The top-rated motorcycle insurance agent in San Diego, California is Doug Steiner - State Farm Insurance Agent, rated 5.0 stars across 840 reviews. Other highly rated options include The Insurance Store, Bruce Hofbauer - State Farm Insurance Agent, Kevin Beach - State Farm Insurance Agent. This directory lists 36 motorcycle insurance agents serving San Diego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Steiner - State Farm Insurance Agent | 406 Ninth Ave Ste 204 | (619) 326-9930 |
| 2 | The Insurance Store | 10981 San Diego Mission Rd #230 | (619) 401-1800 |
| 3 | Bruce Hofbauer - State Farm Insurance Agent | 12396 World Trade Dr Suite 113 | (858) 679-2880 |
| 4 | Kevin Beach - State Farm Insurance Agent | 2650 Camino Del Rio N # 211 | (858) 277-7222 |
| 5 | Alex Peterson-Cross - State Farm Insurance Agent | 7424 Jackson Dr Ste 7 | (619) 567-2752 |
| 6 | Ronald Wang - State Farm Insurance Agent | 12880 Rancho Peñasquitos Blvd Ste D | (858) 484-1297 |
| 7 | Freeway Insurance | 8014 Clairemont Mesa Blvd | (858) 522-9943 |
| 8 | AAA San Diego Insurance and Member Services | 12630 Sabre Springs Pkwy Ste 301 | (858) 486-0786 |
| 9 | Beach Break Insurance Agency #6008907 | 4849 Ronson Ct # 210 | (619) 567-7227 |
| 10 | Kirk Miller Insurance Agency | 10636 Scripps Summit Ct Ste 110 | (858) 240-2593 |
Doug Steiner - State Farm Insurance Agent serves the San Diego metro area as a motorcycle insurance agent. The agency provides liability coverage, comprehensive plans, and collision protection tailored for riders of all experience levels. Clients in San Diego can work with Doug Steiner to bundle policies or adjust deductibles for their motorcycles. The office also handles uninsured motorist coverage and roadside assistance options for local motorcyclists.
The Insurance Store provides a full range of motorcycle insurance agent services in San Diego, California, covering policy selection and risk assessment for area riders. Its service plans include annual policy reviews and assistance with claims processing to help clients maintain continuous coverage. The agency handles protection for various property types such as single-family homes, apartments, retail locations, and restaurants.
Bruce Hofbauer - State Farm Insurance Agent in San Diego, CA offers both one-time policy bindings for seasonal riders and recurring annual plans for daily commuters, with coverage options including liability, comprehensive, and collision. Motorcycle insurance protects against accident damages and theft recovery costs. Service runs on a one-time or as-needed basis depending on the client’s policy renewal schedule or new motorcycle purchase.
Kevin Beach - State Farm Insurance Agent serves motorcyclists in the San Diego area, providing coverage options for riders of various experience levels and bike types. The agency helps clients select appropriate policies for liability, collision, and comprehensive protection tailored to individual needs. As a local insurance agent, Kevin Beach focuses on guiding customers through the process of understanding their coverage requirements. This agency also extends its services to motorcycle enthusiasts in the nearby community of La Mesa.
Alex Peterson-Cross - State Farm Insurance Agent in San Diego, CA, specializes in providing customized motorcycle insurance policies that protect riders against liability, collision, and comprehensive damage. The agency also offers general auto and homeowners coverage to its clients. For motorcyclists, the agent can review policy limits to ensure adequate protection during the busy summer riding season, when increased traffic and longer trips raise the risk of accidents on local highways and coastal roads.
For many San Diego motorcyclists, the autumn shift in coastal weather brings new riding conditions and a fresh need to review coverage. Ronald Wang - State Farm Insurance Agent offers policies that address the specific protections required by local riders. Their services focus on helping customers customize liability and collision options to fit individual needs. Every new bike or policy review begins with a straightforward initial consultation, where an agent inspects the current plan or motorcycle to recommend appropriate adjustments.
As Southern California’s riding season brings more motorcycles onto San Diego streets each year, many owners look for proper coverage tailored to their specific bikes. Freeway Insurance in San Diego serves this need by providing motorcycle insurance policies that address local road conditions and liability requirements. Riders can discuss their daily commute or weekend touring habits with an agent who can present various coverage options. A typical policy consultation begins with a brief inspection of the motorcycle and a review of the rider’s driving history.
AAA San Diego Insurance and Member Services serves riders across San Diego and its surrounding communities. The agency handles motorcycle insurance policies for local enthusiasts and daily commuters alike. Its work involves matching riders with appropriate coverage options from various carriers. An agent typically starts each case by reviewing the client's riding habits and bike specifications. From there, the agency compares available plans to find suitable liability, collision, and comprehensive protection. It carries out the policy selection process with clear explanation of each coverage feature before binding the insurance.
Beach Break Insurance Agency #6008907 focuses on matching San Diego riders with appropriate motorcycle insurance coverage, tailoring policies to individual needs. Specialty add-ons often include comprehensive protection for custom parts and accessories, towing and roadside assistance, and coverage for safety apparel. Basic liability and uninsured motorist protection serve as a foundation for most policies the agency helps secure. Clients range from individual commuters to commercial operations such as motorcycle repair shops, delivery services, and touring companies that require fleet coverage for offices, warehouses, and food service businesses.
Kirk Miller Insurance Agency operates in San Diego, California, helping motorcycle owners meet legal requirements and secure liability protection for their vehicles. The company also focuses on specialty coverages such as comprehensive and collision options, uninsured motorist protection, and accessory coverage for custom parts and gear. For commercial clients, the agency can serve office-based businesses, warehouses, and food service operations, addressing the unique insurance needs that arise when motorcycles are used for professional purposes.
What Does a a Motorcycle Insurance Agent in San Diego Cost?
Motorcycle insurance costs in California vary widely based on your bike type, riding history, and coverage levels. A basic liability policy for a standard motorcycle can range from 200 to 600 dollars per year. Full coverage with comprehensive and collision may cost 500 to 1,500 dollars annually. Riders in San Diego may see higher rates due to urban traffic and theft risk. This is general information and not insurance advice.
About motorcycle insurance agents in San Diego
A motorcycle insurance agent in San Diego helps riders find coverage that meets California minimum liability requirements. California law requires at least 15/30/5 liability coverage for bodily injury and property damage. An agent can also help you add comprehensive or collision coverage for theft or accident protection.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in California?
California law requires at least 15/30/5 liability coverage. This means 15,000 dollars per person for bodily injury, 30,000 dollars per accident, and 5,000 dollars for property damage. An agent can explain how these limits apply to your policy.
Do I need uninsured motorist coverage for my motorcycle in San Diego?
Uninsured motorist coverage is not required by California law but is strongly recommended. It covers your medical bills if a driver without insurance hits you. An agent can help you decide on the right amount for your situation.
Can I get a discount on motorcycle insurance in San Diego?
Yes, many insurers offer discounts for completing a motorcycle safety course, bundling with auto or home insurance, or having a clean driving record. An agent can review available discounts and help you lower your premium.
Motorcycle Insurance Agents in Other California Cities
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