The top-rated motorcycle insurance agent in Encinitas, California is Lisa Trapp - State Farm Insurance Agent, rated 5.0 stars across 157 reviews. Other highly rated options include Katie Beach Harlan - State Farm Insurance Agent, Jake Cesare - State Farm Insurance Agent, AAA Encinitas Insurance and Member Services. This directory lists 16 motorcycle insurance agents serving Encinitas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Trapp - State Farm Insurance Agent | 1458 Encinitas Blvd | (760) 230-0231 |
| 2 | Katie Beach Harlan - State Farm Insurance Agent | 531 Encinitas Blvd STE 119 | (760) 753-4944 |
| 3 | Jake Cesare - State Farm Insurance Agent | 227 N El Camino Real Ste 206 | (760) 942-2277 |
| 4 | AAA Encinitas Insurance and Member Services | 499 N El Camino Real | (760) 635-1020 |
| 5 | Schulte Insurance Agency | 1036 2nd St | (760) 436-5015 |
| 6 | CJT Insurance, Vehicle Registration, VIN Verification | 144 W D St Suite 109 | (760) 230-1125 |
| 7 | Farmers Insurance - Julie Haidao | 187 Calle Magdalena Suite 110 | (619) 401-1104 |
| 8 | CLS Insurance Services - Coastal Live Scan | 996 N Coast Hwy 101 Suite C | (760) 230-1830 |
| 9 | Asesoria Integral & Services | 560 N Coast Hwy 101 Ste 3b | (760) 943-1656 |
| 10 | Farmers Insurance - Thomas Krynicki | 360 N El Camino Real # 3C | (760) 230-4875 |
Lisa Trapp - State Farm Insurance Agent in Encinitas, CA, offers a range of motorcycle insurance services, including liability, comprehensive, and collision coverage, along with customizable policy options to meet different riding needs. Service support includes assistance with policy adjustments and claims handling. The agency provides insurance solutions for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Katie Beach Harlan - State Farm Insurance Agent serves homeowners, renters, drivers, and small business owners seeking personal and commercial insurance coverage. As a motorcycle insurance agent based in Encinitas, CA, it offers policies for a variety of bikes, including cruisers and touring models, along with standard liability, collision, and comprehensive options. The agency assists local riders in comparing coverage to meet California’s minimum requirements. It also provides car, home, and life insurance to clients throughout the coastal North County San Diego area, including neighborhoods such as Cardiff-by-the-Sea.
Serving Encinitas, California, and the surrounding coastal communities, Jake Cesare - State Farm Insurance Agent provides motorcycle insurance coverage for local riders. The business handles policies that help protect motorcycles, scooters, and similar vehicles from common risks on area roads. A typical task involves reviewing a client’s specific riding habits and vehicle type, then personally comparing available options to build a plan that fits that individual rider’s needs and budget.
AAA Encinitas Insurance and Member Services serves the San Diego County area, providing motorcycle insurance agent services to local riders. The company assists motorcyclists in navigating coverage options that meet California’s legal requirements. It helps clients explore policies suited for a range of bikes, from cruisers to sport models. Managing policy adjustments and responding to coverage questions are among the specific services it handles for Encinitas-area motorcyclists.
Schulte Insurance Agency in Encinitas, CA assists motorcyclists in deciding between securing a one-time policy for single trips or recurring coverage for daily riding. The agency presents standard protection options including liability, collision, and comprehensive plans adapted to local riding conditions. Their service runs on a scheduled basis, following the renewal cycle of each client’s chosen policy term.
CJT Insurance, Vehicle Registration, VIN Verification handles specialist motorcycle insurance policies in the Encinitas area. The agency assists riders with general coverage needs, including protection against common road hazards and liability exposure. Their VIN verification service adds a practical layer for registering or insuring bikes. Whether dealing with a classic model requiring accurate identification or a recent purchase, the insurer helps resolve the specific concerns that arise during spring riding season, when many local bikers take their motorcycles out of winter storage.
Spring brings increased motorcycle traffic along coastal routes near Encinitas, and Farmers Insurance - Julie Haidao provides liability and comprehensive coverage tailored for riders navigating these scenic roads. As a local motorcycle insurance agent, the company helps clients find policies that meet California’s minimum liability requirements while addressing theft or collision risks common in the area. Assistance includes comparing deductibles and customizing protection for various bike types. To begin coverage, an agent examines the motorcycle’s condition and storage setup during an initial in-person inspection.
CLS Insurance Services - Coastal Live Scan in Encinitas, CA assists local riders in securing necessary motorcycle insurance coverage. The firm can tailor policies with specialty add-ons such as accessory coverage for custom parts and agreed value protection for vintage bikes. It also addresses the liability concerns of commercial sectors, serving the needs of offices, warehouses, and food service operations in the region.
Asesoria Integral & Services provides residential motorcycle insurance guidance to riders in Encinitas, CA. The agency also extends its commercial coverage services to clients throughout the surrounding San Diego County area. Agents work to match each policy to a rider’s specific bike and usage needs. The office diligently follows up after policy delivery to confirm the coverage fits correctly. They also remain available for future adjustments needed between regular visits.
Farmers Insurance - Thomas Krynicki is a motorcycle insurance agent serving Encinitas, California, and the surrounding North County coastal areas. This agency works with local riders to secure liability, collision, and comprehensive coverage for a wide variety of bikes. Policies are tailored to meet the specific needs of both new and experienced motorcyclists in the region. A specialty service they can add on is roadside assistance, which provides support for breakdowns or towing while on the road.
What Does a a Motorcycle Insurance Agent in Encinitas Cost?
Motorcycle insurance costs in Encinitas vary widely based on your bike type, driving record, age, and coverage levels. A basic liability policy for a standard motorcycle might cost 300 to 600 dollars per year. Full coverage with comprehensive and collision can range from 800 to 2,000 dollars per year. Riders with tickets or accidents pay more. This is general information and not insurance advice.
About motorcycle insurance agents in Encinitas
Motorcycle insurance agents in Encinitas, California help riders find coverage that meets state requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. A local agent can explain how factors like your riding history and bike type affect your policy options.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Encinitas California?
California requires all motorcycle owners to have liability insurance with at least 15,000 dollars for injury or death per person, 30,000 dollars total per accident, and 5,000 dollars for property damage. This is the same as the 15/30/5 requirement for cars.
Do I need uninsured motorist coverage for my motorcycle in Encinitas?
Uninsured motorist coverage is not required by California law for motorcycles, but it is highly recommended. It helps pay for your injuries if you are hit by a driver who has no insurance or not enough insurance.
Can I get motorcycle insurance with a California DUI on my record?
Yes, you can still get motorcycle insurance in California after a DUI, but your rates will be much higher. You may need to use a high-risk insurance company. The DUI stays on your driving record for 10 years in California.
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