The top-rated motorcycle insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Freeway Insurance, Andrea's Insurance & Tax, Farmers Insurance - Flores Insurance Agency LLC. This directory lists 20 motorcycle insurance agents serving Yuma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morales Insurance Group | 1406 S 4th Ave | (928) 276-4543 |
| 2 | Freeway Insurance | 1021 W 16th St | (928) 782-8796 |
| 3 | Andrea's Insurance & Tax | 160 S 4th Ave | (928) 783-3322 |
| 4 | Farmers Insurance - Flores Insurance Agency LLC | 2851 S Avenue B Ste 301 | (928) 726-7222 |
| 5 | Yuma Risk Management Group, LLC | 220 E 16th St Suite 2 | (928) 726-9338 |
| 6 | Martin Armijo - State Farm Insurance Agent | 708 E 32nd St | (928) 341-1150 |
| 7 | Farmers Insurance - Thomas Gravely | 900 W 8th St | (928) 285-8507 |
| 8 | Inszone Insurance Services | 11487 S Fortuna Rd #3 | (928) 342-3077 |
| 9 | Lillian Jauregui - State Farm Insurance Agent | 2750 S Pacific Ave Ste B | (928) 344-8050 |
| 10 | Yuma Insurance, Inc. | 2691 S 4th Ave | (928) 344-3500 |
Morales Insurance Group serves the Yuma, Arizona area as a motorcycle insurance agent. It provides coverage options designed specifically for riders of various types of motorcycles, including cruisers and sport bikes. The agency assists local clients in selecting liability, collision, comprehensive, and uninsured motorist policies that meet state requirements. Its work focuses on helping motorcyclists navigate policy limits and deductibles to match their individual riding habits. In this area, Morales Insurance Group handles custom motorcycle insurance and seasonal storage coverage for Yuma residents.
When Arizona bikers prepare for the prime riding months around Yuma, they often seek appropriate coverage before heading out on the desert roads. Freeway Insurance addresses this need by offering motorcycle insurance policies tailored for local riders. The agency focuses on providing necessary liability options to meet state requirements while helping customers understand their protection choices. For those ready to secure a policy, Freeway Insurance typically asks riders to bring their motorcycle to the office for a brief vehicle inspection and a review of the required documentation.
Homeowners, vehicle owners, and small business operators in Yuma, Arizona, turn to Andrea’s Insurance & Tax for motorcycle insurance agent services. The agency guides clients in selecting appropriate coverage levels for liability, comprehensive, and collision protection on their motorcycles, cruisers, and touring bikes. Its offerings are designed to meet both year-round and seasonal riding needs common to the desert region. The company also assists with bundling policies to simplify management for local riders. Its service area extends to neighboring Fortuna Foothills within the Yuma metro.
Farmers Insurance - Flores Insurance Agency LLC in Yuma, AZ provides a range of personal insurance services with a focus on motorcycle coverage. It offers standard liability and comprehensive policies as well as customizable options for different bike types. The agency assists customers with policy maintenance, claims support, and annual coverage reviews to ensure ongoing protection. Services are available for individuals insuring a single motorcycle or multiple bikes. The properties it commonly serves include single-family homes, apartments, retail shops, and local restaurants.
Yuma Risk Management Group, LLC serves Yuma, Arizona, and the surrounding desert communities, handling motorcycle insurance for local riders. This agency connects clients with coverage tailored to motorcycles and scooters operating in the region's unique climate and road conditions. It focuses on matching each customer with a policy that fits their specific riding habits and budget. The typical job is approached by carefully reviewing a client’s vehicle details and anticipated mileage, then comparing available options to secure appropriate liability and protection without unnecessary extras.
Martin Armijo - State Farm Insurance Agent in Yuma, AZ, provides motorcycle insurance that can be selected on a one-time policy term or as a recurring annual plan, with both options tailored to cover liability, collision, and comprehensive protection. Policies are designed to address local riding conditions and statutory requirements in the area. Service is available on an as-needed basis for policy adjustments, claims, and renewal inquiries.
Farmers Insurance - Thomas Gravely specializes in motorcycle insurance coverage, including liability, comprehensive, and collision policies for riders in Yuma, Arizona. The agency also provides general insurance services such as auto, home, and life policies, assisting local residents with their broader risk management needs beyond motorcycles alone. It helps clients understand how seasonal weather conditions, such as summer monsoon storms or dust storms that can reduce visibility on desert roads, may affect their coverage and riding safety throughout the year.
Inszone Insurance Services provides personalized motorcycle insurance solutions for riders throughout Sun City West, Arizona. It assists clients in selecting appropriate liability, collision, and comprehensive coverage tailored to their specific riding needs. The agency offers dedicated support for policy management, including adjustments for seasonal usage and claims filing assistance. Its coverage options extend to riders of different experience levels and bike types, including cruisers and sport models. The agency also serves the protection needs of clients who own single-family homes, apartments, retail, and restaurants.
Lillian Jauregui - State Farm Insurance Agent assists clients in Yuma, Arizona with securing necessary motorcycle insurance coverage. The agency focuses on vehicle protection, including liability and collision options, while also offering roadside assistance and rental reimbursement add-ons for riders. Its work extends to evaluating policies for personal watercraft and other recreational vehicles. The firm serves commercial sectors, providing coverage solutions for local offices, warehouses, and food service operations in the area.
What Does a a Motorcycle Insurance Agent in Yuma Cost?
Motorcycle insurance costs in Arizona vary based on factors like your age, driving record, bike type, and coverage limits. On average, a basic liability policy for a standard motorcycle in Yuma may cost between 200 and 500 dollars per year. Full coverage policies with collision and comprehensive can range from 500 to 1500 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Yuma
Motorcycle insurance agents in Yuma Arizona help riders find coverage that meets state legal requirements. Arizona law requires all motorcycle operators to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Local agents can also advise on additional coverage for theft or collision in the Yuma area.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Arizona?
Arizona requires motorcycle owners to have liability insurance with at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Property damage liability coverage of 15 thousand dollars is also required. These limits apply to all registered motorcycles in the state.
Do I need uninsured motorist coverage for my motorcycle in Yuma?
Uninsured motorist coverage is not required by Arizona law for motorcycles, but it is strongly recommended. It can help pay for your injuries if you are hit by a driver who has no insurance. Many agents in Yuma offer this as an optional add on.
How do I find a good motorcycle insurance agent in Yuma Arizona?
You can search online directories or ask for referrals from other riders in Yuma. Look for agents who specialize in motorcycle policies and are licensed by the Arizona Department of Insurance. Compare quotes from multiple agents to find a policy that fits your needs.
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