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Find Motorcycle Insurance Agents Near You in Melbourne, FL

Browse motorcycle insurance agents serving Melbourne, Florida. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Brian West - State Farm Insurance Agent, Better Insurance Group, 321 Insurance Advisors. This directory lists 23 motorcycle insurance agents serving Melbourne.

Showing 23 motorcycle insurance agents in Melbourne, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Erb and Young Insurance6550 N Wickham Rd STE 9(321) 254-0095
2Brian West - State Farm Insurance Agent2320 Dairy Rd #102(321) 872-0123
3Better Insurance Group1580 N Harbor City Blvd(321) 724-2100
4321 Insurance Advisors7025 N Wickham Rd #110(321) 309-0900
5Kim Osman Insurance Group, Inc.474 N Harbor City Blvd(321) 242-2311
6Direct Auto Insurance2054 Sarno Rd(321) 242-2274
7Space Coast Insurance Agency, LLC6450 Anderson Way(321) 799-2929
8Anthony Insurance Agency7331 Office Park Place STE 500(321) 242-3181
9Acceptance Insurance635 S Wickham Rd #104(321) 337-7584
10GreatFlorida Insurance: Cheryl Miller1678 W Hibiscus Blvd #103(321) 253-8531
EY
6550 N Wickham Rd STE 9
Erb and Young Insurance
Motorcycle Insurance Agent · Melbourne, FL

Erb and Young Insurance in Melbourne, Florida offers motorcycle insurance through either a single, one-time policy or recurring annual coverage. A one-time policy insures a specific ride or short period, while recurring coverage automatically renews to protect a bike year-round. Both options provide liability protection for road-legal motorcycles operated in the area. Service runs on a scheduled, annual renewal basis with as-needed policy adjustments available throughout the year.

BW
2320 Dairy Rd #102
Brian West - State Farm Insurance Agent
Motorcycle Insurance Agent · Melbourne, FL

Brian West - State Farm Insurance Agent serves the Melbourne, Florida area and the surrounding Brevard County region, specializing in motorcycle insurance protection. This agency helps local riders secure coverage tailored to their specific bikes, addressing needs for liability and comprehensive policies. Their services include assisting with quotes for various motorcycle types and coordinating with the customer to ensure policy details fit their riding habits. The agency handles collision protection and uninsured motorist coverage for motorcycle owners.

BI
1580 N Harbor City Blvd
Better Insurance Group
Motorcycle Insurance Agent · Melbourne, FL

Serving Melbourne, Florida, and the surrounding Brevard County communities, Better Insurance Group handles motorcycle insurance for local riders. The agency focuses on providing coverage options that protect riders against common road risks in the area, such as collisions and theft. To handle a typical job, it reviews the specific bike model, the rider’s history, and local traffic conditions to match the policy to the customer’s needs.

3I
7025 N Wickham Rd #110
321 Insurance Advisors
Motorcycle Insurance Agent · Melbourne, FL

321 Insurance Advisors provides comprehensive motorcycle insurance services for riders in Melbourne, FL. Their plans cover a range of policies tailored to protect bikes from common road risks. They offer routine service options, including policy adjustments and claims assistance. The firm can help maintain coverage through renewal management and local support. Their client base extends to small-scale property owners, encompassing single-family homes, apartments, and select retail establishments such as restaurants.

KO
474 N Harbor City Blvd
Kim Osman Insurance Group, Inc.
Motorcycle Insurance Agent · Melbourne, FL

Homeowners, businesses, and property managers rely on Kim Osman Insurance Group, Inc. for their motorcycle insurance needs. The agency helps clients in Melbourne secure tailored coverage for cruisers, sport bikes, and touring motorcycles. Policies are designed to protect against common road risks and liability concerns. The team works to ensure riders find appropriate protection at competitive rates. Beyond Melbourne, this motorcycle insurance agent also serves the broader Brevard County area, including the neighboring community of Palm Bay.

DA
2054 Sarno Rd
Direct Auto Insurance
Motorcycle Insurance Agent · Melbourne, FL

Direct Auto Insurance in Melbourne, Florida provides specialized policy options for motorcycle riders, including coverage for custom parts and accessories. The agency also assists with standard vehicle insurance needs, guiding clients through available protection choices. Its services help area motorcyclists comply with Florida’s legal requirements for liability coverage. For many riders, the office is particularly helpful ahead of the spring season, when warming weather prompts increased bike usage and risks on local roads.

SC
6450 Anderson Way
Space Coast Insurance Agency, LLC
Motorcycle Insurance Agent · Melbourne, FL

Space Coast Insurance Agency, LLC in Melbourne, FL helps motorcycle riders choose between one-time liability bonds for temporary needs or recurring coverage plans for ongoing protection. Motorcycle insurance policies available through an agent in this area typically include property damage liability for third-party incidents and optional comprehensive coverage for theft or weather events. Customized plans can address individual riding habits and machine value. Service for this agency operates on an as-needed basis by appointment or direct inquiry.

AI
7331 Office Park Place STE 500
Anthony Insurance Agency
Motorcycle Insurance Agent · Melbourne, FL

For residents of Melbourne, Florida, Anthony Insurance Agency specializes in providing motorcycle insurance coverage tailored to individual riding needs. The agency works to connect riders with policies that offer protection for a variety of bikes, from cruisers to sport models. Their general service work includes assisting clients in comparing liability and comprehensive options to secure proper financial safeguards. As hurricane season approaches along the Space Coast, the agency helps local riders understand how storm damage and flooding may be covered under their chosen plans.

