The top-rated motorcycle insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include Diana Lockmiller - State Farm Insurance Agent, David Perkins - State Farm Insurance Agent, River Valley Insurance Group. This directory lists 20 motorcycle insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | River Tree Insurance | 9668 Madison Blvd #202 | (256) 824-0117 |
| 2 | Diana Lockmiller - State Farm Insurance Agent | 1662 Slaughter Rd | (256) 325-7283 |
| 3 | David Perkins - State Farm Insurance Agent | 12906 Oliver Ln | (256) 325-3080 |
| 4 | River Valley Insurance Group | 9290 Madison Blvd Suite B | (256) 870-7844 |
| 5 | Alfa Insurance - The Tanielu Agency | 203 Mission St Ste A | (256) 289-7098 |
| 6 | Becky L. Gordon: Allstate Insurance | 7771 Hwy 72 W Ste A | (256) 430-0477 |
| 7 | UR Choice Insurance | 401 Carter Dr | (256) 692-5562 |
| 8 | Legacy Insurance | 814A Palmer Rd | (256) 325-3730 |
| 9 | River Tree Insurance Services Inc | 9668 Madison Blvd #202 | (256) 715-0477 |
| 10 | Grier Insurance | 9668 Madison Blvd Suite 229 | (256) 766-2222 |
River Tree Insurance serves the Madison, Alabama area as a local motorcycle insurance agent. It connects riders with policies designed to protect motorcycles, scooters, and other two-wheeled vehicles. The company’s agents help clients understand coverage options relevant to local riding conditions. They work with individuals seeking protection for daily commuting or recreational use. River Tree Insurance handles comprehensive and collision coverages for motorcycles in this region.
Diana Lockmiller - State Farm Insurance Agent in Madison, AL provides a range of motorcycle insurance services, including liability and comprehensive coverage. It offers tailored plans to protect riders against common road risks and accidental damage. Policyholders can access routine policy reviews and claims assistance to maintain coverage. The agency’s service plans focus on adjusting protection levels as riding needs change. It also services single-family homes, apartments, retail, and restaurants.
David Perkins – State Farm Insurance Agent in Madison, AL serves homeowners, renters, and vehicle owners in the area. It offers motorcycle insurance policies, as well as coverage for automobiles and property. Local riders can obtain liability, collision, and comprehensive plans tailored to their needs. The agency helps clients compare deductibles and understand policy limits so they can ride with confidence. Huntsville and the surrounding metro area are also included in the service region for motorcycle insurance protection.
River Valley Insurance Group serves motorcycle riders in Madison, Alabama, and the surrounding communities of Huntsville and the Tennessee Valley corridor. It handles policies for a wide range of motorcycles, from touring bikes to sport models and cruisers. The agency works with multiple carriers to match each client with appropriate liability and comprehensive coverage options. For a typical job, it first reviews the rider's bike type and driving history before comparing quotes to find a tailored policy fit.
Alfa Insurance - The Tanielu Agency in Madison, AL offers specialty services for motorcycle insurance, including tailored coverage for touring bikes and sport models. It also handles general insurance work, such as liability protection and uninsured motorist coverage for riders. Each policy is designed to address local riding conditions and road risks. The agency helps with specific seasonal concerns like cold weather storage coverage and spring riding preparations.
Becky L. Gordon: Allstate Insurance in Madison, AL distinguishes between a one-time policy for a single riding season and annual, recurring coverage that automatically renews for ongoing protection. Agents there help clients select liability, collision, and comprehensive plans suited to local road conditions and storage needs. The office provides personalized advice on coverage limits and deductible choices for motorcycles. Service operates on a scheduled basis, with reminders for policy renewal, yet also accommodates as-needed inquiries for new bikes or claim assistance.
As Alabama winters give way to spring thunderstorms, Madison motorcyclists often seek coverage that protects against sudden weather damage and liability risks. UR Choice Insurance helps local riders assess their individual policies, offering guidance on matching coverage levels to bike usage and commuting habits. The process typically begins with a brief inspection or an initial assessment of the motorcycle’s condition and the rider’s driving record to ensure accurate policy recommendations.
Legacy Insurance in Madison, AL connects riders with coverage for motorcycles, including liability and collision policies. The agency also assists with add-ons such as roadside assistance, uninsured motorist protection, and accessory coverage for custom parts. It works with individual clients, small business fleets, and local companies requiring commercial motorcycle policies. This includes support for delivery services, repair shop vehicles, and food service operations that rely on two-wheeled transportation.
River Tree Insurance Services Inc offers residential motorcycle insurance services to clients in Madison, Alabama. The agency also provides commercial coverage for businesses with motorcycle fleets or delivery operations throughout the area. By assessing individual riding habits and vehicle types, they tailor policies to meet coverage needs. Clients receive guidance on liability, collision, and comprehensive options suited for local roads and seasonal riding. The team follows up after every policy set or renewal to ensure continued suitability between regular seasonal visits.
Grier Insurance of Madison, Alabama, is known for providing local motorcycle insurance agent services tailored to riders in the Huntsville metro area. The agency helps motorcyclists secure liability, collision, and comprehensive coverage for their bikes. It assists clients in navigating policy options that address Alabama’s specific state insurance requirements and road conditions. For those looking to protect custom parts and accessories on their motorcycles, Grier Insurance can arrange scheduled personal property coverage as an add-on specialty service.
What Does a a Motorcycle Insurance Agent in Madison Cost?
Motorcycle insurance costs in Alabama vary based on factors like your age, driving record, bike type, and coverage limits. On average, riders in Alabama pay between 500 and 1,200 dollars per year for a standard policy. A full coverage policy with comprehensive and collision may cost 800 to 1,500 dollars annually. This is general information, not insurance advice.
About motorcycle insurance agents in Madison
Motorcycle insurance agents in Madison, Alabama help riders find coverage that meets Alabama state law requirements. Alabama requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Local agents can also advise on optional coverages like comprehensive and collision to protect your bike on Madison roads.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Alabama?
Alabama law requires motorcyclists to have liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. This is the same minimum coverage required for cars in the state.
Do I need uninsured motorist coverage for my motorcycle in Alabama?
Uninsured motorist coverage is not required by Alabama law for motorcycles, but it is strongly recommended. This coverage protects you if you are hit by a driver who does not have insurance. Many agents in Madison offer this as an optional add-on.
Can I get motorcycle insurance if I have a DUI on my record in Alabama?
Yes, you can still get motorcycle insurance in Alabama with a DUI on your record, but your rates will likely be higher. Alabama law requires insurers to offer coverage to high-risk drivers through the Alabama Insurance Underwriting Association if you cannot find a private carrier.