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Find Motorcycle Insurance Agents Near You in Niceville, FL

Looking for a motorcycle insurance agent in Niceville? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 motorcycle insurance agents in Niceville, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cooke Insurance Agency
1189 E John Sims Pkwy, Niceville, FL 32578
(850) 279-4643 cookeinsuranceniceville.com
Bo Burns - State Farm Insurance Agent
1811 E John Sims Pkwy, Niceville, FL 32578
(850) 678-3441 boburnsagency.com
Williams Insurance Agency
299 Government Ave, Niceville, FL 32578
(850) 678-4333 williamsinsuranceflorida.com

What Does a Motorcycle Insurance Agent in Niceville Cost?

Motorcycle insurance costs in Florida vary widely based on your bike type, riding history, and coverage limits. A basic liability-only policy for a standard cruiser may cost between $200 and $500 per year. Full coverage for a sport bike or high-value model can range from $800 to $2,000 annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Florida?
Florida requires all motorcycle owners to carry at least $10,000 in medical payment coverage per person per accident. Bodily injury and property damage liability are not required by state law but are strongly recommended for full protection.
Do I need an agent to get motorcycle insurance in Niceville?
You can buy motorcycle insurance online, but a local Niceville agent can help you compare policies from multiple carriers. They can also explain how Florida no-fault laws apply to motorcycles and help you avoid coverage gaps.