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Find Motorcycle Insurance Agents in Palm Bay, FL

Directory of motorcycle insurance agents in Palm Bay, Florida. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
Palm Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 16 motorcycle insurance agents in Palm Bay, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amber Smith - GEICO Insurance Agent
620 Malabar Rd SE Suite 8, Palm Bay, FL 32907
(321) 327-6022 geico.com
Jeff Thummel - State Farm Insurance Agent
4951 Babcock St NE Ste 5, Palm Bay, FL 32905
(321) 727-3992 jeffthummel.com
Patriot Growth Insurance Service, LLC
1430 Palm Bay Rd NE Suite A and B, Palm Bay, FL 32905
(321) 725-1440 wreninsuranceagency.com
Ryan Hill - State Farm Insurance Agent
1460 Baytree Dr Suite D, Palm Bay, FL 32905
(321) 723-1444 askryanhill.com
Joe Raley - State Farm Insurance Agent
5030 Minton Rd #1, Palm Bay, FL 32907
(321) 723-0333 joeraley.com
Weston Johnson - State Farm Insurance Agent
590 Malabar Rd SE #6, Palm Bay, FL 32907
(321) 541-1433 myagentweston.com
Sarpoolaki Insurance Center,LLC
277 Malabar Rd SE, Palm Bay, FL 32907
(321) 914-0303 sarpoolakiinsurance.com
GreatFlorida Insurance: Sabrina Lee
4651 Babcock St NE # 17, Palm Bay, FL 32905
(321) 724-4409 palmbay.greatflorida.com
Direct Auto Insurance
4700 Babcock St NE B, Palm Bay, FL 32905
(321) 757-9100 local.directauto.com
Monty McCart: Allstate Insurance
820 Palm Bay Rd NE #111, Palm Bay, FL 32905
(321) 724-8851 agents.allstate.com
Brightway Insurance, The DeJesus Legacy Agency
3200 Dixie Hwy NE Ste 7, Palm Bay, FL 32905
(321) 257-4045 brightway.com
Renegade Insurance - Palm Bay
4961 Babcock St NE STE 7, Palm Bay, FL 32905
(321) 450-3076 renegadeinsurance.com
Clover Insurance Agency
190 Malabar Rd SW #122, Palm Bay, FL 32907
(321) 725-6837 cloverinsuranceagency.com
Just Insurance Brokers
5270 Babcock St NE Suite 11B, Palm Bay, FL 32905
(321) 345-5999 justinsurancebrokers.com
Advanced Insurance Net
6050 S Babcock St #17, Palm Bay, FL 32909
(321) 255-1077 ainsurance.biz
Ecko Insurance
2475 Palm Bay Rd NE Suite 145 #15-16, Palm Bay, FL 32905
(321) 878-3256 eckoinsurance.com

Motorcycle insurance agents in Palm Bay Florida help riders find coverage that meets state requirements. Florida law requires all motorcycle owners to carry a minimum of $10,000 in property damage liability insurance. Agents can also explain optional coverages like collision and comprehensive for added protection.

What Does a Motorcycle Insurance Agent in Palm Bay Cost?

Motorcycle insurance in Florida typically costs between $200 and $800 per year for basic liability coverage. Full coverage policies with collision and comprehensive can range from $500 to $1,500 annually. Factors like your age, riding experience, bike model, and claims history affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Florida?
Florida requires motorcycle owners to have at least $10,000 in property damage liability coverage. Unlike cars, motorcycles do not need personal injury protection or uninsured motorist coverage by law. Your agent can help you understand these rules and add extra coverage if you want.
Do I need an agent to buy motorcycle insurance in Palm Bay?
You do not need an agent to buy insurance, but an agent can help you compare policies from different companies. They can also explain Florida-specific rules and find discounts you might miss online. Many riders find an agent helpful for customizing their policy.
How does Florida law affect my motorcycle insurance rates?
Florida has high rates of uninsured drivers and frequent weather events like hurricanes. These factors can raise premiums. Also, if you have a recent traffic violation or accident, your rates may increase. An agent can review your driving record and suggest ways to lower your cost.