The top-rated mobile home insurance agent in Bellingham, Washington is Trucordia (formerly Rice Insurance), rated 4.9 stars across 709 reviews. Other highly rated options include Tim Slesk - State Farm Insurance Agent, Sierra Belleville - State Farm Insurance Agent, InsureOne Insurance. This directory lists 17 mobile home insurance agents serving Bellingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trucordia (formerly Rice Insurance) | 2200 Rimland Dr Ste 305 | (888) 742-3467 |
| 2 | Tim Slesk - State Farm Insurance Agent | 2200 Rimland Dr STE 104 | (360) 756-5007 |
| 3 | Sierra Belleville - State Farm Insurance Agent | 3800 Byron Ave Ste 132 | (360) 676-1033 |
| 4 | InsureOne Insurance | 1414 Broadway STE C | (360) 686-6186 |
| 5 | Magas Insurance | 2615 Meridian St | (360) 734-0416 |
| 6 | Dennis Kaiser: Allstate Insurance | 1633 Birchwood Ave STE 103 | (360) 647-1662 |
| 7 | SmartBunny Insurance Services | 2219 Rimland Dr Suite 301 | (888) 388-0009 |
| 8 | Mountain View Insurance | 1801 F St | (360) 255-5175 |
| 9 | Northwest Insurance Solutions | 11 Bellwether Way Ste 106 | (360) 738-6068 |
| 10 | Amy Jensen: Allstate Insurance | 2530 Meridian St | (360) 312-1235 |
Trucordia, formerly Rice Insurance, serves the Bellingham, Washington area as a mobile home insurance agent. The company helps mobile home owners in Whatcom County secure coverage that fits their specific housing needs. They assist with policies for manufactured homes, which often require different protection than site-built houses. Common risks addressed include wind and hail damage typical of the Pacific Northwest. Trucordia also handles quotes for seasonal mobile homes used near Bellingham Bay.
Tim Slesk - State Farm Insurance Agent in Bellingham, WA, provides a full range of mobile home insurance solutions tailored to local needs. Coverage options address typical risks such as weather damage and liability, with personalized assistance for policy adjustments and claims. Regular policy reviews are offered to keep coverage aligned with changing circumstances. The office services mobile homes on both owned land and within manufactured home communities, including single-family units, seasonal vacation properties, and rental mobile homes.
Sierra Belleville - State Farm Insurance Agent serves homeowners and property managers in Bellingham, Washington, specializing in mobile home insurance policies that protect manufactured and modular dwellings. The agency helps clients secure coverage for their homes, personal property, and liability needs. They offer personalized consultations to assess individual risks and find appropriate protection plans. Their services extend to property owners residing in neighboring communities such as Ferndale, providing accessible insurance solutions across Whatcom County.
InsureOne Insurance provides mobile home insurance services to residents of Bellingham, Washington, including coverage for structure damage and personal property protection. It offers annual policy review options to adjust coverage limits as needed, along with direct claims assistance for storm-related incidents or accidental damage. The agency serves properties such as single-family manufactured homes, duplexes, and retirement community units within the local area.
Magas Insurance serves Bellingham, Washington, and the surrounding Whatcom County communities. It handles mobile home insurance needs for local manufactured and modular homeowners. The agency works with standard policies covering dwelling protection and personal property. It also addresses specific risks common to this housing type in the Pacific Northwest, such as wind and storm damage. For a typical job, it reviews the client’s current coverage limits and deductibles, then compares available options to align protection with the client’s budget and property value.
Dennis Kaiser: Allstate Insurance in Bellingham, WA, offers mobile home insurance coverage through either a one-time single policy purchase or a scheduled renewal plan. Both options provide protection against risks like fire, wind, and liability. Coverage can be tailored to meet the specific needs of mobile home owners in the region. Service is available on a scheduled, recurring basis with annual policy reviews, or on an as-needed basis for adjustments to existing coverage.
SmartBunny Insurance Services specializes in mobile home insurance policies in Bellingham, Washington. It helps local homeowners find coverage tailored to manufactured and mobile dwellings. The agent service works with clients to understand policy options, including protection for the structure and personal property. This office assists with the unique requirements of mobile home ownership in Whatcom County, such as addressing wind and water damage risks during the rainy winter season.
Mountain View Insurance provides general mobile home insurance policies for clients in the Bellingham area. Coverage options typically include protection for the structure against weather damage as well as liability coverage for accidents on the property. The company can also help arrange specialty add-ons such as personal property replacement cost coverage and additional living expense protection if a unit becomes uninhabitable. For local business operations needing mobile home insurance, the agency serves offices, warehouses, and food service establishments.
Northwest Insurance Solutions provides residential mobile home insurance for property owners in Bellingham, Washington. Commercial coverage is also available for mobile home parks and rental communities. The agency serves clients throughout the Bellingham area and nearby parts of Whatcom County. Policies are designed to match the unique risks of manufactured and mobile homes, such as windstorm exposure and older structure replacement costs. Customers often return for annual policy reviews, and the agency follows up between regular visits to confirm coverage remains aligned with any home upgrades or changes.
With the heavy winter rains common in Bellingham, mobile homes require reliable coverage against potential water and storm damage. Amy Jensen: Allstate Insurance helps local residents secure policies tailored to protect their manufactured homes in Whatcom County. The company addresses each client's specific structure and liability needs, ensuring compliance with housing codes common to this area. Understanding that wind and hail are frequent local risks, the agent works to adjust personal property and dwelling protection accordingly. An initial inspection of the home's skirting, roofing, and tie-downs generally identifies the necessary coverage details.
What Does a a Mobile Home Insurance Agent in Bellingham Cost?
The cost of mobile home insurance in Washington typically ranges from 300 to 800 dollars per year for a standard policy. Factors like the age of the home location in Bellingham and coverage limits affect the price. Older homes may cost more to insure due to higher risk of damage. This is general information and not insurance advice.
About mobile home insurance agents in Bellingham
Mobile home insurance agents in Bellingham help owners of manufactured and mobile homes find coverage that meets Washington state requirements. Washington law requires mobile home owners to have insurance that covers the structure and liability. Local agents understand the unique risks in Whatcom County, such as wind and rain storms common to the Pacific Northwest.
Frequently Asked Questions
What does mobile home insurance cover in Bellingham?
Mobile home insurance in Bellingham typically covers the structure against fire wind and theft. It also includes liability protection if someone is injured on your property. Washington state does not require mobile home insurance by law but lenders usually mandate it.
How do I choose a mobile home insurance agent in Bellingham?
Look for an agent who specializes in manufactured or mobile home policies. Ask about coverage for older homes and whether the policy includes replacement cost or actual cash value. Compare quotes from multiple agents to find a policy that fits your budget.
Are there special rules for mobile home insurance in Washington?
Yes Washington requires that mobile home insurance policies include coverage for the structure and personal property if you have a loan. The state also has specific rules about tie-downs and anchoring for wind protection. Your agent can explain how these rules affect your policy.