ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeMotorcycle Insurance AgentsFlorida › Fernandina Beach

Find Motorcycle Insurance Agents Near You in Fernandina Beach, FL

Browse motorcycle insurance agents serving Fernandina Beach, Florida. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Fernandina Beach, Florida is Brightway Insurance, The Coastal Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Fernando Cevallos - State Farm Insurance Agent, Brightway Insurance, The Tarzia Agency, 8 Flags Insurance Agency. This directory lists 10 motorcycle insurance agents serving Fernandina Beach.

Showing 10 motorcycle insurance agents in Fernandina Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brightway Insurance, The Coastal Agency5472 1st Coast Hwy Suite 12(904) 712-6300
2Fernando Cevallos - State Farm Insurance Agent474418 E State Rd 200(904) 261-2664
3Brightway Insurance, The Tarzia Agency960185 Gateway Blvd STE 107(904) 491-7622
48 Flags Insurance Agency1411 S 14th St STE M(904) 310-6515
5Estrella Insurance474268 E State Rd 200(904) 432-8736
6Amelia Insurance2384 Sadler Rd(904) 261-3606
7Morrow Insurance Group, Inc.1896 S 14th St STE 5(904) 261-0707
8Llerandi Insurance Group474384 E State Rd 200(904) 310-3803
9Harper Insurance Agency Inc.714 Beech St(904) 406-0887
10Raulerson Insurance Group1901 Island Walkway #113(904) 267-1585
BI
5472 1st Coast Hwy Suite 12
Brightway Insurance, The Coastal Agency
Motorcycle Insurance Agent · Fernandina Beach, FL

Brightway Insurance, The Coastal Agency serves the Fernandina Beach, Florida area and its surrounding communities as a motorcycle insurance agent. The agency connects local riders with insurance policies that address their specific coverage needs. It assists clients in finding protection for various motorcycle types, from cruisers to sport bikes. Common services it provides include liability coverage and comprehensive insurance options.

FC
474418 E State Rd 200
Fernando Cevallos - State Farm Insurance Agent
Motorcycle Insurance Agent · Fernandina Beach, FL

Fernando Cevallos - State Farm Insurance Agent serves motorcycle owners in Fernandina Beach, Florida, offering personalized insurance policies designed to protect riders and their vehicles. The agency provides coverage options that address liability, comprehensive protection, and specific needs for both touring and sport bikes. Customers receive tailored quotes and guidance on policy limits to match their riding habits and budgets. The office also assists with bundling motorcycle coverage with auto or home policies for consolidated convenience. Service extends to nearby Yulee and surrounding areas of Nassau County.

BI
960185 Gateway Blvd STE 107
Brightway Insurance, The Tarzia Agency
Motorcycle Insurance Agent · Fernandina Beach, FL

Brightway Insurance, The Tarzia Agency in Fernandina Beach, FL, provides motorcycle liability, collision, and comprehensive coverage options. Its service offerings include policy reviews to match coverage with local riding conditions and assistance with claims filing. Maintenance plans may cover seasonal storage adjustments and rental reimbursement while bikes are serviced. The agency connects clients with insurers that handle varying bike types and driving histories. Beyond bike protection, it also services single-family homes, apartments, retail spaces, and restaurants.

8F
1411 S 14th St STE M
8 Flags Insurance Agency
Motorcycle Insurance Agent · Fernandina Beach, FL

8 Flags Insurance Agency serves motorcycle riders in Fernandina Beach and the surrounding Nassau County communities. The agency handles insurance needs for cruisers, sport bikes, and touring motorcycles operating on local roads and the nearby coastal highways. Each policy is structured to cover liability, comprehensive, and collision protection while meeting Florida’s minimum requirements. Typical work involves evaluating a client’s bike type and riding frequency to recommend appropriate coverage limits and deductibles.

EI
474268 E State Rd 200
Estrella Insurance
Motorcycle Insurance Agent · Fernandina Beach, FL

Estrella Insurance serves Fernandina Beach and the surrounding Nassau County communities, including Yulee and Callahan, providing motorcycle insurance coverage. It handles policies for cruisers, sport bikes, touring motorcycles, and custom builds. The agency assists riders in understanding liability, comprehensive, and collision options tailored to Florida state requirements. To manage a typical job, it evaluates the client’s bike type and riding frequency to recommend appropriate coverage limits. It then processes paperwork and coordinates with carriers to secure the policy for the riding season.

