The top-rated mobile home insurance agent in Norfolk, Virginia is Dennis Hurst - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Jim Clark - State Farm Insurance Agent, Manuel G Nofplot III Insurance Agency Inc, Salzberg Insurance Agency. This directory lists 18 mobile home insurance agents serving Norfolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dennis Hurst - State Farm Insurance Agent | 2815 Monticello Ave | (757) 626-1020 |
| 2 | Jim Clark - State Farm Insurance Agent | 1507 E Bayview Blvd a | (757) 588-4343 |
| 3 | Manuel G Nofplot III Insurance Agency Inc | 7925 Halprin Dr | (757) 583-2100 |
| 4 | Salzberg Insurance Agency | 249 E Little Creek Rd | (757) 583-1828 |
| 5 | Gifford Insurance | 1547 E Little Creek Rd | (757) 583-2341 |
| 6 | AAA Norfolk Insurance and Member Services | 158 E Little Creek Rd | (757) 622-5634 |
| 7 | Farmers Insurance - Carrie Lewis Agency | 330 W 22nd St Suite 103 | (757) 690-7418 |
| 8 | Howard Jackson - State Farm Insurance Agent | 733 Boush St #103 | (757) 648-8592 |
| 9 | Ashley & Associates Insurance | 834 Widgeon Rd | (757) 855-3151 |
| 10 | Brian Topping - State Farm Insurance Agent | 2815 Monticello Ave | (757) 855-8022 |
Dennis Hurst - State Farm Insurance Agent serves the Norfolk, Virginia area as a local provider of mobile home insurance. The agency understands the specific risks that manufactured and mobile homes face in coastal Virginia, including severe weather and humidity-related damage. As a local agent, Dennis Hurst works to match policies to each homeowner’s structure and location. The office handles both standard mobile home policies and additional coverage options for wind and hail protection in the Tidewater region.
Jim Clark - State Farm Insurance Agent provides a comprehensive range of mobile home insurance policies for clients across Norfolk, VA, focusing on tailored coverage for manufactured and modular dwellings. The agency’s service approach emphasizes clear policy explanations and personalized risk assessment to meet each homeowner’s specific needs. Routine policy reviews and renewal management are included to maintain adequate protection over time. This agency services single-family mobile homes, multi-section manufactured houses, and rental properties used as personal residences in the Norfolk area.
Manuel G Nofplot III Insurance Agency Inc serves homeowners and property managers in Norfolk, Virginia, who need mobile home insurance. The agency provides coverage for mobile and manufactured homes, protecting structures and personal property against local weather risks. Policies address liability and additional living expenses in the event of a covered loss. Its location in Norfolk allows the agency to assist clients throughout the Hampton Roads metropolitan area, including nearby Virginia Beach and Chesapeake.
Salzberg Insurance Agency serves Norfolk, Virginia, and its surrounding communities, offering policies specifically tailored for mobile homes. The agency handles coverage for both single-wide and double-wide manufactured dwellings. It addresses the unique risks these homes face, including wind damage and flood exposure common to the region. Salzberg Insurance Agency guides clients through policy options, evaluating individual property needs and budget. The general approach it uses to handle a typical job involves a thorough review of the home’s structure and local conditions before recommending suitable coverage.
Gifford Insurance distinguishes between initial policy setup, which is a one-time service, and ongoing premium payments that require scheduled renewals. They provide mobile home coverage tailored to Norfolk, VA, addressing risks like wind, hail, and liability. The agent assists clients in comparing policy options to comply with lender requirements and protect personal property. Service arrangements typically operate on an as-needed basis for policy changes or claims, with annual scheduled reviews for renewal adjustments.
AAA Norfolk Insurance and Member Services specializes in tailored mobile home coverage for the Norfolk, Virginia area. It helps clients obtain policies that address the unique structural and liability needs of manufactured housing. The agency then works to match each customer with appropriate protection from potential financial losses, offering guidance through the selection process. As hurricane season approaches, it assists local homeowners in reviewing their policies to ensure adequate coverage for wind and flood damage common to the region.
In coastal Norfolk, seasonal storms and humidity can challenge a mobile home’s structure, so Farmers Insurance - Carrie Lewis Agency helps homeowners secure tailored coverage for these unique dwellings. This agency assists clients understanding how wind, flood, and hail protection work within their policies, a key consideration for local residents. To begin risk assessment, the agent typically schedules a thorough property inspection to verify the home’s age, roof condition, and tie-down systems before finalizing any coverage plan.
Howard Jackson - State Farm Insurance Agent in Norfolk, VA, is recognized for offering mobile home insurance policies that provide financial protection for manufactured and modular dwellings. The agency serves clients throughout the region, helping them select coverage for the structure, personal property, and liability risks common to mobile home living. Policies typically address unique exposures such as transport damage or tie-down requirements. Common add-on options include coverage for additional living expenses if the home becomes uninhabitable due to a covered loss.
Ashley & Associates Insurance in Norfolk, VA, provides residential mobile home coverage, addressing the specific needs of manufactured and modular homeowners in the area. Commercial mobile home park insurance is also available, extending protection for multiple properties within the region. These insurance professionals focus on tailoring policies to local weather and regulatory factors. Clients can expect thorough follow-up after an initial policy is written, ensuring coverage remains appropriate between regular policy review visits.
What Does a a Mobile Home Insurance Agent in Norfolk Cost?
Typical mobile home insurance costs in Virginia range from 400 to 1,200 dollars per year for a standard policy. In Norfolk premiums may be higher due to coastal exposure with wind coverage adding 200 to 500 dollars annually. Actual cost depends on the home age value location and chosen deductibles. This is general information not insurance advice.
About mobile home insurance agents in Norfolk
Mobile home insurance agents in Norfolk Virginia help owners protect their manufactured homes from coastal risks like wind and flood. Virginia law does not require mobile home insurance but lenders usually mandate it. Agents can explain how Virginia specific windstorm deductibles apply in Hampton Roads.
Frequently Asked Questions
What does mobile home insurance cover in Norfolk Virginia?
Standard policies cover dwelling damage personal property and liability. In Norfolk flood and windstorm coverage are often separate due to hurricane risk. Virginia law allows insurers to offer named storm deductibles.
Do I need flood insurance for my mobile home in Norfolk?
Flood insurance is not required by Virginia state law but is mandatory if your mobile home is in a FEMA flood zone. Norfolk has many flood prone areas so agents can help you obtain a separate flood policy through the NFIP or private insurers.
How do Virginia insurance laws affect mobile home policies?
Virginia follows standard insurance regulations including a 60 day grace period for premium payments. Insurers must provide a written explanation if they deny coverage. Agents in Norfolk must be licensed by the Virginia State Corporation Commission.
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