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HomeMotorcycle Insurance AgentsCalifornia › San Luis Obispo

Find Motorcycle Insurance Agents Near You in San Luis Obispo, CA

Browse motorcycle insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated motorcycle insurance agent in San Luis Obispo, California is AAA San Luis Obispo Insurance and Member Services, rated 4.4 stars across 344 reviews. Other highly rated options include Mike Smith - State Farm Insurance Agent, Catherine Riedstra - State Farm Insurance Agent, Susan Rodriguez - State Farm Insurance Agent. This directory lists 21 motorcycle insurance agents serving San Luis Obispo.

Showing 21 motorcycle insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA San Luis Obispo Insurance and Member Services1445 Calle Joaquin(805) 543-6454
2Mike Smith - State Farm Insurance Agent1608 Johnson Ave(805) 546-8393
3Catherine Riedstra - State Farm Insurance Agent3591 Sacramento Dr STE 114(805) 466-4355
4Susan Rodriguez - State Farm Insurance Agent799 Foothill Blvd D(805) 783-7050
5Farmers Insurance - Jennifer White1228 Broad St(805) 548-8530
6Orange Auto Insurance2146 Parker St Suite A2(805) 439-3999
7Todd Thomas - State Farm Insurance Agent1238 Marsh St(805) 543-0650
8Marc Amesse - State Farm Insurance Agent2251 Broad St A(805) 543-0889
9Polk Insurance Agency1443 Marsh St(805) 544-6454
10SLO Insurance Services1494 Mill St(805) 543-7564
AS
1445 Calle Joaquin
AAA San Luis Obispo Insurance and Member Services
Motorcycle Insurance Agent · San Luis Obispo, CA

AAA San Luis Obispo Insurance and Member Services serves the San Luis Obispo area, providing coverage for motorcycles. An agent in this region helps riders find policies suited to local riding conditions and legal requirements. They assist with liability, collision, and comprehensive options, which may be required to protect against damage or theft. Quotes are personalized to match each customer’s bike and driving history. The company handles both primary motorcycle insurance and supplementary coverage for custom parts.

MS
1608 Johnson Ave
Mike Smith - State Farm Insurance Agent
Motorcycle Insurance Agent · San Luis Obispo, CA

Mike Smith - State Farm Insurance Agent in San Luis Obispo provides motorcycle insurance coverage for riders in the local area. This agency offers customized policies designed to protect bikes from common road risks and liability concerns. Service plans include straightforward policy adjustments and periodic coverage reviews to meet changing riding needs. The agent works directly with clients to explain protection options and address questions about deductibles or uninsured motorist provisions. In addition to motorcycles, the agency services insurance needs for single-family homes, apartments, retail spaces, and restaurants.

CR
3591 Sacramento Dr STE 114
Catherine Riedstra - State Farm Insurance Agent
Motorcycle Insurance Agent · San Luis Obispo, CA

Catherine Riedstra - State Farm Insurance Agent provides coverage for motorcycle owners in San Luis Obispo and the surrounding region. The agency works with individual riders seeking protection for their motorcycles, as standard policies help safeguard against accident or damage costs. Services include assisting with policy selection and explaining coverage options that fit each customer’s unique needs. This local agency primarily serves residents within San Luis Obispo, extending its service area to include nearby communities such as Arroyo Grande.

SR
799 Foothill Blvd D
Susan Rodriguez - State Farm Insurance Agent
Motorcycle Insurance Agent · San Luis Obispo, CA

Serving San Luis Obispo and the surrounding Central Coast communities, Susan Rodriguez - State Farm Insurance Agent handles motorcycle insurance for local riders. The agency addresses coverage for various motorcycles, offering policies that include liability, collision, and comprehensive options. It works with riders to understand their individual needs on the road. For a typical job, the agency begins by assessing a client’s riding habits and bike details before presenting clear coverage choices.

FI
1228 Broad St
Farmers Insurance - Jennifer White
Motorcycle Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Jennifer White in San Luis Obispo, California, handles both one-time policy purchases and ongoing coverage plans tailored for motorcycle riders. Policyholders choose between a single-season policy or a year-round recurring option that renews automatically. Coverages include liability protection, comprehensive coverage for theft or weather damage, and uninsured motorist safeguards often needed on local routes. Jennifer White offers consultations to review current bike value and riding habits before matching a plan. The agency operates on both a scheduled basis for seasonal riders and an as-needed basis for clients adjusting coverage mid-season.

OA
2146 Parker St Suite A2
Orange Auto Insurance
Motorcycle Insurance Agent · San Luis Obispo, CA

Orange Auto Insurance specializes in motorcycle policies, offering tailored coverage for sport bikes, cruisers, and touring models. The agency also assists riders with standard insurance needs like liability, collision, and comprehensive plans in San Luis Obispo, California. Its work includes helping clients understand local requirements and policy details. As Central Coast weather shifts between sunny road conditions and unexpected coastal fog, the agency helps motorcyclists secure coverage suited to seasonal riding patterns and occasional storage needs.

