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Looking for a motorcycle insurance agent in Oceanside? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 motorcycle insurance agents in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Cho - State Farm Insurance Agent
3520 College Blvd STE 104, Oceanside, CA 92056
(760) 758-4115
johncho.org
AAA Oceanside Insurance and Member Services
3330 Vista Way, Oceanside, CA 92056
(760) 433-6261
ace.aaa.com
Freeway Insurance
1919 Mission Ave STE 106, Oceanside, CA 92058
(760) 281-3001
locations.freeway.com
Farmers Insurance - Glenn Domingo
3520 College Blvd Ste 105, Oceanside, CA 92056
(866) 486-3276
agents.farmers.com
Inszone Insurance Services
2111 S El Camino Real #201, Oceanside, CA 92054
(760) 433-2307
Eric Opdahl - State Farm Insurance Agent
3548 Seagate Way STE 130, Oceanside, CA 92056
(760) 945-4900
ericopdahl.com
A-MAX Insurance
2037 Mission Ave STE B, Oceanside, CA 92058
(760) 542-0900
amaxinsurance.com
Kalina Johnson - Farmers Insurance
2103 S El Camino Real #102, Oceanside, CA 92054
(760) 434-7200
agents.farmers.com
A-MAX Insurance
510 Oceanside Blvd Ste 101, Oceanside, CA 92054
(760) 650-0500
amaxinsurance.com
Fiesta Auto Insurance & Tax Service
223 N Horne St B, Oceanside, CA 92054
(760) 795-9029
fiestainsurance.com
Expressway Insurance and Financial Services Inc
650 Douglas Dr Ste. #110, Oceanside, CA 92058
(760) 400-1066
expresswayinsurefinance.com
Michelle McGowan - State Farm Insurance Agent
3602 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 439-4747
michellemcgowan.com
Gateway Insurance Agency Inc
207 N Ditmar St, Oceanside, CA 92054
(760) 439-1323
Munguia Insurance Services
620 N Redondo Dr Suite A, Oceanside, CA 92057
(760) 439-3868
Farmers Insurance - Michael Maloy
3142 Vista Way Ste 308, Oceanside, CA 92056
(760) 517-9121
agents.farmers.com
Leading Edge Insurance Services, Inc.
815 Mission Ave Suite 208, Oceanside, CA 92054
(760) 433-5196
leadingedgeinsurance.net
All Access Insurance Services, LLC
2216 S El Camino Real suite 209, Oceanside, CA 92054
(760) 433-8474
insuranceoceanside.com
Tecker Insurance
1012 S Coast Hwy UNIT J, Oceanside, CA 92054
(760) 757-3334
mercuryinsurance.com
Gibbs Insurance Agency, Inc.
3800 Oceanic Dr Suite 110, Oceanside, CA 92056
(760) 744-2990
gibbsinsurance.com
Motorcycle insurance agents in Oceanside, California help riders meet state minimum liability requirements. California law requires all motorcyclists to carry at least 15/30/5 liability coverage. Local agents can also advise on comprehensive and collision options for coastal riding conditions.
What Does a Motorcycle Insurance Agent in Oceanside Cost?
In California, motorcycle insurance costs vary widely based on factors like your age, driving record, bike type, and coverage limits. A basic liability policy for a standard cruiser can range from 200 to 600 dollars per year, while full coverage for a sport bike may cost 800 to 2,000 dollars or more annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycle riders in California?
California law requires motorcycle riders to carry liability insurance of at least 15 thousand dollars for injury or death to one person, 30 thousand dollars per accident, and 5 thousand dollars for property damage. This is often called 15/30/5 coverage.
Do I need uninsured motorist coverage on my motorcycle policy in California?
Uninsured motorist coverage is not legally required for motorcycle policies in California, but insurance companies must offer it. Many riders choose it for extra protection against drivers without insurance.
How does living in Oceanside affect my motorcycle insurance rates?
Oceanside is a coastal city with year-round riding weather, which can lead to higher mileage and risk. Rates may also be influenced by local traffic density and theft statistics. An agent can help you find a policy that fits your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.