factors like the age of the home its value and your claims history also affect the premium. This is general information and not insurance advice.
About mobile home insurance agents in Texas City
Mobile home insurance agents in Texas City Texas help owners protect their manufactured homes from wind hail and flood damage common to the Gulf Coast region. Texas law requires mobile home owners to carry liability coverage if the home is in a park or financed. An agent can explain the difference between actual cash value and replacement cost policies for your Texas City property.
Frequently Asked Questions
What does a mobile home insurance agent in Texas City do?
A mobile home insurance agent helps you find a policy that covers your manufactured home against risks like fire wind and theft. They can also advise on flood insurance which is often required in Texas City due to its coastal location. Agents compare quotes from different companies to find coverage that fits your budget.
Do I need special insurance for a mobile home in Texas?
Yes mobile homes require specialized insurance because they are built differently than site built homes. Texas law does not require you to insure a mobile home you own outright but lenders and park owners usually require liability and property coverage. An agent can help you meet these requirements.
How does Texas weather affect mobile home insurance in Texas City?
Texas City is near the Gulf of Mexico so wind and hail damage are common concerns. Most standard mobile home policies exclude flood damage so you may need a separate flood policy through the National Flood Insurance Program. An agent can explain how deductibles work for named storms in Texas.
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