The top-rated motorcycle insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,323 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 12 motorcycle insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 6 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 7 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 8 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 9 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 10 | Ricardo Arbesu - State Farm Insurance Agent | 18339 NE 19th Ave | (305) 682-1611 |
Estrella Insurance in North Miami Beach, Florida, is known for providing necessary liability and comprehensive coverage options tailored to motorcycle owners. Its services include protection against collision damage and uninsured motorist claims for riders across the local area. The agency works with clients to select appropriate policy limits that meet state financial responsibility requirements. A specialty service it can add on is roadside assistance coverage, which offers support in case of breakdowns or on-the-road emergencies.
Mercado Insurance Agency North Miami provides a full range of motorcycle insurance policies for riders in the North Miami Beach area. Its offerings include liability, collision, and comprehensive coverage tailored to different bike types. The agency also assists clients with policy reviews and claims support to maintain continuous coverage. Servicing riders with individual policies, it covers standard motorcycles, cruisers, and sport bikes for personal use.
Del Toro Insurance serves North Miami Beach and the greater Miami-Dade County area, specializing in motorcycle insurance policies. It works with riders to secure coverage that meets legal requirements and protects against common road liabilities. Local bikers can obtain protection for a variety of machines, from cruisers to sport models. The agent handles both liability-only policies for older bikes and full comprehensive and collision plans for newer motorcycles.
Skylake Insurance serves North Miami Beach and the surrounding Miami-Dade County area as a local motorcycle insurance agent. It helps riders secure liability protection to meet Florida’s legal requirements for street-legal motorcycles. The company also offers options for collision and comprehensive coverage to safeguard against damage from accidents or theft. Clients can obtain quotes for basic policies as well as add-on coverage for custom parts and accessories.
Motorcycle owners in North Miami Beach, Florida, who need insurance protection for their bikes can work with this agent. Michelle Priestman Desjardins: Allstate Insurance offers policies to cover both standard and high-performance models, providing liability, collision, and comprehensive options. The agent helps local riders compare coverage limits and deductibles to match their individual needs and budget. Service also extends to nearby communities such as Aventura and the broader Miami-Dade metropolitan area.
Univista Insurance provides comprehensive motorcycle insurance policies for riders in North Miami Beach, Florida. Its services include liability coverage, collision protection, and uninsured motorist options to meet legal requirements and safeguard assets. The agency tailors insurance plans to fit individual riding habits and budgets through thorough policy discussions and flexible payment schedules. Riders benefit from continuous support for claims filing, policy adjustments, and renewal reminders. The agency services single-family homes, apartments, retail businesses, and local restaurants in the North Miami Beach area.
Serving North Miami Beach, FL, and the surrounding communities, Assure-Us The Insurance Agency handles motorcycle insurance coverage for local riders. It works to protect a range of two-wheeled vehicles common in the area’s sunny climate. The agency typically takes a straightforward approach, carefully explaining policy options to help each customer select the appropriate level of liability and protection for their specific bike and riding habits.
Ma-Cuervo Insurance Group in North Miami Beach, Florida provides tailored coverage for motorcycle owners who need reliable protection on the road. Among their options, clients can choose between a one-time policy for seasonal riders or a recurring plan with automatic renewals for year-round use. Coverage typically includes liability, collision, and comprehensive protection for various bike types. Service appointments are available on an as-needed basis, allowing riders to update or adjust their policies according to changing circumstances without a mandatory schedule.
AllStar Direct Insurance & Financial Services in North Miami Beach, FL, specializes in matching motorcycle riders with liability, comprehensive, and collision coverage options. As a local agent in the area, it serves motorcyclists by explaining policy details and comparing available plans from various carriers to fit individual budgets. The agency is particularly helpful for riders needing protection against accident or theft risks during the busy summer riding season, when traffic and exposure to hurricanes increase.
What Does a a Motorcycle Insurance Agent in North Miami Beach Cost?
Motorcycle insurance costs in Florida vary widely based on factors like your age, driving record, bike type, and coverage limits. On average, a basic policy for a standard motorcycle may range from 300 to 800 dollars per year. High-risk riders or those with sports bikes might pay 1,000 dollars or more annually. This is general information and not insurance advice.
About motorcycle insurance agents in North Miami Beach
Motorcycle insurance agents in North Miami Beach Florida help riders find coverage that meets state requirements. Florida law mandates minimum bodily injury liability of 10,000 dollars per person and 20,000 dollars per accident. Agents can also advise on optional coverages like comprehensive and collision for local riding conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Florida?
Florida requires all motorcyclists to carry at least 10,000 dollars in bodily injury liability per person and 20,000 dollars per accident. This coverage protects others if you cause a crash. Property damage liability is not required by state law but is often recommended.
Do I need an insurance agent to get motorcycle coverage in North Miami Beach?
You do not need an agent to buy a policy, but an agent can help you compare options from multiple insurers. Agents in North Miami Beach understand local traffic patterns and can explain how Florida no-fault laws apply to motorcycles. They can also assist with claims and policy changes.
How does Florida helmet law affect my insurance?
Florida law requires riders under 21 to wear a helmet. Riders 21 and older may ride without a helmet if they carry at least 10,000 dollars in medical payment coverage. This coverage can affect your premium and is often discussed with your agent.
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