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Find Motorcycle Insurance Agents in Palm Harbor, FL

Directory of motorcycle insurance agents in Palm Harbor, Florida. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 17 motorcycle insurance agents in Palm Harbor, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911 colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335 myreliantinsurance.com
Lizette Cochran - State Farm Insurance Agent
3031 E Lake Rd S, Palm Harbor, FL 34685
(727) 786-1082 lizettec.com
Direct Auto Insurance
30604 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2274 local.directauto.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200 brightway.com
Gregg Schindler - State Farm Insurance Agent
2138 US-19 ALT #2-A, Palm Harbor, FL 34683
(727) 238-8800 greggsf.com
Pam Leonard-Williams - State Farm Insurance Agent
1410 US-19 ALT C, Palm Harbor, FL 34683
(727) 785-0413 paminsurespalmharbor.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295 hawkig.com
Mark Gianeskis - State Farm Insurance Agent
3430 Tampa Rd, Palm Harbor, FL 34684
(727) 786-6886 markgianeskis.com
Michael Tow: Allstate Insurance
33920 US Hwy 19 N Ste 285, Palm Harbor, FL 34684
(727) 789-3024 agents.allstate.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858 whitcoinsuranceph.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533 palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428 edgewaterinsuranceinc.com
Royal Insurance, Inc.
32756 US Hwy 19 N, Palm Harbor, FL 34684
(727) 786-0090 royalinsuranceinc.com
Commonwealth Insurance
4175 Woodlands Pkwy, Palm Harbor, FL 34685
(727) 787-8151
First Class Insurance
1155 Tampa Rd Suite A, Palm Harbor, FL 34683
(727) 796-2600 1classinsurance.com
Estrella Insurance
31055 US Hwy 19 N, Palm Harbor, FL 34684
(727) 609-2501 agents.estrellainsurance.com

Motorcycle insurance agents in Palm Harbor Florida help riders find policies that meet state financial responsibility laws. Florida requires motorcyclists to carry at least $10,000 in medical payments coverage and $10,000 in property damage liability. A local agent can explain coverage options for your specific bike and riding habits.

What Does a Motorcycle Insurance Agent in Palm Harbor Cost?

Motorcycle insurance costs in Florida vary widely based on your bike type, riding experience, and coverage levels. A basic liability policy for a standard cruiser might cost between $200 and $500 per year. Full coverage including collision and comprehensive can range from $500 to $1,500 annually. Factors like your age, location in Palm Harbor, and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Florida?
Florida law requires motorcyclists to have at least $10,000 in medical payments coverage per person and $10,000 in property damage liability. This is different from car insurance which requires Personal Injury Protection. An agent can help you understand these requirements.
Do I need uninsured motorist coverage for my motorcycle in Palm Harbor?
Uninsured motorist coverage is not required by Florida law for motorcycles but it is strongly recommended. It covers your injuries if a driver without insurance hits you. Your agent can explain how this coverage works with your policy.