The top-rated motorcycle insurance agent in Palm Desert, California is Janelle Cyrus - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Primerica-Palm Desert, Palm Desert Insurance, Daniel King - State Farm Insurance Agent. This directory lists 15 motorcycle insurance agents serving Palm Desert.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janelle Cyrus - State Farm Insurance Agent | 42335 Washington St Ste A | (760) 834-8833 |
| 2 | Primerica-Palm Desert | 42575 Melanie Pl STE K | (760) 899-3893 |
| 3 | Palm Desert Insurance | 73241 CA-111 ste 1-b | (760) 341-2345 |
| 4 | Daniel King - State Farm Insurance Agent | 44740 Monterey Ave | (760) 776-1800 |
| 5 | Carmen Valencia | 73880 Alessandro Dr Ste A | (760) 531-4161 |
| 6 | Insurance Incorporated - Palm Desert | 77564 Country Club Dr Ste 204D | (760) 867-0111 |
| 7 | Ascend Insurance Agency | 36917 Cook St STE 101 | (760) 341-3477 |
| 8 | Collective Insurance Solutions LLC | 77-711 Flora Rd Suite 325 | (760) 600-5605 |
| 9 | Jump Insurance Services | 77682 Country Club Dr STE I | (760) 610-6145 |
| 10 | Farmers Insurance - Ron Henderson | 73185 CA-111 Ste D | (760) 773-0178 |
Janelle Cyrus - State Farm Insurance Agent serves the Palm Desert metro area and surrounding Coachella Valley communities, specializing in motorcycle insurance and related coverage for local riders. The agency helps customers secure liability and comprehensive policies that protect against common road hazards and theft in the desert region. Policies can be tailored to cover touring bikes, cruisers, and sport models. The company also handles uninsured motorist coverage and accessory protection for custom parts and equipment.
Primerica-Palm Desert provides motorcycle insurance coverage for riders throughout Palm Desert and the surrounding area. It helps clients select appropriate liability, collision, and comprehensive policies tailored to individual needs. The agency also offers routine policy reviews and assistance with claims or coverage adjustments. Regular maintenance of insurance plans ensures riders remain properly protected as their circumstances change. This agency services single-family homes, apartments, retail establishments, and restaurants.
Motorcycle enthusiasts in Palm Desert, CA can turn to Palm Desert Insurance for their coverage needs. The agency serves local riders seeking liability, collision, and comprehensive policies tailored to protect their motorcycles. It assists with insurance for various bike types, from cruisers to sport models, ensuring compliance with California regulations. By working with multiple carriers, the agent helps clients find suitable options for their specific situations. Palm Desert Insurance also extends its services to surrounding areas, including the neighboring community of Cathedral City.
Daniel King - State Farm Insurance Agent serves Palm Desert and the surrounding Coachella Valley communities, handling motorcycle insurance policies for riders of all experience levels. It covers policies for cruisers, sport bikes, touring motorcycles, and scooters commonly registered in this desert region. The agency also addresses coverage for accessories, custom parts, and liability protection required by California law. For each client, it reviews driving history and bike value to recommend appropriate policy limits and deductibles.
Carmen Valencia in Palm Desert, California offers motorcycle insurance options that can be set up as a single policy purchase or structured with ongoing service for renewals and coverage changes. For local riders, the agent helps match policies with appropriate liability, collision, and comprehensive protection based on individual needs. Discussion can cover seasonal storage coverage or full-year plans. This local service runs on either a one-time basis for a single policy or as-needed for those who prefer to address their insurance needs only when circumstances require a change.
Insurance Incorporated - Palm Desert specializes in arranging coverage for motorcycles, including touring bikes and custom builds, while also handling standard insurance policies for local riders. Its agents assess individual needs to match policies from multiple insurers, providing options for liability, comprehensive, and collision protection. As the desert riding season approaches with warmer winter temperatures, the agency helps clients adjust coverage to account for increased road activity and potential hazards like gusty winds.
When the desert heat fades and the cooler riding season arrives in Palm Desert, motorcycle owners seek coverage adjustments for their seasonal machines. Ascend Insurance Agency addresses these specific needs by tailoring a policy to each rider’s unique bike and usage. A motorcycle insurance agent begins the process by reviewing the vehicle’s make, model, and the owner’s driving history to ensure proper protection. This initial meeting or vehicle inspection serves as the first step before presenting any policy options.
Collective Insurance Solutions LLC serves residential motorcycle owners in Palm Desert, California, with tailored coverage options for personal bikes. The agency also offers commercial policies for businesses operating fleets of motorcycles within the surrounding region. Agents work to match each client with appropriate liability, collision, and comprehensive plans that meet local riding needs. After an initial policy is set, the team follows up directly to discuss any coverage changes or seasonal adjustments, ensuring seamless service between each regular visit.
Jump Insurance Services in Palm Desert, CA is known for helping riders secure liability and collision coverage tailored to their specific motorcycle or scooter. The agency serves both local enthusiasts and seasonal residents navigating California's unique insurance requirements. Its agents explain policy details clearly so customers can compare options without confusion. A specialty service it can add on is roadside assistance for breakdowns or accidents on remote desert highways.
Farmers Insurance - Ron Henderson provides motorcycle insurance policies and related coverage options for riders in Palm Desert, California. The agency can supplement standard plans with add-ons such as roadside assistance and custom parts coverage. It serves commercial sectors including offices building policies in the area, warehouses requiring vehicle liability, and food service businesses needing fleet protection for delivery motorcycles.
What Does a a Motorcycle Insurance Agent in Palm Desert Cost?
Motorcycle insurance costs in California vary widely. A basic liability policy for a standard bike might cost 200 to 500 dollars per year. Full coverage including comprehensive and collision can range from 500 to 1500 dollars per year or more. Factors like your age riding experience bike model and credit history all affect the premium. This is general information not insurance advice.
About motorcycle insurance agents in Palm Desert
A motorcycle insurance agent in Palm Desert California can help you find the right coverage for your bike. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can also help you add comprehensive and collision coverage for desert riding conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in California?
California requires liability coverage of at least 15 thousand dollars for injury or death to one person 30 thousand dollars per accident and 5 thousand dollars for property damage. This is known as 15/30/5 coverage.
Do I need uninsured motorist coverage for my motorcycle in Palm Desert?
Uninsured motorist coverage is not required by California law but it is strongly recommended. It protects you if you are hit by a driver who has no insurance or not enough insurance.
How does living in Palm Desert affect my motorcycle insurance rates?
Palm Desert has a warm dry climate which can mean lower risk of weather damage but higher risk of theft and heat related wear. Your rates will also depend on your driving record the type of bike you ride and your annual mileage.
Motorcycle Insurance Agents in Other California Cities
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