AI
2384 Sadler Rd
Amelia Insurance
Motorcycle Insurance Agent · Fernandina Beach, FL

Specializing in policies for cruisers, sport bikes, and touring motorcycles, Amelia Insurance provides comprehensive coverage for riders throughout Fernandina Beach and the surrounding Nassau County area. Its agents assist clients with liability protection, collision coverage, and uninsured motorist options tailored to individual needs. As hurricane season approaches, the company helps local motorcyclists understand how comprehensive policies safeguard against storm damage and flooding while their bikes are stored.

MI
1896 S 14th St STE 5
Morrow Insurance Group, Inc.
Motorcycle Insurance Agent · Fernandina Beach, FL

For motorcyclists, one-time service options might focus on a single policy purchase, while recurring options include annual policy reviews and adjustments. As a motorcycle insurance agent in Fernandina Beach, FL, Morrow Insurance Group, Inc. assists clients with coverage decisions for various bike types. They help riders explore liability, comprehensive, and collision options to meet state requirements. Service is available on a scheduled or as-needed basis, with phone consultations and in-office appointments typically offered for convenience.

LI
474384 E State Rd 200
Llerandi Insurance Group
Motorcycle Insurance Agent · Fernandina Beach, FL

With the ocean winds and long riding season on Amelia Island, motorcycle owners in Fernandina Beach require reliable coverage for their bikes year-round. Llerandi Insurance Group provides tailored policies that protect riders against liability, collision, and uninsured motorist risks common on coastal roads and rural highways. They assist clients by comparing options from multiple carriers to find suitable protection for each individual’s needs. The process begins with a review of the rider’s license, accident history, and motorcycle details during an initial assessment.

HI
714 Beech St
Harper Insurance Agency Inc.
Motorcycle Insurance Agent · Fernandina Beach, FL

Harper Insurance Agency Inc. helps clients in Fernandina Beach, FL secure necessary coverage for their motorcycles. The agency works to find appropriate protection for customers with various types of bikes, focusing on both liability and specialized coverage options. They can assist with additional protections such as comprehensive and collision policies tailored to individual riding needs. Beyond standard personal motorcycle insurance, the company also serves commercial sectors, including offices, warehouses, and food service operations.

RI
1901 Island Walkway #113
Raulerson Insurance Group
Motorcycle Insurance Agent · Fernandina Beach, FL

Raulerson Insurance Group serves residents of Fernandina Beach, Florida, with personal motorcycle insurance policies. Their team also addresses commercial coverage needs for local bike-related businesses. They actively assist riders throughout Fernandina Beach and in the surrounding northeast Florida area. Policyholders often maintain ongoing contact with the agency for annual policy reviews or coverage adjustments between their regular service visits.

What Does a a Motorcycle Insurance Agent in Fernandina Beach Cost?

Motorcycle insurance costs in Florida vary by rider age driving record and bike type. On average a basic policy costs between $200 and $500 per year. Full coverage with collision and comprehensive can cost $500 to $1,500 per year. Riders with tickets or accidents pay more. This is general information not insurance advice.

About motorcycle insurance agents in Fernandina Beach

Motorcycle insurance agents in Fernandina Beach help riders find coverage that meets Florida state requirements. Florida law requires all motorcyclists to carry a minimum of $10,000 in medical payments coverage. Local agents can also help you add collision and comprehensive coverage for added protection on the road.

Frequently Asked Questions

What is the minimum motorcycle insurance required in Florida?

Florida law requires all motorcycle owners to carry a $10,000 medical payments coverage policy. This coverage pays for medical expenses if you are injured in an accident. You do not need bodily injury liability unless you cause an accident.

Can I get motorcycle insurance if I have a DUI in Fernandina Beach?

Yes you can still get motorcycle insurance after a DUI. However your rates will be much higher. You may need to use a high risk insurance provider. An agent can help you find affordable options.

Does motorcycle insurance cover theft in Fernandina Beach?

Basic liability insurance does not cover theft. You need to add comprehensive coverage to protect against theft or vandalism. An agent can explain how to add this to your policy.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.