The top-rated motorcycle insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 537 reviews. Other highly rated options include Oasis Insurance, Lisa RO Ross - State Farm Insurance Agent, Michele Fanelli - State Farm Insurance Agent. This directory lists 20 motorcycle insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | William Kohl - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 546-1124 |
| 2 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 3 | Lisa RO Ross - State Farm Insurance Agent | 14827 W Bell Rd Ste 101 | (623) 974-2600 |
| 4 | Michele Fanelli - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 584-2885 |
| 5 | InsuranceBeacon.com | 15270 W Brookside Ln Ste 125 | (623) 584-0071 |
| 6 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 7 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 8 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 9 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
| 10 | Mike Pejka - State Farm Insurance Agent | 16572 W Greenway Rd Ste 105 | (623) 544-3642 |
William Kohl - State Farm Insurance Agent serves Surprise, AZ, and the surrounding Maricopa County area, providing motorcycle insurance policies tailored to local riders. The agency helps clients select coverage for liability, comprehensive, and collision needs, addressing common concerns like uninsured motorist protection. Customizing policies for various bike types, from cruisers to sport models, is a regular focus. The office also handles seasonal coverage adjustments and roadside assistance options for motorcycle owners.
Oasis Insurance provides motorcycle insurance policies and coverage options for riders in Surprise, Arizona. The agency helps clients select appropriate liability, collision, and comprehensive plans tailored to their individual riding needs. It also offers routine policy reviews and guidance on coverage adjustments throughout the life of each policy. Oasis Insurance services a variety of property types in the local area, including single-family homes, apartments, retail storefronts, and restaurants.
Homeowners, renters, and motorcycle owners in Surprise, Arizona find tailored coverage through Lisa RO Ross - State Farm Insurance Agent, where the motorcycle insurance services address liability, collision, and comprehensive needs for local riders. The agency also offers auto policies and helps motorcycle enthusiasts protect their bikes against theft and weather damage. Serving the broader metro region, this provider extends its motor vehicle insurance options to neighboring Glendale as well.
Serving Surprise, Arizona, and its surrounding communities, Michele Fanelli’s State Farm Insurance Agency handles motorcycle insurance policies for local riders. The agency addresses coverage needs such as liability, collision, and comprehensive protection for a variety of bikes. Typically, the agent begins by discussing the customer’s riding habits and vehicle details to select appropriate policy limits. This approach allows for a tailored plan that fits the motorcyclist’s lifestyle and local riding conditions, with a focus on practical, individual risk management during each consultation.
InsuranceBeacon.com in Surprise, AZ helps clients decide between one-time policy purchases for single trips or ongoing coverage for regular riding, providing motorcycle insurance that addresses Arizona’s unique weather risks and desert road conditions. Policies are crafted to meet liability standards and protect against collision damage on local highways and city streets. Coverage supports all types of motorcycles, from cruisers to touring bikes, tailored to individual commuting or recreational needs. Service runs on an as-needed basis, with clients able to request quotes or policy adjustments at any time.
Specializing in motorcycle insurance coverage, Guillermo Morales - State Farm Insurance Agent in Surprise, AZ, helps riders protect their bikes with tailored liability and comprehensive policies. The agency also provides general personal insurance services, including auto and homeowners protection, to meet broader local needs. For Arizona motorcyclists, it specifically addresses the unique perils of monsoon season, ensuring policies account for sudden rainstorms that often surprise riders on desert highways and increase accident risks.
Arizona’s long riding season means motorcycle owners in Surprise seek reliable coverage year-round. Moore Insurance Agency helps local riders protect their bikes with tailored insurance policies suited to desert conditions and daily commutes. They work with clients to evaluate liability limits, comprehensive protection, and uninsured motorist options. Their process begins with a detailed review of the rider’s specific needs, vehicle type, and riding habits. A thorough initial inspection of the motorcycle is then scheduled to verify its condition and accurately document necessary coverage details.
Giles & Iten Insurance provides motorcycle insurance agent services to residential clients in Surprise, Arizona. Commercial coverage for business-owned motorcycles is also available through their agency. They serve riders throughout the Surprise area and surrounding communities. Each policy is reviewed with a focus on liability, comprehensive, and collision options. After coverage is placed, the agent follows up between regular visits to confirm that protection remains appropriate for evolving riding needs.
The LaChance Insurance Agency is known locally for helping motorcyclists secure coverage through multiple carriers in Surprise, Arizona. It serves riders of all types, from everyday commuters to weekend enthusiasts, with policies that protect bikes, riders, and passengers. The agency focuses on explaining deductibles and liability limits so clients understand their options. For an additional service, it can bundle roadside assistance or accessory coverage into the policy.
Mike Pejka - State Farm Insurance Agent in Surprise, AZ, provides standard motorcycle insurance policies for local riders, including liability, collision, and comprehensive coverage. The agency also offers specialty add-ons such as roadside assistance, rental reimbursement, and coverage for custom parts and accessories. Policies are designed to protect motorcyclists while riding throughout the Phoenix metropolitan area. The agent serves a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Motorcycle Insurance Agent in Surprise Cost?
Motorcycle insurance costs in Arizona typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 600 to 1,500 dollars per year or more. Your actual premium depends on factors like your age, driving record, type of motorcycle, and coverage limits. This is general information and not insurance advice.
About motorcycle insurance agents in Surprise
A motorcycle insurance agent in Surprise Arizona can help you find coverage that meets state requirements. Arizona law requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 15,000 dollars for property damage. An agent can also explain optional coverages like comprehensive and collision for your specific bike.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Arizona?
Arizona requires liability coverage of at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars for property damage. Uninsured motorist coverage is not required but is recommended.
Do I need insurance for a motorcycle in Surprise Arizona?
Yes, Arizona law requires all registered motorcycles to have liability insurance. You must carry proof of insurance while riding. Failure to have insurance can result in fines and license suspension.
How can a local agent help me in Surprise Arizona?
A local agent knows Arizona insurance laws and can explain coverage options for your riding habits. They can also help you compare quotes from different companies to find a policy that fits your budget.
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