AI
635 S Wickham Rd #104
Acceptance Insurance
Motorcycle Insurance Agent · Melbourne, FL

As Florida's year-round riding season brings heavy traffic and sudden rainstorms, motorcycle owners in Melbourne need solid coverage. Acceptance Insurance focuses on liability and comprehensive policies that match local road conditions. Agents review each rider's commute distance, bike model, and storage situation to find appropriate options. They stay informed about state helmet laws and uninsured motorist requirements. A quick initial inspection of the motorcycle's condition helps determine eligibility and available deductibles before the policy is finalized.

GI
1678 W Hibiscus Blvd #103
GreatFlorida Insurance: Cheryl Miller
Motorcycle Insurance Agent · Melbourne, FL

As the Atlantic hurricane season brings shifting weather patterns to Melbourne, riders need coverage that responds to local road conditions and storm-related risks. GreatFlorida Insurance: Cheryl Miller serves as a motorcycle insurance agent, offering policies that align with Florida’s specific riding season and registration requirements. An agent reviews each bike’s usage, storage, and rider history to structure appropriate liability, collision, and comprehensive protection. The process begins with an inspection and discussion of the rider’s typical routes and commuting habits.

IC
3760 Eau Gallie Blvd #104
The Insurance Center of Central Florida, Inc.
Motorcycle Insurance Agent · Melbourne, FL
(321) 255-0986
theinsurancecenter.us
SB
7350 Shoppes Dr #101
Steffany Bahamon - State Farm Insurance Agent
Motorcycle Insurance Agent · Melbourne, FL
(321) 252-1999
vierasfsteff.com
GI
1571 Aurora Rd
GreatFlorida Insurance: Sara LaManna
Motorcycle Insurance Agent · Melbourne, FL
(321) 241-4881
northmelbourne.greatflorida.com
1S
1701 S Harbor City Blvd
1 Source Insurance Agency Inc.
Motorcycle Insurance Agent · Melbourne, FL
(321) 722-3888
1sourceagency.com/index.html
FI
470 S Wickham Rd
Florida Insurance Concepts, Inc.
Motorcycle Insurance Agent · Melbourne, FL
(321) 984-1309
flinsconcepts.com
GI
1300 Bedford Dr # 101
GreatFlorida Insurance: Pete Benvenuto
Motorcycle Insurance Agent · Melbourne, FL
(321) 255-7599
viera.greatflorida.com
AB
1751 Sarno Rd STE 5
All Brevard Insurance
Motorcycle Insurance Agent · Melbourne, FL
(321) 255-3337
allbrevardinsurance.com
IG
1900 S Harbor City Blvd
Insurance Group of Florida, Inc.
Motorcycle Insurance Agent · Melbourne, FL
(800) 670-6250
insurancegroupinc.com
SI
2090 Meadowlane Ave
Snow Insurance Services, Inc.
Motorcycle Insurance Agent · Melbourne, FL
(321) 725-2584
snowinsurance.net
AI
1600 Sarno Rd Ste 15
Alpine Insurance Agency, Inc (sm)
Motorcycle Insurance Agent · Melbourne, FL
(321) 984-3839
alpineflorida.com
TI
1385 Cypress Ave Suite #102
Traditional Insurance of Florida, LLC
Motorcycle Insurance Agent · Melbourne, FL
(321) 242-8383
traditionalins.com
YA
4800 Dairy Rd STE 104
Younger Agency Inc
Motorcycle Insurance Agent · Melbourne, FL
(321) 723-6261
youngeragencyinc.com
SI
1801 Sarno Rd STE 2
Shoff Insurance Of Florida
Motorcycle Insurance Agent · Melbourne, FL
(321) 254-6829
shoffinsuranceofflorida.com

What Does a a Motorcycle Insurance Agent in Melbourne Cost?

Motorcycle insurance costs in Florida vary widely based on factors like your age, driving record, bike type, and coverage levels. A basic liability-only policy for a standard cruiser might cost between $200 and $500 per year. Full coverage with comprehensive and collision can range from $600 to $1,500 annually. Riders with tickets or accidents may pay higher rates. This is general information and not insurance advice.

About motorcycle insurance agents in Melbourne

Motorcycle insurance agents in Melbourne, Florida help riders find policies that comply with state law. Florida requires all motorcyclists to carry a minimum of $10,000 in property damage liability and $10,000 in personal injury protection if they do not have a health insurance policy. Agents can explain these requirements and help you choose coverage for your specific bike and riding habits.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Florida?

Florida law requires motorcyclists to carry at least $10,000 in property damage liability per accident. Riders without health insurance must also have $10,000 in personal injury protection. Unlike cars, motorcycles do not require bodily injury liability in Florida.

Can I get motorcycle insurance with a suspended license in Melbourne?

Most insurance companies require a valid drivers license with a motorcycle endorsement to issue a policy. If your license is suspended, you may need to resolve that issue first. Some agents can help you find a non-owner policy or a specialty provider, but options are limited.

Does Florida require uninsured motorist coverage for motorcycles?

Uninsured motorist coverage is not required by Florida law for motorcycles. However, your insurance agent may recommend it to protect you if you are hit by a driver without insurance. It is optional but can provide important financial protection.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.