The top-rated motorcycle insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara. This directory lists 25 motorcycle insurance agents serving Modesto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1300 Sylvan Ave Ste A-3 | (209) 651-0452 |
| 2 | Cost-U-Less Insurance | 123 Burney St | (209) 560-6118 |
| 3 | SaveDirect Insurance Agency, LLC | 1800 Tully Rd G | (209) 857-5877 |
| 4 | Farmers Insurance - Maria (Candy) Melara | 2507 E Hatch Rd Ste B | (209) 556-9946 |
| 5 | Acceptance Insurance | 2045 W Briggsmore Ave Ste A-6 | (209) 375-7112 |
| 6 | AAA Modesto Branch | 3525 Coffee Rd | (209) 530-2600 |
| 7 | The Source Auto Insurance Agency LLC | 822 9th St #1 | (209) 661-7171 |
| 8 | Jeff Blizzard - State Farm Insurance Agent | 2209 Coffee Rd # E | (209) 524-5107 |
| 9 | TSM Insurance Services | 1317 Oakdale Rd #910 | (209) 524-6366 |
| 10 | Pam Shelton-Allen - State Farm Insurance Agent | 3516 Oakdale Rd ste a | (209) 551-0221 |
As the riding season in Modesto begins and motorcyclists prepare their bikes for the Central Valley roads, Freeway Insurance provides liability and comprehensive coverage options suited for local riders. Their agents assess individual risk factors and policy needs directly with each client. This initial consultation typically involves a review of the motorcycle’s specifications and the rider’s experience level before issuing a coverage plan.
Cost-U-Less Insurance assists motorcycle owners in Modesto, California, with obtaining necessary liability coverage for legal road operation. Their services also include options for collision protection, which covers damage to the bike from accidents, and comprehensive add-ons that guard against theft or weather-related harm. They can further arrange for medical payments coverage and uninsured motorist protection. The agency extends its motorcycle insurance offerings to various commercial sectors, including office complexes, storage warehouses, and food service establishments operating company fleets.
SaveDirect Insurance Agency, LLC provides motorcycle insurance services to riders throughout Modesto, California. It offers common coverage options including liability, collision, comprehensive, and uninsured motorist protection. The agency helps customers understand their insurance needs for various two- and three-wheeled vehicles. Its policy management assistance includes help with changing coverage, filing claims, or adjusting deductibles. SaveDirect works with clients who own single-family homes, apartments, retail spaces, and local restaurants.
Farmers Insurance - Maria (Candy) Melara serves local homeowners, businesses, and property managers in Modesto, California, by providing motorcycle insurance coverage for their personal and commercial vehicles. This agency helps riders protect their motorcycles with appropriate liability and comprehensive policies tailored to individual needs. Clients can work directly with an experienced agent to evaluate coverage options that meet legal requirements and safeguard their assets. The agency also extends its motorcycle insurance services to the surrounding communities of Ceres and Salida.
Acceptance Insurance offers motorcycle insurance services to residents in and around Modesto, California. They also provide commercial coverage for businesses with motorcycle fleets operating throughout the local area. Their agents assist customers in selecting appropriate liability and protection options for various types of bikes. The company serves as a reliable resource for ongoing policy adjustments and claims support between regular riding seasons.
AAA Modesto Branch serves Stanislaus County and the Modesto, California area as a local motorcycle insurance agent. The agency works with clients to secure liability and comprehensive coverage for a range of motorcycles, including cruisers and sport bikes. Its services are designed to help riders meet California state insurance requirements while protecting their vehicles. Day-to-day operations include processing new policies, managing existing accounts, and assisting with claims for damages or theft. The agency specifically handles both basic liability coverage and optional collision protection for riders in this region.
Serving Modesto and the surrounding Central Valley communities, The Source Auto Insurance Agency LLC handles motorcycle insurance needs for local riders. The agency works to find coverage for standard motorcycles, cruisers, and other street-legal bikes. Typical policies address liability and physical damage protections tailored to California's riding season. Due to varying rider experience and bike values, a common job involves reviewing a client's history and vehicle details before presenting a choice of providers and coverage limits. The general approach compares available options from different carriers to match a specific rider's requirements.
Jeff Blizzard, a local motorcycle insurance agent in Modesto, California, assists riders with both one-time liability options for short-term coverage needs and recurring full-coverage policies for ongoing protection on the road. Each plan can be tailored to include collision, comprehensive, and uninsured motorist coverage. Service to review existing policies or address new coverage inquiries is available on an as-needed basis, with appointments scheduled directly through the agent's Modesto office.
TSM Insurance Services in Modesto, California, provides coverage options tailored for motorcycle owners across the region. As a dedicated motorcycle insurance agent, the company helps riders secure liability, collision, and comprehensive policies to protect their bikes on local roads and highways. Clients can review different deductibles and coverage limits to match their individual riding habits and budgets. For an added layer of protection, TSM Insurance Services offers roadside assistance as a specialty add-on for touring and cruiser enthusiasts.
Pam Shelton-Allen - State Farm Insurance Agent in Modesto, CA specializes in motorcycle insurance, offering tailored coverage for riders of cruisers, sport bikes, and touring motorcycles. The agency also provides general auto, home, and life insurance services to meet broader local needs. Each policy is designed to protect against accidents, theft, and liability on California roads. As seasonal riding increases during Modesto’s dry months, the agent helps enthusiasts adjust their coverage for summer road trips and potential wildfire risks affecting stored bikes.
What Does a a Motorcycle Insurance Agent in Modesto Cost?
Motorcycle insurance costs in California vary widely based on your bike type, riding experience, and coverage limits. A basic liability policy for a standard cruiser might cost between 200 and 500 dollars per year, while full coverage for a sportbike can exceed 1,000 dollars annually. Factors like your age, credit score, and accident history also affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Modesto
A motorcycle insurance agent in Modesto California can help you find coverage that meets state requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can explain options for comprehensive and collision coverage to protect your bike on local roads like Highway 99.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in California?
California requires liability insurance with at least 15,000 dollars per person for bodily injury, 30,000 dollars per accident for bodily injury, and 5,000 dollars for property damage. Uninsured motorist coverage is optional but recommended.
Do I need a special license to ride a motorcycle in Modesto?
Yes, you need a California motorcycle endorsement (M1 or M2) on your drivers license. You can get it by passing a written test and a skills test at the DMV or by completing a California Highway Patrol approved safety course.
Can my motorcycle insurance agent help me save money on my policy?
Yes, an agent can show you discounts for completing a motorcycle safety course, bundling with auto or home insurance, and maintaining a clean driving record. They can also adjust deductibles and coverage limits to fit your budget.
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