The top-rated motorcycle insurance agent in Oakland, California is Kelly Wright - State Farm Insurance Agent, rated 5.0 stars across 259 reviews. Other highly rated options include AAA Oakland Rockridge Branch, Freeway Insurance, Jain Williams - State Farm Insurance Agent. This directory lists 21 motorcycle insurance agents serving Oakland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Wright - State Farm Insurance Agent | 5273 College Ave #101 | (510) 488-3505 |
| 2 | AAA Oakland Rockridge Branch | 1982 Pleasant Valley Ave | (510) 350-2042 |
| 3 | Freeway Insurance | 1452 High St Ste B | (510) 306-4388 |
| 4 | Jain Williams - State Farm Insurance Agent | 4222 MacArthur Blvd | (510) 530-3222 |
| 5 | Khidir Insurance Agency | 3114 San Pablo Ave | (510) 227-6520 |
| 6 | Cost-U-Less Insurance | 5353 Claremont Ave Ste A | (510) 497-0640 |
| 7 | Jessica Hebert - State Farm Insurance Agent | 490 Grand Ave #210 | (510) 653-2900 |
| 8 | Rate Crushers Insurance Brokers | 410 14th St | (510) 989-4818 |
| 9 | Mat Dahms - State Farm Insurance Agent | 4400 Keller Ave #260 | (510) 636-1440 |
| 10 | Alex Anneker - State Farm Insurance Agent | 5273 College Ave #101 | (510) 658-2722 |
Kelly Wright operates as a motorcycle insurance agent in Oakland, CA, offering coverage for a range of bikes along with associated liability and protection plans. Service options include standard policies to meet legal requirements and customizable add-ons for riders seeking more comprehensive safeguards. These plans can address collision and comprehensive needs, as well as coverage for accessories or uninsured motorists. The office services a variety of properties where motorcycles are housed, including single-family homes, apartments, retail locations, and restaurants.
AAA Oakland Rockridge Branch serves the Oakland, California area as a motorcycle insurance agent. It assists motorcyclists in obtaining coverage that protects their vehicles and meets state financial responsibility laws. The agency guides clients through policy options, including liability protection and collision coverage. Policies can also include uninsured motorist protection, which covers damages if an at-fault driver lacks insurance. Handling comprehensive coverage that guards against theft or vandalism is another service this agent provides in the Oakland metro area.
Freeway Insurance serves the Oakland, California area as a dedicated provider of motorcycle insurance coverage. It connects riders with policies designed to protect their bikes and meet state requirements. The agency helps both experienced motorcyclists and newer riders find protection that fits individual needs and budgets in the local community. Its services extend beyond basic liability to include add-ons such as comprehensive coverage for theft or damage from vandalism.
Jain Williams - State Farm Insurance Agent in Oakland, California serves local homeowners, renters, and business owners with motorcycle insurance and related coverage options. This agency helps riders protect their vehicles through liability, collision, and comprehensive policies tailored to individual needs. The agent works with clients to assess their driving habits and vehicle types for appropriate protection. Services also include assistance with claims and policy adjustments for changing circumstances. Jain Williams - State Farm Insurance Agent additionally provides coverage for riders in nearby communities such as Alameda and the surrounding East Bay metro area.
Khidir Insurance Agency serves Oakland and the surrounding East Bay communities, handling motorcycle insurance for local riders. It addresses the specific coverage needs of both touring and sport bike owners. The agency works to match policies with individual riding habits and storage situations. It generally approaches each case by reviewing the customer’s riding frequency and vehicle value to find appropriate liability and comprehensive options.
Cost-U-Less Insurance serves the Oakland, California metro area as a motorcycle insurance agent. It assists local riders in obtaining liability coverage, comprehensive policies, and collision protection required for street-legal motorcycles. The agency helps clients navigate underwriting options from multiple carriers, focusing on affordable rate comparisons. It handles policy adjustments for custom bikes and provides assistance with adding roadside assistance coverage to existing motorcycle policies.
For a client seeking motorcycle coverage, Jessica Hebert - State Farm Insurance Agent in Oakland, CA offers both a one-time policy purchase and ongoing, scheduled policy reviews to adjust coverage as needs change. The agency helps riders select liability, comprehensive, and collision protection that complies with California requirements while addressing personal riding habits and bike value. Each policy can be tailored to different motorcycle types, from cruisers to sport bikes. Service runs on a scheduled basis to accommodate annual renewals and policy updates when circumstances shift.
Rate Crushers Insurance Brokers in Oakland, CA specializes in locating tailored coverage for motorcycles, including cruisers, sport bikes, and touring models. The agency also handles standard policies for daily commuting and recreational riding. With a focus on matching riders to appropriate protection, it addresses the unique risks of the Bay Area’s varied traffic and weather. It is particularly helpful during the start of riding season, ensuring policies are updated before the spring and summer months increase road activity.
As spring riding season begins in Oakland, motorcyclists often seek updated coverage to match changing routes and conditions. Mat Dahms, a motorcycle insurance agent here, provides policies through a major national insurer to protect riders against accidents, theft, and liability. Appointments are tailored for independent owners who want clear explanations of policy options and deductibles. After choosing a plan, the initial step typically involves a routine vehicle inspection to confirm the bike's condition for underwriting.
What Does a a Motorcycle Insurance Agent in Oakland Cost?
Motorcycle insurance costs in California vary widely based on bike type rider age driving record and coverage limits. A basic liability policy for a standard cruiser might cost 200 to 500 dollars per year while full coverage for a sportbike can exceed 1000 dollars annually. Oakland rates may be slightly higher due to urban theft and accident risks. This is general information not insurance advice.
About motorcycle insurance agents in Oakland
Motorcycle insurance agents in Oakland help riders meet California financial responsibility laws. California requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can explain coverage options for theft accident or weather damage specific to Bay Area riding conditions.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in California?
California law requires motorcycle owners to carry liability insurance with at least 15000 dollars for injury or death per person 30000 dollars per accident and 5000 dollars for property damage. This is known as 15/30/5 coverage.
Do I need uninsured motorist coverage for my motorcycle in Oakland?
Uninsured motorist coverage is not required by California law but is strongly recommended. It covers your injuries if you are hit by a driver without insurance. Many agents in Oakland suggest adding this coverage because of high uninsured driver rates in the state.
Can I get motorcycle insurance with a California M1 license if I have a DUI?
Yes you can still get motorcycle insurance with a DUI on your record but premiums will be significantly higher. California insurers may require an SR-22 form from the DMV. An agent can help you find companies that specialize in high-risk riders.
Motorcycle Insurance Agents in Other California Cities
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