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Find Motorcycle Insurance Agents Near You in Lakeland, FL

Browse motorcycle insurance agents serving Lakeland, Florida. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 620 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Acceptance Insurance. This directory lists 20 motorcycle insurance agents serving Lakeland.

Showing 20 motorcycle insurance agents in Lakeland, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Dluzniewski - State Farm Insurance Agent1818 Harden Blvd #140(863) 816-6092
2Amistad Insurance | Affordable Insurance Lakeland743 S Combee Rd(863) 333-4019
3Garland Insurance, Inc.5620 US Hwy 98 N(863) 683-9334
4Acceptance Insurance4221 Florida Ave S(863) 733-7005
5Lock Insurance, A Division of World225 Doris Dr(863) 646-4300
6Bret Denney - State Farm Insurance Agent5300 Florida Ave S #1(863) 644-3505
7Headley Insurance Agency3544 Florida Ave S(863) 701-7411
8Freeway Insurance1539 S Combee Rd(863) 733-7001
9Direct Auto Insurance997 E Memorial Blvd #100(863) 644-2500
10Magnuson Insurance4684 E County Rd 540A(863) 606-5147
MD
1818 Harden Blvd #140
Mike Dluzniewski - State Farm Insurance Agent
Motorcycle Insurance Agent · Lakeland, FL

Mike Dluzniewski - State Farm Insurance Agent serves the Lakeland, Florida, metro area with motorcycle insurance solutions. The agency provides coverage for a range of bikes, including cruisers and sport models, helping local riders meet Florida’s financial responsibility requirements. It assists customers with policy options tailored to their specific riding needs and driving history. The office also handles roadside assistance and custom parts coverage for those who add aftermarket accessories to their motorcycles.

AI
743 S Combee Rd
Amistad Insurance | Affordable Insurance Lakeland
Motorcycle Insurance Agent · Lakeland, FL

Motorcycle owners in Lakeland, as well as riders throughout Polk County, work with Amistad Insurance | Affordable Insurance Lakeland to secure coverage for their bikes. The agency assists clients in finding liability, comprehensive, and collision policies that meet Florida’s legal requirements. An agent helps riders compare options from multiple carriers to ensure proper protection. This service area also extends to Winter Haven and neighboring communities within the greater Lakeland metro region.

GI
5620 US Hwy 98 N
Garland Insurance, Inc.
Motorcycle Insurance Agent · Lakeland, FL

Garland Insurance, Inc. provides a range of motorcycle insurance services, including liability, comprehensive, and collision coverage for riders in the Lakeland, Florida area. Its service plans assist clients in evaluating policy limits and deductible options to suit individual riding needs. The agency also maintains annual policy reviews to keep up with changing coverage requirements. It services coverage for various property types, including single-family homes, apartments, retail shops, and local restaurants.

AI
4221 Florida Ave S
Acceptance Insurance
Motorcycle Insurance Agent · Lakeland, FL

Acceptance Insurance specializes in motorcycle insurance coverage in Lakeland, Florida, offering policies for cruisers, sport bikes, and touring models. It also provides general insurance services for area riders, including liability and comprehensive protection. With Florida’s long riding season and frequent afternoon thunderstorms, the agency helps motorcyclists secure coverage for weather-related damage and theft during the peak spring and summer months.

LI
225 Doris Dr
Lock Insurance, A Division of World
Motorcycle Insurance Agent · Lakeland, FL

Lock Insurance, A Division of World serves motorcycle riders in Lakeland, Florida, and the surrounding Polk County communities. It handles all aspects of motorcycle insurance, from liability and comprehensive coverage to collision and uninsured motorist protection. The agency works directly with riders to assess their specific driving habits and bike usage. For a typical job, it gathers a client‘s riding history and motorcycle details, then presents policy options tailored to that individual’s needs.

BD
5300 Florida Ave S #1
Bret Denney - State Farm Insurance Agent
Motorcycle Insurance Agent · Lakeland, FL

Bret Denney in Lakeland, FL, helps motorcycle riders choose between a single-term policy or an ongoing plan that renews annually for continued protection. Coverage typically safeguards the bike from collision damage, theft, and liability for accidents on area roads. Understanding local traffic laws and weather conditions informs the advice given on policy limits and deductibles. Whether a customer needs basic liability or more comprehensive coverage depends on their riding habits and bike value. Service runs on an as-needed basis for policy quotes, adjustments, or claims support after an incident.

HI
3544 Florida Ave S
Headley Insurance Agency
Motorcycle Insurance Agent · Lakeland, FL

Offering specialized coverage for motorcycles, cruisers, and touring bikes, Headley Insurance Agency also handles broader vehicle protection needs for riders in Lakeland, FL. Understanding that Florida’s changing weather and unique traffic conditions create distinct risks, the company helps local motorcyclists secure appropriate liability and comprehensive plans. It assists with policies tailored to owners who ride year-round in the Central Florida heat and are concerned about uninsured motorists. When hurricane season arrives, the agency can also address questions about coverage for storm-damaged bikes stored outdoors.

