The top-rated mobile home insurance agent in Charlottesville, Virginia is Hunter Wyant - State Farm Insurance Agent, rated 4.9 stars across 1,001 reviews. Other highly rated options include Specialized Insurance, Able Insurance Agency, Eva Gee Scott - State Farm Insurance Agent. This directory lists 24 mobile home insurance agents serving Charlottesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hunter Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 293-3906 |
| 2 | Specialized Insurance | 2250 Old Ivy Rd #5 | (434) 529-6000 |
| 3 | Able Insurance Agency | 716 Rio Rd W STE D | (434) 979-0814 |
| 4 | Eva Gee Scott - State Farm Insurance Agent | 1136B Emmet St N | (434) 977-2741 |
| 5 | Kevin Mann - State Farm Insurance Agent | 1760 Timberwood Blvd | (434) 978-1197 |
| 6 | Craddock Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 7 | Mac Weems - State Farm Insurance Agent | 2215 Hydraulic Rd | (434) 971-3838 |
| 8 | Gary Albert - State Farm Insurance Agent | 1380 Rio Rd E | (434) 296-1222 |
| 9 | Ned Loyd: Allstate Insurance | 944 Glenwood Station Ln STE 202 | (434) 977-0566 |
| 10 | Kristina Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 971-9966 |
Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, VA metro area and specializes in mobile home insurance coverage for local residents. This agency helps protect manufactured and modular homes against common regional risks such as weather damage and liability claims. Their services for mobile homeowners include tailored policies that address the unique structural and safety needs of these dwellings in central Virginia. They assist clients with securing proper insurance for both single-wide and double-wide house trailers.
Specialized Insurance provides a comprehensive range of mobile home insurance policies for the Charlottesville area, including coverage for structure damage, personal property, and liability protection. Its service plans assist clients in understanding policy terms and filing claims when necessary. The company offers guidance through the process of insuring various property types. It insures single-family mobile homes, manufactured housing communities, and detached structures. Additionally, the agency serves smaller developments and rental lots in the surrounding Virginia region.
Able Insurance Agency serves homeowners and property managers in Charlottesville, Virginia, who require specialized coverage for mobile and manufactured homes. It provides policies that address the unique risks and construction differences associated with these dwellings, including protection for the structure, personal property, and liability exposures. Local agents work with clients to tailor coverage limits and deductibles that meet individual needs and local regulatory requirements. The agency also extends its services across the Charlottesville metro area to include residents in the neighboring community of Waynesboro.
Serving Charlottesville, Virginia, and the surrounding communities, Eva Gee Scott - State Farm Insurance Agent specializes in mobile home insurance coverage. This agency handles policies designed to protect manufactured and mobile homes from common regional risks, including weather damage and liability concerns. Their approach to a typical job involves reviewing the specific structure and location of a mobile home to recommend an appropriate level of protection and then explaining the coverage options clearly to the customer.
With winter storms and fluctuating temperatures putting stress on mobile home structures in the Charlottesville area, Kevin Mann, as a State Farm Insurance agent, helps local residents secure coverage tailored to manufactured and modular dwellings. His agency focuses on policies that address wind, hail, and freezing pipe risks common in the region. For each client, the process begins with a thorough property inspection to document the home’s condition and identify potential hazards before a personalized insurance assessment is completed.
Craddock Sirius Insurance in Charlottesville, VA helps clients understand the difference between one-time mobile home insurance policies for seasonal properties and recurring coverage for year-round residences. Their services focus on protecting mobile homes against common regional risks such as storm damage and liability claims. They also tailor policies to cover personal property within the dwelling. Service runs on an as-needed basis, with policyholders able to request quotes or adjust coverage whenever their circumstances change.
As a mobile home insurance agent in Charlottesville, VA, Mac Weems - State Farm Insurance Agent specializes in tailored policies for manufactured and modular homes. The agency focuses on providing standard dwelling, personal property, and liability protection. Beyond basic coverage, its general service work includes advising clients on deductible options and explaining how local weather patterns affect policy needs. This agent particularly helps homeowners facing the higher wind risks common to central Virginia during spring and summer storm seasons, ensuring adequate windstorm coverage for financial security.
Gary Albert - State Farm Insurance Agent works with clients in Charlottesville, VA to secure mobile home insurance coverage. Beyond standard property protection, the agency can help add endorsements for liability and personal belongings commonly held in manufactured housing. As a local insurance provider, it understands regional weather and repair cost considerations for mobile homes. The agency serves the insurance needs of various commercial sectors, including offices, warehouses, and food service establishments.
Serving homeowners in Charlottesville and the surrounding region, this agency offers mobile home insurance policies tailored to local needs. Commercial coverage is also available for area businesses beyond residential park models. Working with an established carrier, the agent provides consultations that address the specific risks of manufactured and modular dwellings. After a policy is issued, clients can expect continuous support and straightforward assistance for any claims or changes that arise between regular review appointments.
Kristina Wyant - State Farm Insurance Agent in Charlottesville, VA, provides mobile home insurance policies designed to protect manufactured and modular homes against common regional risks. The agency offers coverage options that typically include dwelling protection, personal property, and liability insurance. Policyholders can also add on specialized coverage for detached structures such as sheds or carports, filling a common gap in basic mobile home plans.
What Does a a Mobile Home Insurance Agent in Charlottesville Cost?
In Virginia, mobile home insurance premiums typically range from $300 to $1,200 per year, depending on the home age, location, and coverage level. A policy with $50,000 dwelling coverage and liability may cost around $500 annually. Actual costs vary based on your specific home, credit history, and chosen deductibles. This is general information, not insurance advice.
About mobile home insurance agents in Charlottesville
Mobile home insurance agents in Charlottesville, Virginia help owners of manufactured and mobile homes find appropriate coverage. Virginia law does not require mobile home insurance, but lenders typically mandate it for financed homes. Local agents can explain how Virginia weather risks and zoning rules affect your policy needs.
Frequently Asked Questions
Do I need mobile home insurance in Charlottesville Virginia?
Virginia state law does not require mobile home insurance. However, if you have a loan on your mobile home, your lender will likely require a policy. An agent can help you meet lender requirements and protect your investment.
What does mobile home insurance cover in Virginia?
Standard policies cover damage from fire, wind, hail, and theft. Virginia-specific risks like heavy snow or flooding may require additional endorsements. Agents can explain coverage limits and deductibles for your area.
How do I choose a mobile home insurance agent in Charlottesville?
Look for an agent licensed in Virginia who has experience with manufactured homes. Ask about their knowledge of local building codes and insurance regulations. Compare quotes from multiple agents to find suitable coverage.
Mobile Home Insurance Agents in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Centreville · Chantilly · Chesapeake · Chester · Christiansburg · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg