The top-rated motorcycle insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 483 reviews. Other highly rated options include Insurance World, GoldenTrust Insurance Miami Gardens, AJM Agencies Auto Insurance (PROGRESSIVE). This directory lists 15 motorcycle insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Insurance World | 18400 NW 75th Pl Unit 119 | (305) 418-0222 |
| 3 | GoldenTrust Insurance Miami Gardens | 5663 NW 195th Dr | (305) 998-7133 |
| 4 | AJM Agencies Auto Insurance (PROGRESSIVE) | 4888 NW 183rd St #207 | (786) 556-5210 |
| 5 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 6 | Univista Insurance | 4729 NW 183rd St | (305) 406-6708 |
| 7 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 8 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 9 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
| 10 | Sebanda Insurance | 19577 NW 57th Ave | (305) 888-1427 |
Estrella Insurance in Miami Gardens, Florida, offers motorcycle coverage through both one-time policies and ongoing renewal plans for riders who prefer continuous protection. A one-time policy may suit temporary needs, while scheduled recurring service provides lasting liability and comprehensive options tailored to local road conditions. As a dedicated Motorcycle Insurance Agent, the agency simplifies the selection process for area riders. Coverage arrangements here typically run on an as-needed basis, allowing clients to adjust their plans when requirements change.
Insurance World specializes in providing tailored motorcycle insurance policies, serving riders throughout Miami Gardens, Florida. The agency works to match local motorcyclists with appropriate coverage that protects their bikes on the busy roads and highways of the region. It assists customers in understanding different policy options and navigating the claims process. Its services help riders address specific seasonal concerns, such as ensuring adequate protection during the increased traffic of South Florida’s peak summer touring months.
GoldenTrust Insurance Miami Gardens serves the Miami-Dade County area, specializing in motorcycle insurance agent services for local riders. This agency helps motorcyclists find coverage that meets Florida’s legal requirements, including liability protection for on-road use. Policies are tailored to various bike types, from cruisers to sport models. The team assists with optional comprehensive and collision plans to shield against damage or theft. Specific services here include policy customization and assistance with uninsured motorist coverage.
AJM Agencies Auto Insurance, operating as a Progressive agent in Miami Gardens, FL, provides comprehensive motorcycle insurance coverage tailored to local riding needs. The agency assists clients with policy selection and ongoing maintenance, supporting riders through seasonal policy updates and renewal management. It services a variety of property owners, including those with single-family homes, apartments, retail spaces, and restaurants that require bundled insurance solutions.
Brightway Insurance, Miami Lakes serves homeowners, renters, and vehicle owners in Miami Gardens, Florida, by connecting them with personalized motorcycle insurance policies. This agent works to find appropriate coverage for local riders, addressing liability and protection needs common in the area. The service considers the unique riding conditions and traffic patterns found throughout South Florida. Brightway Insurance, Miami Lakes also extends its motorcycle insurance services to neighboring communities such as Hialeah and the greater Miami metropolitan region.
When motorcycle season reopens each spring in Miami Gardens, many riders seek updated coverage before hitting the familiar routes. Univista Insurance responds by helping local policyholders review liability limits and comprehensive protection tailored to their machines and riding habits. The agent clarifies how Florida’s no-fault laws interact with motorcycle policies, ensuring riders understand their medical and property coverage before a claim arises. To begin securing a policy, a standard verification of the motorcycle’s vehicle identification number and current odometer reading is conducted.
Del Toro Insurance operates as a motorcycle insurance agent in Miami Gardens, Florida, assisting riders with coverage for a range of motorcycles and related equipment. The agency also specializes in offering additional protection such as comprehensive policies that cover theft, vandalism, and uninsured motorist scenarios for local clients. Its services can support commercial sectors including offices that require fleet coverage, warehouses needing liability policies, and food service businesses seeking tailored insurance for delivery vehicles.
Gardens Insurance Inc serves riders in Miami Gardens and the surrounding South Florida communities, handling motorcycle insurance policies for a range of bikes and riding styles. The agency works with local carriers to secure coverage tailored to individual needs, addressing factors such as bike model and rider experience. To manage each job, it begins with a thorough review of the client’s driving history and vehicle details before presenting clear policy options.
Sebanda Insurance operates as a dedicated Motorcycle Insurance Agent in Miami Gardens, Florida. This firm focuses on providing policy options tailored specifically to local riders, covering standard liability and comprehensive protection for various bike models. Its service range helps motorcyclists meet state requirements while securing coverage for theft and accident damage. In addition to basic plans, Sebanda Insurance adds specialty add-ons like coverage for aftermarket parts and custom accessories.
What Does a a Motorcycle Insurance Agent in Miami Gardens Cost?
Motorcycle insurance costs in Miami Gardens typically range from $300 to $1,200 per year for basic coverage, and $600 to $2,500 for full coverage. Factors include your bike type, age, driving history, and coverage limits. Florida has high uninsured motorist rates which can raise premiums. This is general information and not insurance advice.
About motorcycle insurance agents in Miami Gardens
Motorcycle insurance agents in Miami Gardens help riders find coverage that meets Florida state requirements. Florida law requires all motorcyclists to carry at least $10,000 in medical benefits coverage. A local agent can explain options for liability, comprehensive, and collision policies specific to Miami Gardens traffic and weather conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Florida?
Florida law requires motorcyclists to have at least $10,000 in medical payments coverage. Unlike cars, motorcycle owners are not required to carry property damage liability or personal injury protection. An agent can help you understand these rules and recommend additional coverage.
Do I need motorcycle insurance if I live in Miami Gardens?
Yes, Florida law requires all registered motorcycle owners to carry insurance. Miami Gardens has specific local traffic laws and high accident rates in certain areas. An agent can tailor a policy to address risks like theft and uninsured drivers common in South Florida.
How does my driving record affect motorcycle insurance costs in Miami Gardens?
Your driving record directly impacts your premium. Tickets for speeding or reckless driving can raise rates significantly. Florida allows insurers to use your record from the past three to five years. An agent can help you find companies that offer better rates for clean records.
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