The top-rated motorcycle insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 547 reviews. Other highly rated options include O'Quinn Insurance Services, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 17 motorcycle insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | O'Quinn Insurance Services | 1499 Palm Coast Pkwy NW Ste F | (386) 204-8789 |
| 3 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 4 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 5 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 6 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 7 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 8 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 9 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 10 | Matt Rio - State Farm Insurance Agent | 1475 Palm Cst Pkwy NW #107 | (386) 302-0366 |
Angel Hall - State Farm Insurance Agent serves the Palm Coast, Florida area, providing motorcycle insurance policies for local riders. This agency assists clients in securing liability, collision, and comprehensive coverage that meets state requirements. Motorcyclists can obtain policies that protect against damage from accidents, theft, and weather-related events. The agent customizes plans to fit individual riding needs, offering medical payments coverage for added protection on the road. They specifically handle uninsured motorist coverage and accessory coverage for custom bikes.
O'Quinn Insurance Services, located in Palm Coast, FL, offers a full range of motorcycle insurance solutions, including liability, collision, and comprehensive coverage tailored to local riders. The agency provides personalized service to help clients understand their policy options and manage their coverage needs over time. Assistance with policy reviews and coverage adjustments is available for those seeking to maintain proper protection. Its service extends to various property types across the area, such as single-family homes, apartments, retail businesses, and restaurants.
Insurance Office of America serves Palm Coast and the surrounding communities in Flagler County, helping riders find suitable coverage for motorcycles, scooters, and other powersports vehicles. This agency assists clients in protecting their bikes against common risks on local roads and highways. To handle a typical job, an agent first reviews the customer’s riding habits and bike details, then presents a few policy options from different insurers so the rider can choose the level of protection that fits.
Integrity Insurance Group of Florida assists riders in Palm Coast by distinguishing between one-time liability filings and recurring comprehensive packages that renew seasonally. Motorcycle insurance agents here regularly tailor policies to cover custom parts, roadside assistance, and varying rider experience levels. Coverage options address local weather risks and regional traffic patterns without assuming client needs. Direct consultations determine whether annual updates or ad-hoc adjustments fit each policyholder. Service runs on a scheduled basis to align with Florida’s registration renewal cycle and policy expiration dates.
Homeowners and business owners in Palm Coast, FL, seeking dependable coverage for their motorcycles work with Tilton & Unger Insurance, an agent serving the local area. The agency provides guidance on policy options to protect riders against liability, collision, and comprehensive risks, helping customers meet state requirements and safeguard their vehicles. Coverage extends to nearby communities within Flagler County, including Bunnell and the broader Daytona Beach metropolitan region.
The Berk Insurance Agency specializes in matching motorcycle riders with appropriate liability and comprehensive coverage options in Palm Coast, Florida. It provides general insurance services to local motorcyclists, addressing standard policy needs for various bike types and riding styles. The agency assists clients in managing risks associated with coastal weather, including seasonal storm threats and humidity-related storage concerns.
Along the scenic roads around Palm Coast seasonal rains and sudden afternoon showers pose unique hazards for riders, and Coastal Palm Insurance Company helps motorcyclists secure coverage that addresses these local weather challenges directly. Their process begins with a straightforward discussion to understand each rider’s typical routes and riding frequency. A practical inspection of the motorcycle’s safety features and adherence to Florida registration rules follows as the initial assessment step before any policy options are presented.
Heart of Florida Insurance Group in Palm Coast, Florida works with riders to secure coverage for their motorcycles, helping to protect both the machine and the rider against financial loss from accidents or theft. The agency can assist in adding specialized protections such as roadside assistance and coverage for custom parts or safety apparel. Its services are built to support local bikers using their motorcycles for daily commutes, weekend touring, or personal recreation. This Palm Coast office can serve commercial sectors like repair shops, storage facilities, and food service businesses.
Brightway Insurance, The Flagler Agency serves residential clients in Palm Coast and the surrounding area with motorcycle insurance policies for personal use. They also provide commercial coverage for riders who use motorcycles for business purposes, extending their service throughout the local region. Each policy is reviewed to match the specific needs of the motorcyclist, ensuring appropriate protection for each situation. Clients can return for follow-up assistance or schedule repeat service between regular visits to adjust their coverage as needs change.
Matt Rio - State Farm Insurance Agent in Palm Coast, FL, is known for helping local riders secure liability coverage for their motorcycles. The agency works with clients to find protection that fits their needs on area roads. Coverage options commonly include bodily injury and property damage liability, as well as uninsured motorist protection. A specialty service this agent can add on is comprehensive coverage for theft or damage from non-collision incidents.
What Does a a Motorcycle Insurance Agent in Palm Coast Cost?
Motorcycle insurance costs in Palm Coast vary by rider age, bike type, and coverage limits. A basic liability policy for a standard cruiser can range from $200 to $500 per year. Full coverage with collision and comprehensive may cost $600 to $1,200 per year for a sportbike or high-value motorcycle. Rates also depend on your driving record and credit history. This is general information, not insurance advice.
About motorcycle insurance agents in Palm Coast
Motorcycle insurance agents in Palm Coast, Florida help riders find coverage that meets state requirements. Florida law requires motorcyclists to carry at least $10,000 in medical payments coverage per person per accident. Agents can also help you add optional coverages like collision and comprehensive for added protection.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Florida?
Florida law requires all motorcyclists to carry at least $10,000 in medical payments coverage per person per accident. This covers injuries to you and your passengers. Bodily injury liability is not required by state law but is strongly recommended.
Do I need a motorcycle license to get insurance in Palm Coast?
Yes, you must have a valid Florida motorcycle endorsement on your drivers license to purchase a policy. Agents will ask for your license number and driving history. Riding without a license can result in higher rates or denial of coverage.
How do Florida helmet laws affect my insurance rates?
Florida law requires riders under 21 to wear a helmet. Riders 21 and older can ride without a helmet if they carry at least $10,000 in medical payments coverage. Choosing to ride without a helmet may slightly increase your premium due to higher risk.
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