FI
1539 S Combee Rd
Freeway Insurance
Motorcycle Insurance Agent · Lakeland, FL

Freeway Insurance assists motorcycle owners with liability, collision, and comprehensive coverage in Lakeland, Florida. Its specialty extends to add-ons like roadside assistance, accessory protection for custom parts, and uninsured motorist insurance. These policies help riders meet state financial responsibility requirements while guarding against accident-related costs. The company can serve commercial sectors such as nearby offices requiring fleet policies, warehouses needing delivery bike coverage, and food service businesses relying on scooters for local deliveries.

DA
997 E Memorial Blvd #100
Direct Auto Insurance
Motorcycle Insurance Agent · Lakeland, FL

As Florida’s wet season brings sudden downpours, Lakeland motorcyclists need the right coverage to protect against slick streets and unpredictable weather. Direct Auto Insurance, a dedicated Motorcycle Insurance Agent in Lakeland, Florida, offers policies that address these local riding conditions and legal liability requirements. Clients can discuss liability limits, comprehensive options, and roadside assistance tailored to their bike and commuting habits. The process begins with a straightforward initial assessment of the rider’s needs, bike specifications, and coverage preferences to determine an appropriate plan.

MI
4684 E County Rd 540A
Magnuson Insurance
Motorcycle Insurance Agent · Lakeland, FL
AI
702 E Memorial Blvd STE B
Acceptance Insurance
Motorcycle Insurance Agent · Lakeland, FL
(863) 733-7004
locations.acceptance.com/lakeland-insurance-florida-33801
JB
3615 Florida Ave S Suite 910
James Boley - GEICO Insurance Agent
Motorcycle Insurance Agent · Lakeland, FL
(863) 400-7460
geico.com/insurance-agents/florida/tampa/james-boley
BI
3615 Florida Ave S Suite 910
Boley Insurance
Motorcycle Insurance Agent · Lakeland, FL
(863) 258-9088
boleyinsurance.com
DA
2810 Florida Ave S
Direct Auto Insurance
Motorcycle Insurance Agent · Lakeland, FL
(863) 680-2274
local.directauto.com/florida/lakeland/2810-s-florida-ave
GI
3678 Harden Blvd
GreatFlorida Insurance: Donna Todd
Motorcycle Insurance Agent · Lakeland, FL
(863) 583-4807
oakbridge.greatflorida.com
IW
1135 Shepherd Rd
Insurance World
Motorcycle Insurance Agent · Lakeland, FL
(863) 647-2255
insuranceworldlakeland.com
GI
2614 Lakeland Hills Blvd Suite 5
GreatFlorida Insurance: Debbie Dixon
Motorcycle Insurance Agent · Lakeland, FL
(863) 859-7927
lakeland.greatflorida.com
GI
914 Florida Ave S Suite 208
GreatFlorida Insurance: Mark Cornett
Motorcycle Insurance Agent · Lakeland, FL
(863) 622-0123
lakelandsouth.greatflorida.com
FA
2210 Florida Ave S
Florida Authorized Insurance
Motorcycle Insurance Agent · Lakeland, FL
(863) 802-1060
flauthorizedins.com
TI
1543 Lakeland Hills Blvd
Tyler Insurance Agency, Inc.
Motorcycle Insurance Agent · Lakeland, FL
(863) 687-4095
tylerinsuranceagency.com

What Does a a Motorcycle Insurance Agent in Lakeland Cost?

Motorcycle insurance costs in Florida vary widely based on factors like your age driving record bike type and coverage limits. A basic policy for a standard cruiser might cost between $300 and $600 per year while a high performance sport bike could cost $1,000 or more annually. Full coverage with higher limits and comprehensive and collision will increase the price. This is general information and not insurance advice.

About motorcycle insurance agents in Lakeland

Motorcycle insurance agents in Lakeland Florida help riders find coverage that meets state requirements. Florida law requires all motorcyclists to carry at least $10,000 in medical payment coverage per person per accident. A local agent can explain how this works and help you choose the right policy for your bike and riding habits.

Frequently Asked Questions

Do I need motorcycle insurance in Lakeland Florida?

Yes Florida law requires all motorcycle owners to have a policy with at least $10,000 in medical payments coverage per person per accident. This is different from car insurance which requires personal injury protection and property damage liability. A local agent can help you understand these requirements.

What does a motorcycle insurance agent do in Lakeland?

A motorcycle insurance agent helps you compare policies from different companies to find coverage that fits your needs and budget. They can explain Florida specific laws like the helmet requirement for riders under 21 and how your driving record affects your rate. They also assist with claims and policy changes.

How can I lower my motorcycle insurance cost in Lakeland?

You can lower your cost by taking a Florida approved motorcycle safety course which may earn you a discount. Maintaining a clean driving record and bundling your motorcycle policy with other insurance like auto or home can also reduce your premium. An agent can show you all available discounts.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.