TT
1238 Marsh St
Todd Thomas - State Farm Insurance Agent
Motorcycle Insurance Agent · San Luis Obispo, CA

With the Central Coast’s winding highways and sudden fog, San Luis Obispo riders often need updated liability coverage. Todd Thomas - State Farm Insurance Agent addresses these regional conditions by tailoring motorcycle policies to local riding patterns and vehicle types. Every client receives a review of state minimums compared to comprehensive options that protect against coastal weather damage or theft. The process begins with a no-obligation assessment of the motorcycle’s current registration and safety features, followed by a quick inspection of key vehicle details to confirm accurate premium calculations.

MA
2251 Broad St A
Marc Amesse - State Farm Insurance Agent
Motorcycle Insurance Agent · San Luis Obispo, CA

Marc Amesse - State Farm Insurance Agent in San Luis Obispo, California, offers personal insurance solutions and specializes in motorcycle coverage for local riders. The agency can craft policies that address liability, collision, and comprehensive needs. Assistance with bundling discounts and customizable deductibles is also available for motorcycle owners. Beyond personal lines, the office serves commercial sectors including small offices, warehouses, and food service operations.

PI
1443 Marsh St
Polk Insurance Agency
Motorcycle Insurance Agent · San Luis Obispo, CA

Polk Insurance Agency serves residential motorcycle owners in San Luis Obispo, helping them secure coverage for personal bikes and riders. The agency also provides commercial policies for local businesses that operate fleets or offer motorcycle rentals throughout the San Luis Obispo area. Their work involves reviewing liability limits and customizing policies to match each client’s riding habits and storage needs. Clients can expect the agent to follow up before renewal dates and to provide ongoing support between regular visits for policy adjustments or accident claims.

SI
1494 Mill St
SLO Insurance Services
Motorcycle Insurance Agent · San Luis Obispo, CA

SLO Insurance Services, based in San Luis Obispo, California, is a motorcycle insurance agent known for advising riders on suitable coverage for their specific bikes and riding habits. The agency provides access to standard policies that protect against liability, collision, and comprehensive damages common on Central Coast roads. Clients can expect guidance in comparing rates and terms from multiple insurers. For an additional layer of protection, the agency can arrange coverage for custom parts and accessories.

MI
1042 Pacific St # E
Minton Insurance
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 546-8113
minton-insurance.com
MI
2000 Broad St
McGee Insurance Agency
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 543-8833
mcgeeinsurance.com
MG
1122 Laurel Ln
Morris & Garritano Insurance
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 543-6887
morrisgarritano.com
GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 242-4900
tinaldonaldson.com
RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 781-6336
engleinsurance.com
CA
3121 S Higuera St # I
Coast Auto Insurance Services, Inc.
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 544-1990
coastautoinsurance.com
FI
355 Pacific St
Farmers Insurance - Trevor Moriarty
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 544-8300
agents.farmers.com/ca/san-luis-obispo/trevor-moriarty
SI
1248 Laurel Ln
StateOne Insurance - Don Allen
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 547-1000
ibwins.com/locations/san-luis-obispo-stateone-insurance
PG
2436 Broad St
Peterson and Grantham Insurance Brokers SLO
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 544-9000
png-insurance.com
RL
1363 Marsh St suite a
R.L. Insurance Associates Inc.
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 783-7130
rlassoc.com
CA
211 Tank Farm Rd
Coastal Axis Insurance
Motorcycle Insurance Agent · San Luis Obispo, CA
(805) 459-3240
coastalaxis.com/contact

What Does a a Motorcycle Insurance Agent in San Luis Obispo Cost?

Motorcycle insurance costs in California typically range from 300 to 1500 per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 800 to 3000 per year. Factors like your age, driving record, bike type, and coverage limits affect the price. This is general information and not insurance advice.

About motorcycle insurance agents in San Luis Obispo

A motorcycle insurance agent in San Luis Obispo can help you find coverage that meets California state requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. Local agents understand the unique riding conditions on Highway 1 and the Central Coast.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in California?

California requires motorcycle owners to carry liability insurance of 15000 per person for injury and 30000 per accident for injury plus 5000 for property damage. This is called 15/30/5 coverage. Uninsured motorist coverage is also recommended but not required.

How do I find a motorcycle insurance agent in San Luis Obispo?

You can search online for insurance agencies in San Luis Obispo that offer motorcycle policies. Many national carriers and local independent agents serve the area. Look for agents who specialize in motorcycle coverage to get the best advice for your bike type and riding habits.

Does my motorcycle insurance cover me if I ride outside California?

Most California motorcycle insurance policies provide coverage in all 50 states and Canada. However you should verify with your agent before traveling. Some policies may have restrictions for certain states or require additional coverage for extended trips.

Motorcycle Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.