The top-rated motorcycle insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 17 motorcycle insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Lizette Cochran - State Farm Insurance Agent | 3031 E Lake Rd S | (727) 786-1082 |
| 4 | Direct Auto Insurance | 30604 US Hwy 19 N | (727) 789-2274 |
| 5 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 6 | Gregg Schindler - State Farm Insurance Agent | 2138 US-19 ALT #2-A | (727) 238-8800 |
| 7 | Pam Leonard-Williams - State Farm Insurance Agent | 1410 US-19 ALT C | (727) 785-0413 |
| 8 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 9 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 10 | Michael Tow: Allstate Insurance | 33920 US Hwy 19 N Ste 285 | (727) 789-3024 |
Coleman Insurance Agency serves the Palm Harbor area and surrounding Pinellas County as a local motorcycle insurance agent. They provide essential coverage options to protect riders and their bikes on Florida roads. Their services focus on helping customers understand liability, collision, and comprehensive policies that meet state requirements. The agency works with individual riders to tailor insurance plans for different types of motorcycles. They assist with uninsured motorist coverage and medical payments for bikers.
Reliant Insurance Services provides motorcycle insurance coverage to riders throughout the Palm Harbor, Florida area. The agency works with clients to select appropriate liability, collision, and comprehensive policies that match individual riding habits and bike values. Service plans include routine policy reviews to ensure coverage keeps pace with changing motorcycle registrations or usage patterns. Maintenance options help policyholders adjust deductibles or add specified accessories as needed. The office handles policies for personal single-family home properties and for commercial apartments, as well as local retail and restaurant businesses.
Homeowners, renters, and business owners in the Palm Harbor area turn to Lizette Cochran - State Farm Insurance Agent for their motorcycle insurance needs. The agency helps clients secure coverage designed to protect bikes, gear, and liability on the road. Policies are tailored to fit individual riding habits, from daily commuting to weekend cruising. This agent also serves drivers across the greater Tampa Bay metro, including communities like Oldsmar and Tarpon Springs.
Riders and motorcycle enthusiasts in Palm Harbor turn to Direct Auto Insurance for coverage that meets local needs. The agency works with clients to arrange liability, collision, and comprehensive protection suited to different bike types and riding habits. Understanding Florida’s unique weather and traffic conditions helps the team tailor each policy accordingly. Customers can discuss their specific coverage requirements and receive straightforward assistance. The agency also serves motorcyclists throughout the Tampa Bay area, including nearby communities such as Clearwater and Dunedin.
Brightway Insurance, The Harrington Agency serves motorcycle owners in Palm Harbor and the surrounding communities of Pinellas County. It handles quotes and coverage for a wide range of motorcycles, helping riders meet Florida insurance requirements. The agency works by first reviewing each client's motorcycle type, riding habits, and liability needs. It then compares available policy options to find suitable coverage. It delivers each quote with a clear explanation of what the selected policy covers.
Navigating the difference between a one-time policy purchase and ongoing coverage renewal is key for motorcycle owners. Gregg Schindler State Farm Insurance Agent in Palm Harbor, FL helps riders select liability, comprehensive, and collision protection tailored to their bike and local riding conditions. This agent works to explain policy details, ensuring clients understand their coverage for seasonal or year-round use. Service for existing policy adjustments runs on an as-needed basis.
Pam Leonard-Williams - State Farm Insurance Agent in Palm Harbor, FL, specializes in motorcycle insurance policies tailored for local riders. She also provides a full range of auto, home, and life coverage to meet broader personal protection needs. For bikers navigating Florida’s busy highways and frequent afternoon storms, her agency helps adjust policies to cover both daily commuting and seasonal touring concerns.
Spring storms in coastal Florida make securing proper motorcycle coverage essential for Palm Harbor riders. Hawk Insurance Group assists customers with policies tailored for the area's unique weather patterns and year-round riding season. Their agents work to match each rider with liability, comprehensive, and collision options that meet local requirements. After discussing individual needs and mileage expectations, the process continues with a review of the motorcycle's condition and current documents to begin the quote.
Michael Tow: Allstate Insurance serves homeowners and renters in Palm Harbor, Florida, with tailored residential policies. The agency also provides commercial coverage for local businesses and serves the surrounding Pinellas County area. As a motorcycle insurance agent, they help riders protect their vehicles and meet state requirements. Clients often return for policy adjustments after seasonal changes or bike upgrades, with many scheduling follow-up reviews between regular renewal visits to update their coverage.
What Does a a Motorcycle Insurance Agent in Palm Harbor Cost?
Motorcycle insurance costs in Florida vary widely based on your bike type, riding experience, and coverage levels. A basic liability policy for a standard cruiser might cost between $200 and $500 per year. Full coverage including collision and comprehensive can range from $500 to $1,500 annually. Factors like your age, location in Palm Harbor, and claims history also affect the price. This is general information and not insurance advice.
About motorcycle insurance agents in Palm Harbor
Motorcycle insurance agents in Palm Harbor Florida help riders find policies that meet state financial responsibility laws. Florida requires motorcyclists to carry at least $10,000 in medical payments coverage and $10,000 in property damage liability. A local agent can explain coverage options for your specific bike and riding habits.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Florida?
Florida law requires motorcyclists to have at least $10,000 in medical payments coverage per person and $10,000 in property damage liability. This is different from car insurance which requires Personal Injury Protection. An agent can help you understand these requirements.
Do I need uninsured motorist coverage for my motorcycle in Palm Harbor?
Uninsured motorist coverage is not required by Florida law for motorcycles but it is strongly recommended. It covers your injuries if a driver without insurance hits you. Your agent can explain how this coverage works with your policy.
How does my riding history affect my motorcycle insurance rate in Florida?
Your driving record including tickets and accidents directly impacts your premium. Florida allows insurers to consider your history for up to three years. A clean record usually leads to lower rates while violations can increase costs.
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