The top-rated motorcycle insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Farmers Insurance - Sean Smith, Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Jeremy Barkhurst - State Farm Insurance Agent. This directory lists 19 motorcycle insurance agents serving El Dorado Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trek Sinclair - State Farm Insurance Agent | 2205 Francisco Dr #130 | (916) 458-4123 |
| 2 | Farmers Insurance - Sean Smith | 897 Embarcadero Dr #101 | (916) 597-1077 |
| 3 | Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance | 4659 Golden Foothill Pkwy Ste 106 | (916) 939-8990 |
| 4 | Jeremy Barkhurst - State Farm Insurance Agent | 989 Governor Dr Ste 104 | (916) 294-7482 |
| 5 | Chris Cheng - State Farm Insurance Agent | 4359 Town Center Blvd Ste 112 | (650) 758-6370 |
| 6 | Kinkaid Insurance Services | 5170 Golden Foothill Pkwy | (530) 672-1979 |
| 7 | Gold Insurance Solutions | 3905 Park Dr #110 | (916) 235-3638 |
| 8 | Shaun Morrison - State Farm Insurance Agent | 4944 Windplay Dr Unit 225 | (530) 350-7757 |
| 9 | Suburban Family Insurance Agency | 895 Embarcadero Dr Suite 206 | (916) 804-7848 |
| 10 | Golden Sierra Insurance Services, LLC | 1020 Suncast Ln Ste 101 | (916) 936-2230 |
Trek Sinclair - State Farm Insurance Agent serves El Dorado Hills and the greater El Dorado County area, specializing in motorcycle insurance policies. This agency provides coverage options designed to protect riders against liabilities, collision damages, and uninsured motorist risks. The team focuses on helping local motorcyclists secure personalized plans that meet California state requirements and individual riding needs. Policy consultations can include discussions about comprehensive coverage and accessory protection for motorcycles.
Farmers Insurance - Sean Smith provides motorcycle insurance services to riders in El Dorado Hills, CA. It focuses on protecting motorcycles against common risks such as theft and accidents on local roadways. While specific service plans vary by client, general offerings include liability coverage and comprehensive options tailored to individual bikes. The agency customizes policies to meet riders' unique needs and budgets. It services a range of properties, including single-family homes in the area as well as apartments and retail establishments seeking bundled protection for their personal assets.
Homeowners, renters, and vehicle owners in El Dorado Hills turn to Sierra Mountain Insurance Agency, also operating as Sohil Yusuf Agency: Allstate Insurance, for motorcycle insurance coverage. The agency assists clients in protecting their bikes with tailored policies that address local road conditions and seasonal riding risks. Licensed agents provide clear explanations of liability, comprehensive, and collision options to help customers meet California requirements. This agency also serves the greater Folsom Lake area and neighboring communities within Sacramento County.
Jeremy Barkhurst - State Farm Insurance Agent serves clients in El Dorado Hills and the surrounding communities of Folsom, Cameron Park, and Placerville. This motorcycle insurance agent handles coverage for riders seeking liability, collision, and comprehensive policies. Each policy is tailored to protect both the motorcycle and the rider on local roads and highways. To handle a typical job, the agent reviews the client’s riding habits, vehicle type, and coverage needs to recommend a policy that provides necessary protection while remaining within budget.
Chris Cheng - State Farm Insurance Agent in El Dorado Hills, CA, helps riders choose between a one-time policy for peak season use and recurring annual coverage that includes off-season protection. Motorcycle insurance typically covers liability, collision, and comprehensive options tailored to local riding conditions. Services are offered on an as-needed basis, allowing clients to purchase new policies, adjust existing coverage, or file claims whenever the need arises.
Kinkaid Insurance Services in El Dorado Hills specializes in finding tailored coverage for a wide range of motorcycle types, including cruisers, sport bikes, and touring models. It also serves area riders by connecting them with general liability and comprehensive policies from multiple carriers. The broker simplifies the complexities of insurance terms and assists clients in comparing quotes to match their specific needs and riding habits. It particularly helps customers address the unique exposure and risk factors that arise when riding through the Sierra Nevada foothills during the spring and fall.
As the Sierra Nevada foothills welcome both seasonal riders and year-round commuters in El Dorado Hills, local motorcyclists seek liability and comprehensive coverage that matches their specific needs. Gold Insurance Solutions serves as a motorcycle insurance agent in this region, connecting clients with policies that address California's unique riding conditions and legal requirements. The process typically begins with a detailed inspection of the motorcycle to assess its condition and confirm accurate coverage.
Shaun Morrison, with State Farm Insurance, offers motorcycle insurance services to riders in El Dorado Hills and the surrounding area. Basic liability and comprehensive coverage are available to protect against common road risks, with options for uninsured motorist and roadside assistance add-ons to support clients during unexpected breakdowns or accidents. Committed to assisting with personal vehicle protection, the agency also serves local businesses with policies for offices, warehouses, and food service operations.
Suburban Family Insurance Agency serves residential motorcycle owners in the El Dorado Hills area with tailored coverage options. Commercial bike insurance for business use is also available, reflecting the varied needs of local riders. Policies are designed and explained directly at the agency, which covers clients throughout the surrounding region. Following an initial consultation, agents routinely follow up with clients to adjust coverage after inspection or renewal, ensuring ongoing service between regular visits.
Golden Sierra Insurance Services, LLC is a motorcycle insurance agent in El Dorado Hills, California known for helping riders secure liability and comprehensive coverage. It assists local motorcyclists in finding policies that match their riding habits, whether for touring, commuting, or weekend cruising. The agent also provides guidance on meeting California’s required insurance minimums while exploring additional options. For a complete package, the agency can add uninsured motorist protection for extra peace of mind on the road.
What Does a a Motorcycle Insurance Agent in El Dorado Hills Cost?
Motorcycle insurance costs in California vary widely based on factors like your age, riding experience, bike type, and coverage level. A typical annual premium for a standard policy can range from 300 to 1,500 dollars. Higher risk riders or sport bikes may see costs above 2,000 dollars per year. This is general information and not insurance advice.
About motorcycle insurance agents in El Dorado Hills
Motorcycle insurance agents in El Dorado Hills, California help riders find coverage that meets state requirements. California law mandates minimum liability insurance of 15/30/5 for motorcycles. An agent can explain options for full coverage or liability only based on your needs.
Frequently Asked Questions
What is the minimum motorcycle insurance required in California?
California requires minimum liability coverage of 15,000 dollars for injury or death per person, 30,000 dollars per accident, and 5,000 dollars for property damage. This is often called 15/30/5 coverage. An agent can help you understand these limits.
Do I need uninsured motorist coverage for my motorcycle in El Dorado Hills?
Uninsured motorist coverage is not required by California law but is strongly recommended. It protects you if a driver without insurance hits you. Your agent can explain how this coverage works in El Dorado Hills.
Can I get a discount on motorcycle insurance for taking a safety course in California?
Yes, many insurance companies in California offer discounts for completing a motorcycle safety course. The California Motorcyclist Safety Program provides approved courses. Ask your agent about available discounts.
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